David Middleton is a CFP® professional with 11 years of industry experience and the sole advisor at Middleton Advisory, an independent registered investment adviser based in Bethesda, MD. He has led Middleton Advisory since 2010. The firm provides financial planning and discretionary portfolio management for individuals, families, qualified retirement plans, and institutional clients including foundations, endowments, trusts, and corporations. Middleton Advisory manages approximately $22 million in client assets, implementing diversified allocations primarily through low-cost exchange-traded and no-load mutual funds, with additional strategies available. The firm also offers educational seminars for plan participants and employees and serves as an independent plan fiduciary and pension consultant.

Dahlia Daley is a financial advisor at Daley Capital, Inc. with 15 years of industry experience. She holds the ChFC® designation and securities licenses Series 63, 65, and 66. In addition to her advisory role, she owns an independent insurance practice, dedicating about 10 percent of her time to this business. Daley Capital, Inc. provides personalized investment management and financial planning primarily for individual clients, high-net-worth individuals, trusts, estates, retirement plan participants, and small businesses. The firm emphasizes diversified, long-term portfolios guided by modern portfolio theory and the Fama–French three-factor model, utilizing ETFs and no-load mutual funds with discretionary management and periodic rebalancing.

Gobinath Balasubramanian is the sole advisor at GB Investments LLC, an independent firm based in Alexandria, VA. He holds the Series 65 designation and has 10 years of industry experience, having worked at GB Investments since its founding in 2016. Prior to his advisory role, his background included engineering and quality assurance before earning an MS in finance. GB Investments provides discretionary investment management through separately managed accounts tailored for individuals, families, trusts, charitable organizations, and businesses. The firm follows a fundamental, value-oriented philosophy emphasizing concentrated, long-term equity ownership and customizes portfolios based on documented client goals, risk tolerance, and time horizon.

Rebecca Schreiber is a financial advisor with Flexible Finances in Silver Spring, MD, holding a Series 65 credential and three years of industry experience. She has worked at Flexible Finances since 2020 and is a partial owner of Holy Chow LLC, a restaurant in Silver Spring, where she contributes in a bookkeeping capacity. Flexible Finances serves individual and small business clients, providing financial planning, counseling, benefits analysis, budgeting, debt management, and investment recommendations. The firm emphasizes client education and independence, using a fee-for-service model with hourly or project-based billing and focuses on low-cost, liquid investments without discretionary asset management or commission-based fees.

Kyle Packard is a CFP® and ChFC® with two years of experience in financial advising, currently operating as the sole advisor at Packard Wealth Strategies LLC in Alexandria, VA. He has served in the U.S. Army since 2000, concurrently with his advisory role. Packard Wealth Strategies provides discretionary investment management, financial planning, and wealth management services primarily to veterans, service members, and their families, as well as charitable organizations, corporations, and employer-sponsored retirement plans. The firm uses a priorities-driven Financial Policy Statement and an evidence-based investment approach incorporating Modern Portfolio Theory, with a notable range of services including ERISA co-fiduciary and investment manager roles for retirement plans and donor-advised fund management.

I’m an advice-only financial planner based in North Bethesda, MD. I offer three services: The Hour, The Plan and The Clubhouse. My current clients are generally seeking help with: 1) Planning for retirement or financial independence (FIRE). 2) Major life decisions such as getting married, buying a home, starting a family, receiving an inheritance, starting to invest, etc. 3) A second opinion on their self-managed or advisor-managed investment portfolio. Check my guide, Where to Start With Money? https://nineinningfinance.com/writing/nine-inning-finance-guide-where-to-start-with-money To learn more, visit www.nineinningfinance.com. Read Nick’s newsletter here: https://moundvisits.substack.com/

Denise Leish is the sole advisor at Money Plans, an independent firm based in Silver Spring, MD. She holds a Series 65 designation and has 27 years of industry experience. Denise has been with Money Plans since 1983. Money Plans offers fee-only investment and financial planning services to individuals and families, providing discretionary money management, one-time investment reviews, comprehensive financial planning, and hourly consultations. The firm’s investment approach emphasizes tax- and cost-efficiency using low-cost ETFs and institutional share classes, with portfolios managed for diversification, price-earnings discipline, capital preservation, and tactical use of inverse and leveraged ETFs when appropriate.

Brandon Lloyd is a financial advisor at Mountain View Wealth Management LLC in Arlington, VA, holding Series 63 and Series 65 licenses with 13 years of industry experience. He has worked at Mountain View Wealth Management since 2017 and previously at Wells Fargo Clearing Services. Outside of advisory work, he is involved in several real estate investment ventures as an owner and president of multiple LLCs. Mountain View Wealth Management LLC is an independent registered investment adviser serving individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm offers pension consulting and employs a comprehensive investment approach incorporating fundamental, quantitative, technical, and modern portfolio theory analyses, including the use of borrowing within separately managed accounts.

David Nanigian is a CFP® professional with two years of industry experience, currently serving as the sole advisor at Mount Ararat Financial Services LLC. His prior roles include positions with the CFP Board and academic appointments at San Diego State University and California State University, Fullerton. Mount Ararat Financial Services LLC focuses on financial planning, fund selection, and advisory services primarily for Armenian-American clients and provides a Fractional Chief Investment Officer service to other advisory firms. The firm emphasizes Strategic Asset Allocation based on Modern Portfolio Theory and operates mainly on a non-discretionary basis without taking custody of client assets.

Ryan Worch is the sole advisor at Worch Capital LLC in Rockville, MD, holding Series 63, 65, and 66 licenses with 15 years of industry experience. He has worked with Sanders Morris Harris, Inc. and Concept Capital Markets, LLC since 2011. Worch Capital provides discretionary and non-discretionary investment management, financial planning, and consulting services to individual and institutional clients, managing a private pooled investment vehicle alongside separately managed accounts. The firm uses a proprietary strategy that combines momentum and swing trading with special-situations fundamental research, employing derivatives and hedging techniques as part of its active trading approach.

Ethan Miller is a CFP® with nine years of industry experience and the sole advisor at Planning for Progress in Silver Spring, MD. His prior work includes roles at the Department for Professional Employees, AFL-CIO, and Jobs With Justice. He also serves as finance and operations director for IFPTE Local 70, a Washington, DC-based union, managing its financial operations on a part-time consulting basis. Planning for Progress serves middle- and upper-middle-income individuals and families, as well as small businesses, nonprofits, and employer plan sponsors. The firm offers comprehensive and project-based financial planning, investment management, and retirement plan consulting, using diversified, long-term asset allocation strategies tailored to clients’ goals and values.

Yingjie Shu is a financial advisor at Kailasa Capital Management LLC with five years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors, LLC. Outside of his advisory role, he is involved with Blue Latitude, LLC, a non-investment-related business. Kailasa Capital Management provides wealth management and investment services to individual clients, family offices, institutions, and pooled investment vehicles. The firm employs a long-term, fundamentals-based investment approach and manages both individual accounts and private pooled funds, using strategies that include equities, fixed income, ETFs, mutual funds, options, and derivatives for portfolio construction and risk management.

Allison Brown is a CFP® professional with 14 years of industry experience, currently serving at BrightPath Wealth Advisors LLC. She has been with BrightPath since 2012 and also operates as a sole proprietor providing insurance sales and services. Additionally, she is a managing member of BrightPath Retirement Solutions LLC, focusing on tax planning. BrightPath Wealth Advisors LLC serves individual and high-net-worth clients as well as corporate entities, offering discretionary portfolio management and comprehensive financial planning. The firm develops customized investment policy statements, employs fundamental analysis, and manages accounts with regular monitoring and periodic reviews.

Peter Keefe is a CFA® charterholder with 20 years of industry experience. He is currently with Rockbridge Capital Management, where he has worked since 2024, and previously spent 33 years at Avenir Corporation. Rockbridge Capital Management provides discretionary investment management to individuals, families, institutions, trusts, retirement plans, and pooled investment vehicles. The firm emphasizes fundamental research to identify businesses with high returns on invested capital and skilled capital allocators, offering both long-only separately managed accounts and pooled funds that may use short positions, derivatives, hedging, and leverage.

Colleen Harrington is a CFP® with four years of industry experience. She has worked at Longview Financial Advisors, LLC, Apella Wealth, Facet Wealth, Inc., Armstrong, Fleming & Moore, Inc., and previously held a position at MedStar Georgetown University Hospital. Longview Financial Advisors provides investment management and financial planning primarily to high-net-worth individuals, trusts, estates, charitable organizations, small businesses, and institutional ERISA retirement plans. The firm uses an evidence-based, strategic asset allocation approach centered on passive ETFs and Dimensional Funds Advisors products, supplemented by active managers when appropriate.

Efrata Kirose is a Series 65-credentialed financial advisor at One Oak with one year of industry experience. Prior to joining One Oak, Kirose held positions at Align Impact, LLC, Working Within, Syntrinsic LLC, Syntrinsic Investment Counsel, Obermeyer Wood Investment Counsel, and Established. Outside of financial advising, Kirose owns and operates EDK Creative LLC, a graphic design and marketing services business. One Oak provides outsourced chief investment officer and customized investment advisory services primarily to institutional clients, including endowments, foundations, and family offices. The firm offers portfolio management, financial consulting, and access to alternative investments through an integrated OCIO model emphasizing diverse analytical techniques and active manager oversight.

Christopher Brugel is a CFA® charterholder with 25 years of industry experience and has been with Grey Owl Capital Management, LLC since 2009. He operates out of Arlington, VA, and holds Series 63 and Series 65 licenses. Grey Owl Capital Management provides discretionary portfolio management and advisory services to individual clients, including both high-net-worth and non‑HNW households, managing approximately $47.7 million across 33 client relationships. The firm’s two-advisor team publicly discloses historical performance results, a practice uncommon among similarly sized supported firms.

Joseph Cope is a CFP® with 22 years of industry experience, currently serving as a managing partner and adviser at Cope Connelly in Arlington, VA. He has held roles at XPS Capital LLC, Jarred Bunch Consulting, Park Avenue Securities, Guardian Life Insurance Company, and First Financial Group. In addition to his advisory work, he is a general partner responsible for public relations at Prosomnus Sleep Technologies. Cope Connelly serves individuals, pension and profit-sharing plans, and business entities, providing discretionary portfolio management, comprehensive financial planning, and private placement consulting. The firm employs a long-term trading approach centered on charting and technical analysis, performs regular portfolio reviews, and is involved in special-purpose vehicles and private-fund structures.

Khalid Usmani is a financial advisor with One Oak, holding Series 65 and Series 63 licenses and seven years of industry experience. He has worked at firms including GuideVine, Avantax Wealth Management, and Allstate. Outside of advisory roles, he serves as president of MIU Partners LLC, an independent insurance agency providing property, casualty, and life insurance. One Oak delivers outsourced chief investment officer (OCIO) and customized investment advisory services primarily to institutional clients such as endowments, foundations, and family offices. The firm emphasizes an integrated OCIO model with a focus on governance, manager selection, and risk management.

Chris Bettencourt is a CFP® professional with 17 years of industry experience, currently serving at Bethesda Financial Advisors, LLC since 2014. He also holds licenses as a life, annuity, and health insurance agent and is a licensed loan officer with Bancstar Mortgage, LLC, working 10 hours or less per week in mortgage financing. Bethesda Financial Advisors serves individual and high-net-worth clients with portfolio management and financial planning, using a blend of core passive allocation and active tactical adjustments tailored to clients’ risk tolerance and goals.