Richard Tomaschefsky II is a CFP®-certified financial advisor with seven years of industry experience. He is currently with Financial Council, LLC and has previously worked at Commonwealth Financial Network and Financial Council Asset Management Inc. Outside of advisory services, he is involved in fixed insurance sales. Financial Council, LLC provides discretionary investment management and advisory services to individuals, trusts, estates, charitable organizations, and corporations. The firm employs model asset allocation strategies primarily using mutual funds and conducts regular portfolio reviews.

Jason Simmons is a financial advisor with Red Oak Financial Group in Towson, MD, holding Series 63, Series 65, and Series 66 designations and bringing 22 years of industry experience. His prior work includes roles at LPL Financial, Prudential Financial Planning Services, and APG Federal Credit Union. Simmons provides investment advisory services through Red Oak Financial Group, an independent investment advisor firm. Red Oak Financial Group serves individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and qualified retirement plans, managing approximately $1.04 billion in assets across more than 1,000 client relationships. The firm employs proprietary model portfolios using ETFs and mutual funds with a long-term focus while allowing tactical adjustments, integrates fundamental and technical analysis, and offers ERISA 3(21) and 3(38) retirement plan services through an affiliated third-party administrator.

Talbot Albert is a financial advisor at Chapin Davis in Baltimore, MD, holding Series 63 and Series 65 licenses with 38 years of industry experience. He has been with Chapin Davis since 1990. Outside of his advisory role, he is an owner and trainer of thoroughbred racehorses through T.J. Albert Racing LLC and serves as a volunteer on the investment committee for the Sons of the American Revolution. Chapin Davis provides investment advisory and financial planning services to individuals, corporations, trusts, and retirement accounts. The firm employs a mix of fundamental and technical analysis and manages approximately $539 million in assets for several hundred client relationships through a multi-advisor team.

Rodney Dir is a financial advisor at The Marshall Financial Group LLC with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at firms including TLG Advisors, Southport Capital, M Holdings Securities, Pacific Capital Strategies, and Crestwood Group. The Marshall Financial Group serves individuals, businesses, pension and profit-sharing plans, and charitable organizations by providing portfolio management, investment analysis, and planning services. The firm uses fee-based asset management with individualized portfolios designed through third-party software and offers both discretionary and non-discretionary management.

Austin Root is a Series 65 credentialed advisor with three years of industry experience. He currently serves as Chief Investment Officer of Stansberry Asset Management, an SEC-registered investment advisor, and has prior experience at D.F. Dent & Company. Root is based in Towson, MD. Meristead Wealth, LLC provides discretionary portfolio management and financial planning primarily for high-net-worth individuals and families, offering separately managed accounts and participating in third-party asset management programs. The firm combines top-down macro analysis with fundamental bottom-up research to pursue a value-oriented allocation across global equities and credit, including strategies such as special situations and distressed investments.

Jordan Heaps is a CFP® professional with seven years of industry experience. He has worked at The Kelly Financial Group since 2020 and previously at Cambridge Investment Research, Inc. from 2015 to 2020. He is based in Bel Air, MD. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets for over 1,000 clients. The firm employs a team-based model using diversified portfolios that emphasize institutional mutual funds and active managers, along with ongoing monitoring and behavioral coaching.

Chase Llewellyn is a financial advisor at Black Diamond Financial, LLC with two years of industry experience. He holds a Series 65 designation. Prior to joining Black Diamond Financial, Llewellyn worked at Georgetown University and Loyola Blakefield. Black Diamond Financial, LLC provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, and institutional clients. The firm employs a multi-advisor team approach and emphasizes strategic asset allocation with low-cost, index-based core investments alongside tax-aware portfolio construction and selective private investments.

George Boudreau is a financial advisor with Oliver Wealth Management and holds a Series 65 designation. He has been with the firm since 2025 and has prior work experience at Graul's Market Ruxton and Baltimore Country Club. Oliver Wealth Management provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, corporations, trusts, and estates. The firm employs a primarily long-term investment approach using both fundamental and technical analysis, tailoring portfolios to client goals and risk tolerance.

Brian Nelson is a financial advisor at Jemma Financial Services with 32 years of industry experience. He holds Series 66 and Series 63 licenses and has held positions at Foreside Fund Services, LLC, Jemma Investment Advisors LLC, Eulav Securities LLC, and Harborside Sales Group, LLC, which he founded and currently leads. Nelson also serves as president of Cromwell Investment Advisors, LLC, providing advisory services to mutual funds and ETFs. Jemma Financial Services serves individual investors, pension plans, and charities, managing approximately $140 million across five advisors. The firm employs discretionary portfolio management based on five risk-targeted model portfolios and integrates financial planning using MoneyGuidePro, with investment decisions guided by quantitative and qualitative analysis of ETFs and mutual funds.

Mark Degroat is a Certified Financial Planner™ (CFP®) and Chartered Financial Consultant (ChFC®) with 19 years of industry experience. He has worked at SC&H Financial Advisors, Inc. since 2018 and previously held positions at Capital One Advisors, LLC, and Capital One Investing, LLC. Degroat is also a licensed insurance agent involved in the sale of insurance-related products. SC&H Wealth serves individuals, trusts, estates, pension and profit-sharing plans, corporations, small businesses, and charitable organizations. The firm employs a team approach combining CPAs and CFP® professionals to provide financial planning, asset management, retirement plan consulting, and tax preparation, utilizing mutual funds, ETFs, and technology-driven platforms.

Nathan Mc Duffee is a financial advisor at Oliver Wealth Management in Towson, MD, holding the CFP®, ChFC®, and Series 66 credentials with five years of industry experience. His prior work includes roles at Arkadios Wealth Advisors, Kalos Management, Akers Financial Group, and Sherwin-Williams Company. Oliver Wealth Management is an SEC-registered advisory firm managing approximately $297.6 million for about 566 clients, including individuals, high-net-worth clients, corporations, trusts, and estates. The firm offers wealth management, financial planning, and Participant Account Management services, constructing customized long-term portfolios using a range of investment vehicles and employing both fundamental and technical analysis.

Lydia Durski is a CFP® professional with seven years of industry experience, currently serving as an advisor at Financial Council, LLC in Towson, MD. Her background includes roles at T Rowe Price and Commonwealth Financial Network. She has also been involved with Harford Gymnastics and Frederick Gymnastics in prior years. Financial Council, LLC provides discretionary investment management and advisory services using model-based asset allocation strategies for individuals, trusts, estates, charitable organizations, and corporations. The firm emphasizes periodic account reviews and implements client relationships primarily through mutual funds, maintaining discretion over portfolio rebalancing and fund management.

Denton Lane is a financial advisor with The Marshall Financial Group LLC in Hunt Valley, MD. He holds a Series 66 designation and has three years of industry experience. His prior roles include positions at Farther Finance Advisors, Merrill Edge, and Bank of America Merrill Lynch. The Marshall Financial Group LLC is a team-based registered investment adviser serving individuals, businesses, pension and profit-sharing plans, and charitable organizations. The firm builds individualized portfolios based on client risk tolerance and objectives, typically utilizing mutual funds, ETFs, and managed stock sleeves, and offers services such as asset management, retirement and estate planning, and client education seminars.

Christopher Pesota is a CFP® with 10 years of industry experience. He has worked at Cornerstone Advisory since 2024 and previously spent eight years at T Rowe Price. Cornerstone Advisory offers discretionary portfolio management, financial planning, pension consulting, and sub-advisory services to individuals, pension plans, trusts, charitable organizations, and corporations. The firm uses a planning-first approach combining traditional and alternative investments, including management of proprietary private pooled vehicles.

Fred Hill III is a financial advisor at VSM Wealth Advisory, LLC with 10 years of industry experience. He holds a Series 66 credential and has worked previously at Van Sant & Mewshaw, Inc, PNC Financial Services, UBS Financial Services, UBS Bank USA, and Fidelity Investments. VSM Wealth Advisory serves individuals, families, trusts, estates, and employee benefit plans by providing discretionary investment management alongside integrated wealth-advisory services. The firm employs a fee-only, asset-based model, using an asset-allocation framework focused on index funds and ETFs, and incorporates tax-aware strategies and personalized indexing within its coordinated approach.

Gregory Vermeulen is a financial advisor at SFG Wealth Management with 40 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at SFG Wealth Management since 2016 and LPL Financial since 2006. SFG Wealth Management serves individual, high-net-worth, and institutional clients with portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary, client-focused process combining multiple analytical methods and offers a range of investment options including mutual funds, ETFs, options, and algorithmic models.

Eric Schopf is a financial advisor at Mercer Global Advisors Inc. with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for nine years at Tufton Capital Management before joining Mercer in 2025. Mercer Global Advisors provides investment advisory and related planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and other nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory and features globally diversified, risk-appropriate portfolios with multi-factor tilts, regular rebalancing, and tax management where appropriate.

Emily Smith is a Series 65 licensed advisor with The Kelly Group, bringing one year of industry experience. Prior to her current role, she worked at Johnson and Johnson and has a background that includes time at La Salle University and managing operations at Bomboy's Homemade Candy and Ice Cream. The Kelly Group serves individuals, families, trusts, nonprofits, corporations, and qualified retirement plans, managing approximately $1.13 billion in assets with a team of 15 advisors. The firm employs a team-based approach with diversified model portfolios focused on active management, ongoing monitoring, and behavioral coaching.

Thomas Biddison is a financial advisor at Cornerstone Advisory with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cornerstone Advisory since 2006, with prior experience at Alternative Markets Fund LLC and Axa Advisors, LLC. Outside of his advisory role, he serves as vice chair of the board at UMD St. Joseph Medical Center. Cornerstone Advisory serves individual clients, retirement plans, trusts, estates, charitable organizations, corporations, and a private pooled investment vehicle. The firm employs a planning-first investment process with discretionary portfolio management, incorporating a broad investable universe that includes traditional and alternative assets and manages the Outcome Driven Fund, L.P., a private pooled vehicle focused on structured notes and lower-correlation strategies.

Barbara Rishel is a financial advisor with Tufton Capital Management, LLC and holds Series 63 and Series 65 designations. She has 24 years of industry experience, including a recent transition to Mercer Global Advisors Inc. in 2025 following its acquisition of Tufton Capital Management. Tufton Capital Management is a fee-only, discretionary investment adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm employs a value-oriented investment approach based on proprietary fundamental research, constructing portfolios across money market instruments, fixed income, and equities with low turnover.