Allisha Curtis is a Series 63 licensed advisor with 18 years of industry experience. She has been with THOR Investment Management, Inc. since 2005. THOR Wealth Management manages approximately $679 million in discretionary assets and provides investment advice to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm uses a “total portfolio” approach with active, diversified model portfolios guided by written investment policy statements and employs a committee-governed process integrating fundamental and technical analysis alongside a proprietary mean-reversion model.

Richard Pettway is a CFA® charterholder with six years of industry experience, currently serving at Journey Advisory Group, LLC since 2020. Prior to joining Journey, he worked at PNC Bank, N.A. for eleven years. Pettway holds leadership roles outside his advisory work, including serving as President of the CFA Society of Cincinnati and chairing the Investment Committee for 4C for Children. Journey Advisory Group serves individuals, trusts and estates, charitable organizations, corporations, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting services. The firm follows a long-term, strategic asset allocation approach with tailored portfolio construction, incorporating tax-conscious techniques and managing approximately $1.65 billion in assets.

Gregory Luke is a financial advisor at THOR Wealth Management Inc with 22 years of industry experience. He holds a Series 65 designation and has been with Thor Investment Management, Inc. since 2002. Outside of his advisory role, he maintains a law practice. THOR Wealth Management serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, managing approximately $679 million in discretionary assets. The firm employs a total portfolio approach with active, diversified model portfolios, combining fundamental and technical analysis alongside a proprietary mean-reversion model to guide investment decisions.

Mitchell Lampert is a financial advisor at Legacy Financial Advisors, Inc. in Covington, KY, with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at The Vanguard Group and Triad Advisors. He also assists the director of investment in trading duties and supports advisors in paraplanning at Legacy Financial Advisors. Legacy Financial Advisors serves individuals, families, closely held businesses, retirement plans, estates, trusts, and charitable organizations, providing financial planning, estate planning, risk management, and discretionary portfolio management across traditional and alternative investments. The firm manages approximately $1.5 billion in client assets through a multi-advisor team of 13 professionals.

Timothy Schwiebert is a financial advisor at Topsail Wealth Management LLC with 29 years of industry experience. He previously worked at L.M. Kohn & Company for 26 years before joining Topsail in 2024. Schwiebert holds Series 63 and Series 65 designations. Topsail Wealth Management advises high-net-worth and ultra-high-net-worth families, trusts, and related entities through comprehensive wealth management services including financial planning, investment advisory, tax and estate planning, and ancillary services such as bookkeeping and trustee services. The firm employs a customized, priorities-based investment process with a blend of passive and active strategies, managing over $1.3 billion in regulatory assets despite being a recently formed firm.

James Stechschulte is a CFA® charterholder with nine years of industry experience. He has been with Thor Investment Management, Inc. since 2012. THOR Wealth Management provides discretionary investment management and comprehensive financial planning services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a total portfolio approach using active, diversified model portfolios guided by written investment policy statements and combines fundamental and technical analysis with a proprietary reversion-to-the-mean model.

Andrew Hermes is a CFP® with 21 years of industry experience, currently serving as an advisor at Altus Wealth Management, LLC since 2010. He holds Series 63 and Series 66 licenses and works from Ft. Mitchell, KY. Altus Wealth Management provides discretionary investment management and financial planning to individuals, trusts, and charitable organizations, including high-net-worth clients. The firm employs a blend of Modern Portfolio Theory with tactical asset allocation and relative strength analysis, emphasizing low-cost ETFs and mutual funds, and distinguishes itself with a dedicated fixed-income Preservation model that uses individual bonds alongside strategic and tactical investment approaches.

Live and Give Financial was started with a vision of increasing access to quality, unbiased advice for families who have not yet accumulated a lot of wealth. Our focus on flat-fee, advice-only planning puts the power back in your hands to learn money management strategies for your own situation. We will empower you to make decisions that will be meaningful for your family. We'll work together on a comprehensive financial plan over the course of 4-6 months. Utilizing research-backed tools we'll have in-depth conversations about your passions and dreams for the future to uncover the goals that are most meaningful to you. From there we'll visit all aspects of your financial picture to set you on the path to holistic wellbeing. Reach out to schedule a conversation about your goals. If I'm not the right fit for your pain points I'll help you find the service that is - which is my ultimate duty as a fiduciary advisor. I look forward to connecting!

Henry Brightwell III is a financial advisor with Formidable Asset Management, LLC in Cincinnati, OH. He holds Series 63 and Series 65 licenses and has 31 years of industry experience, including 10 years with Formidable. Formidable Asset Management is an SEC-registered multi-advisor firm managing approximately $903 million across 16 advisors. The firm serves individuals, retirement plans, registered investment advisers, and pooled investment vehicles, employing a mix of top-down thematic research and bottom-up fundamental and quantitative analysis, with an emphasis on capital appreciation through actively managed ETFs and other strategies.

James Gore is a Series 65-licensed financial advisor with THOR Wealth Management Inc in Cincinnati, Ohio, where he has worked since 1992. He has 30 years of industry experience. THOR Wealth Management manages approximately $679 million in discretionary assets and provides investment advice to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm uses a total portfolio approach with active, diversified model portfolios guided by written investment policy statements and employs fundamental and technical analysis along with a proprietary mean-reversion model to determine asset-class and style allocations.

Derek Schmidt is a CFP® with nine years of industry experience, currently serving as a financial advisor at Altus Wealth Management, LLC. His prior roles include positions at UBS Financial Services and Fidelity Brokerage Services, LLC. Altus Wealth Management provides discretionary investment management and financial planning services to individuals, trusts, and charitable organizations. The firm employs a blend of Modern Portfolio Theory, tactical asset allocation, and relative strength analysis, focusing on diversified portfolios with low-cost ETFs, mutual funds, and individual fixed-income securities.

Michael Maisel is a financial advisor at Legacy Financial Advisors, Inc. in Covington, KY, holding a Series 63 designation with 26 years of industry experience. He has been with Legacy Financial Advisors since 2006 and also has experience with Triad Advisors. Outside of his advisory role, he is involved in an education company, Financial Fitness Powered by Legacy, LLC, and co-owns Bridge Partners, USA, which provides insurance solutions for advisors. Legacy Financial Advisors serves individuals, families, businesses, and charitable organizations, offering financial planning, estate planning, risk management, and discretionary portfolio management across traditional and alternative investments. The firm operates as a multi-advisor team managing approximately $1.5 billion in client assets, emphasizing diversification and asset allocation with a focus on capital preservation and growth.

Michael Mcwhinnie is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Legacy Financial Advisors, Inc. in Covington, KY. His career includes 18 years at Fidelity Brokerage Services, LLC, followed by roles at Legacy Financial Advisors and Triad Advisors since 2018. Legacy Financial Advisors is a multi-advisor team managing approximately $1.5 billion in client assets across about 1,000 clients. The firm serves individuals, families, businesses, retirement plans, estates, trusts, and charitable organizations, offering financial planning, estate planning, risk management, and discretionary portfolio management with an emphasis on diversification and asset allocation.

Justin Brown is a CFP® professional with 20 years of industry experience, currently serving at Legacy Financial Advisors, Inc. and Triad Advisors, Inc. since 2014. Prior to that, he worked at Fidelity from 2007 to 2013. Legacy Financial Advisors serves individuals, families, closely held businesses, retirement plans, estates, trusts, and charitable organizations, offering financial planning, estate planning, risk management, and discretionary portfolio management across traditional and alternative investments. The firm emphasizes diversification and asset allocation and manages approximately $1.5 billion in client assets through a multi-advisor team.

Andrew Molnar is a CFA® charterholder with seven years of industry experience. He has been with THOR Investment Management Inc since 2012. THOR Wealth Management manages approximately $679 million in discretionary assets and serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a total portfolio approach using active, diversified model portfolios guided by written investment policy statements and combines fundamental and technical analysis with a proprietary mean-reversion model to determine asset-class and style weightings.

Matthew Aquilia is a CFP® certificant with 14 years of industry experience. He is affiliated with Legacy Financial Advisors, Inc., a team of 13 advisors based in Covington, KY. Aquilia has been with Legacy Financial Advisors and its affiliated broker-dealer, Triad Advisors, Inc., since 2015. Outside of his financial advisory role, he works as a youth soccer referee. Legacy Financial Advisors serves individuals, families, businesses, retirement plans, estates, trusts, and charitable organizations, offering financial planning, estate planning, risk management, and discretionary portfolio management. The firm emphasizes diversification and asset allocation, managing approximately $1.5 billion in client assets.

Benjamin Siefring is a CFP® and ChFC® with 15 years of industry experience. He has been with Formidable Asset Management, LLC since 2017 and previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Mr. Siefring is also a licensed insurance agent in multiple states, offering life and health insurance products. Formidable Asset Management is a multi-advisor firm managing approximately $903 million across 16 advisors. The firm serves individuals, retirement plans, and registered investment advisers through portfolio management, financial planning, and pension consulting, employing a blend of thematic research and fundamental and quantitative analysis with a focus on actively managed ETF strategies.

Kevin Whelan is a CFA® charterholder with 20 years of experience in the financial industry. He has been with Opus Capital Management since 1998. Opus Capital Management provides wealth management and pension consulting services to individuals, public and corporate pension plans, charitable institutions, foundations, and corporations. The firm uses an asset-allocation approach with active portfolio management and offers both ERISA Section 3(21) and 3(38) pension consulting.

Kerstin Driscoll Witt is a financial advisor at S.E.E.D. Planning Group, LLC with 12 years of industry experience. She has worked at S.E.E.D. since 2019 and previously held roles at Fidelity Brokerage Services LLC and Fidelity Investments from 2016 to 2019. She holds the Series 63 designation. S.E.E.D. Planning Group, LLC is an SEC-registered advisory firm that offers investment management, wealth management, consulting, and institutional services to individuals, high-net-worth clients, trusts, estates, businesses, nonprofits, and retirement plans. The firm integrates values-based financial planning with coordinated tax and estate strategies and employs fundamental analysis alongside long-term portfolio approaches.

Robert Neff is a financial advisor with W&S Advisory Services, LLC in Cincinnati, Ohio, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. He has worked at Western Southern Life and W&S Brokerage Services since 2015. Outside of finance, Neff is the author of the book *Retirement: What Could Go Wrong?* and operates a YouTube channel focused on backyard barbecuing, generating passive income through ad revenue and affiliate links. W&S Advisory Services, LLC serves parents and custodians through a digital-first UGMA wrap-fee program delivered via Fabric’s platform, offering custodial account management and standalone comprehensive financial planning covering investment, retirement, insurance, and education funding. The firm employs five model portfolios with implementation by Fort Washington Investment Advisors, emphasizing a platform-driven approach with fixed fees rather than percentage-of-AUM billing.