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Karen C

Series 63, Series 66

Hagerstown, MD

Raymond James Financial

Karen Coyne is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 26 years of industry experience. She has been with Raymond James since 2007 and previously worked briefly at Edward Jones. Outside of advising, she is an author and owns Fresh Events, an LLC supporting funding for study groups and retreats. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored planning and consulting using risk profiling and modeling tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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Andre J

Series 66

Hagerstown, MD

Edward Jones

Andre Johnson is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he was self-employed for six years and worked at Bank of America and Fiserv. Outside of finance, he owns and manages a fitness studio, New Age Fitness, in Hagerstown, MD. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a network of approximately 23,700 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Ronda W

Series 66

Chambersburg, PA

Merrill

Ronda Washinger is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at Merrill since 2023 and has prior experience with the Greencastle Antrim School District and the Vets Canteen Association. Outside of her advisory role, she has been involved with the Minnequa Social Club and Messiah United Methodist Church for over a decade. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Tax-loss harvesting Active portfolio management Wealth management
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Shawn M

Series 63, Series 66

Chambersburg, PA

Cetera

Shawn Michael is a financial advisor at Cetera with 7 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Cetera and F&M Trust since 2017, with prior experience at Axa Advisors. Outside of his advisory role, he serves as president of the board for the Boys and Girls Club of Chambersburg and Shippensburg. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options and reported over $256 billion in assets under management.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Benito V

ChFC®, Series 66

Hagerstown, MD

Edward Jones

Benito Vattelana is a ChFC® and Series 66 registered financial advisor with Edward Jones, where he has worked since 2007, accumulating 18 years of industry experience. Outside of advisory work, he is the president of Landon's Puzzle Pieces, a nonprofit organization focused on supporting individuals with special needs. He also owns a professional health spa and has experience in property ownership through an LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Planning for children with special needs Military & Veterans
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Roderick S

Series 63, Series 65

Chambersburg, PA

Edward Jones

Roderick Salter is a financial advisor at Edward Jones with 22 years of industry experience. He holds Series 63 and Series 65 designations and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Elizabeth B

Series 63, Series 66

Chambersburg, PA

Cetera

Elizabeth Brown is a financial advisor with Cetera, holding Series 63 and Series 66 certifications and 25 years of industry experience. She has held roles including trust officer and financial advisor with Orrstown Bank and Orrstown Financial Advisors since 2019. Brown serves as a notary public in Carroll County, Maryland. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients with a range of portfolio management and financial planning services. The firm supports various program structures and custodial relationships, overseeing more than $256 billion in assets across over 10,000 advisors.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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