Laura Gillen is a CFP® with nine years of industry experience, currently serving as a financial advisor at Cetera Planning Partners. Her prior experience includes roles at Avantax Planning Partners and Northwestern Mutual, among others. In addition to her advisory work, she owns a private mental health counseling practice and is a co-owner of hospitality-related LLCs. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by offering investment management, comprehensive financial planning, Social Security optimization, and ancillary services such as tax planning, bookkeeping, and estate planning. The firm utilizes a diversified investment approach with mutual funds and ETFs tailored to clients’ objectives and risk tolerance and operates within a larger Cetera network providing a range of affiliated resources.

Mark Saunders is a ChFC® and Series 66 registered advisor with Guardian Life, based in Fort Collins, CO. He has two years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he serves as a small group leader and participates on a local financial review board. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporations, retirement plan sponsors, and nonprofit organizations. The firm provides tailored client solutions combining advisor-led management, model-based strategies, and access to proprietary and third-party investment platforms.

Andrew Hoffmeyer is a CFP® with 19 years of industry experience, currently serving as an advisor with Carson Wealth. His prior roles include positions at Triumph Capital Management, Cetera Investment Advisors, and J P Turner & Company Capital Management. Outside of his advisory work, he is president of Buildz 4 Badges, a nonprofit that restores classic cars for auction to support its mission. Carson Wealth is an enterprise platform managing approximately $50.6 billion through over 650 advisors, offering services such as discretionary asset management, financial planning, and retirement plan solutions. The firm utilizes an Investment Committee-driven approach to portfolio construction and monitoring, providing tailored investment options and extensive custodial and technology integrations.

Heady Galvez is a financial advisor with Valic Financial Advisors in Fort Collins, CO, holding the Series 63 and Series 66 licenses and having three years of industry experience. Prior to joining Valic Financial Advisors, he worked at Corebridge Capital Services and American General Life Insurance. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, leveraging centralized technology and model solutions.

Joshua King is a financial advisor at Transamerica Financial Advisors with approximately one year of experience. He holds Series 63 and Series 65 licenses and has prior work history at Crocs, Inc., Chipotle Mexican Grill, and CoBiz Financial. Outside of his advisory role, he is involved with King Family Hospitality Corp and the Idlewild Water Usage Association. Transamerica Financial Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services with a variety of fee-based wrap programs, model portfolios, and access to third-party money managers.

Nathan Pierce is a financial advisor with Guardian Life, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Guardian Life since 2012 and serves as president of Pierce Insurance & Financial, a separate insurance business. He also serves on the board of a local homeowners association. Guardian Life’s Park Avenue® Wealth Management offers brokerage and advisory services to individuals, institutions, and charitable organizations. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary programs, third-party solutions, insurance products, and alternative investments.

Margaret Marco is a financial advisor at Money Concepts Capital Corp with 19 years of industry experience. She holds the Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Investments. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, and corporations. The firm manages approximately $4.07 billion in assets using model-driven and asset-allocation strategies and offers both discretionary and non-discretionary portfolio programs.

Bryce Barton is a financial advisor with Empower Advisory Group in Fort Collins, CO, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Empower Financial Services, he worked at Wealth Strategies Group and Jax Mercantile Outdoor. Outside of his advisory work, he has been engaged as a pet sitter through Rover.com. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its planning services and serves a large participant base with managed account options.

Maria Wood is a financial advisor at Sanctuary Advisors, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at firms including Robinhood Financial, LLC and TIAA-CREF Individual & Institutional Services, LLC. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, and charitable organizations. The firm supports more than 400 independent adviser representatives and offers a range of portfolio management solutions along with retirement plan consulting and fiduciary services.

Morgan Gray is a financial advisor at AE Wealth Management, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Ascend Asset Management and Aspire3D. Outside of his advisory role, Gray serves as secretary and fundraising committee member for Crossroads Safehouse, a nonprofit supporting victims of domestic violence. AE Wealth Management is an SEC-registered investment adviser serving individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a range of services including model portfolio solutions, discretionary asset management, and financial planning, utilizing a platform-centered approach that combines in-house, third-party, and advisor-managed models.

Jacob Moore is a financial advisor with Money Concepts Capital Corp in Loveland, Colorado, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has worked at Money Concepts Capital Corp since 2017 and has operated Moore Financial Planning since 2016. Outside of his advisory work, Moore is involved in commercial property management and acts as an independent agent for dental, vision, and Medicare supplement insurance. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to individual investors, pension and profit-sharing plans, trusts, estates, and corporations. The firm uses model-driven and asset-allocation approaches, including both proprietary models and third-party strategies, serving clients through discretionary and non-discretionary programs across a network of several hundred advisors.

Steve Moore is a financial advisor with Money Concepts Capital Corp in Loveland, CO, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with Money Concepts Capital Corp since 2006. Outside of his advisory role, Moore serves as president and board member of Moore Financial Planning Inc. and is an officer at Moore Property Holding, LLC, a commercial property management firm. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm uses a variety of managed programs and applies fundamental and technical analysis along with modern portfolio theory to manage assets for a diverse client base.

Collin Watkins is a financial advisor with Guardian Life and holds a Series 66 designation. He has experience working at Park Avenue Securities and Guardian Life Insurance Company since 2025, and served in the United States Marine Corps from 2014 to 2020. Prior to his advisory roles, he worked at Stryker for six years. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers customized financial planning and investment management solutions through a blend of advisor-led discretionary management and model-based strategies.

Jonathan Neher is a financial advisor with Concurrent Investment Advisors, LLC in Fort Collins, CO, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior experience includes 17 years with Cambridge Investment Research Advisors and a year with Planmember Securities Corporation. Outside of his advisory role, he manages a family farm in Kansas as well as college planning consulting through his own company. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, and supports its advisors with integrated operational tools and affiliated sub-advisory arrangements.

Wil Brown is a financial advisor at Mercer Global Advisors Inc. with a Series 65 credential. He has a diverse background including eight years of service in the United States Army, followed by roles at Deloitte Consulting and the Boston Institute of Finance before joining Mercer in 2026. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory services along with financial, tax, retirement, and estate planning. The firm’s investment approach uses Modern Portfolio Theory and emphasizes globally diversified, risk-appropriate portfolios implemented through a variety of strategies including low-cost ETFs and index funds.

Monica Hower is a financial advisor with Principal Financial Services in Fort Collins, CO, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Principal Securities Inc., Principal Life Insurance Co., and several other organizations outside finance, such as Geeks Who Drink. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel abroad. The firm’s advisory offerings emphasize financial planning, retirement plan consulting, and access to third-party money managers through discretionary and non-discretionary arrangements.

David Dobbins is a CFP®-certified financial advisor with 19 years of industry experience. He is currently with Mercer Global Advisors Inc. and has previously worked at In House Media and Wells Fargo Clearing. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits with a range of advisory, planning, and family office services. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, and other strategies, and offers specialized programs alongside educational content and integrated service platforms.

Michelle Robertson is a financial advisor at TIAA-CREF with 15 years of industry experience. She has been with TIAA-CREF and Tiaa since 2014 and previously worked at Transamerica Financial Advisors from 2011 to 2014. Robertson holds a Series 66 designation and is based in Fort Collins, CO. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model distinguishes between point-in-time planning and ongoing discretionary management through customized and model portfolio options.

Michael Gray is a CFP® professional with 27 years of industry experience. He is currently with AE Wealth Management, LLC and has held roles at Creativeone Wealth, Changepath, Ascend Asset Management, and Client One Securities. Outside of his advisory work, Gray volunteers as a pilot and secretary for Pilots for Christ, assisting with medical transportation. AE Wealth Management is an SEC-registered adviser serving a diverse client base, including individuals, retirement plans, trusts, charities, and businesses. The firm offers a platform-centered investment approach combining model portfolios, discretionary management, and financial planning services.

Jeffrey Rittner is a CFP® professional with 16 years of industry experience, currently serving at Centaurus Financial, Inc. since 2016. Prior to that, he worked at Wells Fargo Clearing for six years. He serves on the board of RAMSTRENGTH, a nonprofit that supports local cancer patients and families in northern Colorado. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, and foundations. The firm offers a range of financial planning and portfolio management services through its CLASSIC Plus platform and employs various analytical approaches along with discretionary and non-discretionary management arrangements.