Matthew Jackson is a financial advisor at Virtue Capital Management, LLC with 15 years of industry experience. He holds a Series 65 designation and has worked previously at Royal Fund Management, LLC and Colorado Elite Retirement Planning, LLC dba Solid Wealth Advisors. Outside of his advisory work, he is president of Dreammaker Lifestyle, LLC, where he authors retirement planning publications and courses, and serves as Chief Philanthropy Officer for the Colorado Bowhunters Association Foundation. Virtue Capital Management, LLC serves individuals, trusts, estates, charitable organizations, corporations, and qualified retirement plans with customized portfolio management and financial planning. The firm employs a multi-team model and uses tactical, strategic, and dynamic investment approaches, supported by an investment committee that performs due diligence on managers and strategies.

Phillip Maltzahn is a financial advisor with Wealth Management, LLC in Windsor, Colorado, holding the PFS™ designation and Series 65 license. He has 19 years of experience with Wealth Management and previously worked for Almquist, Maltzahn, Galloway & Luth Pc for 27 years. Outside of advising, he serves as Secretary and Treasurer for Millennia Home Source, Inc., where he handles accounting and tax return preparation. Wealth Management Nebraska LLC serves individuals, high-net-worth clients, and institutional clients, offering discretionary asset management, fiduciary services, and financial planning. The firm employs broadly diversified, passively managed portfolios focused on fee transparency and cost minimization.

Jason Boyd is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 66 designations and 28 years of industry experience. He previously worked at Icma Rc for eight years and JPMorgan Securities LLC for one year. John Hancock Personal Financial Services, LLC offers financial planning and consultative services to a diverse client base, including individuals, trusts, estates, non-profits, and businesses. The firm uses technology-assisted, written financial plans and an Emergency Savings program as part of its service model.

David Essay is a CFP® professional with 23 years of industry experience, currently serving at United Capital Financial Advisers, LLC. His prior roles include positions at Cetera Advisor Networks, Raymond James Financial, and First National Capital Markets. Outside his advisory work, Essay is an assistant basketball coach for a Fort Collins high school. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers a range of services including sub-advisory, consulting, and a technology platform supporting customization and access to alternative investments.

Edward Moore is a financial advisor at Fortis Capital Advisors, LLC with 26 years of industry experience. He holds a Series 66 credential and has worked at several firms including Belpointe Asset Management, LLC, Mountain Financial Capital, LLC, and Regulus Advisors, LLC. Outside of advisory work, he is an insurance agent in Greenwood Village, CO and owns a pass-through company called Love U Moore. Fortis Capital Advisors is a multi-team SEC-registered investment adviser serving individuals, families, businesses, retirement plans, institutional clients, and other advisers. The firm offers customized, primarily discretionary portfolio management and financial planning using a variety of active, passive, tactical, and ESG-aware strategies, supported by third-party sub-advisors and affiliated entities.

Peter Ahrens is a CFP® professional at Mission Wealth Management, LP in Fort Collins, CO, with four years of industry experience. His prior roles include positions at Keystone Financial Services, JMG Financial Group, A.H.C. Advisors, and Rauschenberger Financial Advisors. He has also been involved with Blue Sail Ent. outside of his advisory career. Mission Wealth Management serves high-net-worth individuals, families, and institutional clients, providing wealth management, financial planning, investment management, and consulting services. The firm integrates investment management with tax, trust, legacy, philanthropy, and risk planning, using a mix of internal and third-party management across various asset types.

James Raine is a financial advisor with Diversify Advisory Services, LLC, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. His prior roles include positions at DFPG Investments, Inc., Questar Capital Corporation, and Principal Life Insurance. He is also a partner in Rocky Mountain Wealth Advisors and serves as an insurance agent with Financial Foundations Insurance & Investments LLC. Diversify Advisory Services is an SEC-registered firm serving individuals, corporations, retirement plans, trusts, foundations, and small business owners. The firm employs a tactical diversification and individualized asset allocation approach, offering a wide range of portfolio management and consulting services tailored to client goals and risk tolerance.

Andrew Hairgrove is a financial advisor at United Advisor Group with five years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Alera Group and Medicare Upgrades LLC. He is also involved with Unify Payroll, LLC and Unify CPAs, businesses he has been connected with for over a decade. United Advisor Group provides investment management, financial planning, consulting, and family office services to a diverse client base including individuals, small businesses, trusts, and charities. The firm employs a combination of proprietary model portfolios, third-party sub-advisors, and custom-traded accounts, tailoring strategies based on risk tolerance, tax considerations, and time horizons.

Quinn Mcelwee is a financial advisor with United Capital Financial Advisors in Fort Collins, CO, holding CFP® and Series 66 credentials and bringing 20 years of industry experience. His work history includes roles at Integrity Alliance, Lion Street Financial, Cetera Advisor Networks, and Girard Securities. Outside of advising, he is the owner of an agriculture Delaware statutory trust, where he manages design, legal, and funding responsibilities. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, and institutional clients. The firm employs discretionary portfolio management with customizable asset-allocation models and offers access to third-party managers, alternative investments, and specialized services such as 529 plan advice and 1031 exchange introductions.

Stephen Patterson II is a financial advisor with Diversify Advisory Services, LLC, holding the ChFC® and Series 63 designations and 15 years of industry experience. His prior roles include positions at The Leaders Group, Inc., BFC Planning, Inc., Securities Management and Research, Inc., and American National Insurance Company. He is a partner in Rocky Mountain Wealth Advisors, an investment management and advisory business based in Windsor, Colorado. Diversify Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individuals, corporations, pension and profit-sharing plans, trusts, medical professionals, and small business owners. The firm employs a tactical diversification investment approach using a combination of internal models and third-party solutions across multiple platforms and a broad array of investment instruments and strategies.

Jerald Dunn is a CFP® professional with 46 years of industry experience, currently serving as an advisor at Savvy since 2026. His prior roles include positions at AdvisorNet Wealth Management, Goldman Sachs, United Capital Financial Advisers, LLC, and Girard Securities, Inc. Outside of advisory work, he co-owns Triwest, LLC, a real estate organization based in Fort Collins, CO, where he assists with organizational management. Savvy serves individuals, trusts, businesses, ERISA plan sponsors, and charitable organizations with customized investment and financial planning services. The firm employs a primarily index-based, long-term approach supplemented by active equity portfolios, tax-aware direct indexing, and integrates third-party fintech tools and specialized sub-adviser strategies.

Jonathan Mertens is a financial advisor with United Capital Financial Advisors in Fort Collins, CO, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at TIAA-CREF Individual & Institutional Services and Lion Street Financial. In addition to his advisory duties, he is involved in insurance agency activities related to fixed insurance and annuity business. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individual, high-net-worth, retirement plan, and institutional clients. The firm supports customizable investment strategies and offers technology and practice platforms for independent advisors.

Lindsay Batezel is a CFP® and Series 66 credentialed financial advisor with eight years of industry experience. She is currently with ON Investment Management Company and previously worked at Valic Financial Advisors and Agia. Outside of her advisory role, she is a partial owner of Cake Co, LLC, which manages short-term rental properties. ON Investment Management Company serves individuals, families, trusts, charitable organizations, businesses, and plan sponsors by providing financial planning, portfolio management, and retirement-plan advisory services. The firm offers a range of third-party investment programs alongside discretionary and non-discretionary account management.

Laurence Bowers is a financial advisor at Gradient Advisors, LLC with 17 years of industry experience. He holds a Series 65 designation and has worked at Gradient Advisors since 2012. In addition to his advisory role, Bowers owns and operates Legacy Financial Resources, LLC, a financial services business, and Legacy Tax Services, LLC, which provides tax preparation. Gradient Advisors offers investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, and businesses. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model and various analytical tools in portfolio management.

Wyatt Warberg is a financial advisor at Fortis Capital Advisors, LLC with two years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial and New York Life. Warberg serves as secretary on the board of the Janet Shea Education Foundation. Fortis Capital Advisors is an SEC-registered multi-team investment adviser serving individuals, families, businesses, retirement plans, institutional clients, and other advisers. The firm provides portfolio management, financial planning, retirement consulting, and educational workshops, offering customized, primarily discretionary portfolio solutions that incorporate a mix of passive, active, tactical, and ESG-aware strategies.

Kristin Howe is a financial advisor at United Capital Financial Advisors in Fort Collins, CO, holding Series 66 and Series 63 licenses with 29 years of industry experience. Her career includes roles at Integrity Alliance, Lion Street Financial, CETERA Advisor Networks, and Girard Securities prior to her current tenure at United Capital. United Capital provides national financial planning and discretionary investment management services to a diverse client base, including individual, high-net-worth, retirement plan, corporate, and institutional clients. The firm supports customizable investment strategies and operates a technology and practice platform, FinLife Partners, which assists independent investment advisors.

Jonathan White is a financial advisor with Momentum Independent Network Inc. in Fort Collins, CO, holding Series 63, 65, and 66 licenses and bringing 43 years of industry experience. His prior roles include positions at NTB Financial Corp., National Securities Corp, Ridgeway Conger Advisory Services, and J P Turner & Company Capital Management, LLC. Momentum Independent Network Inc. serves individual, corporate, and institutional clients with investment advisory, portfolio management, financial planning, and brokerage services. The firm offers a variety of managed account programs and combines multiple investment approaches, including discretionary and non-discretionary solutions, with broker-dealer operations integrated alongside banking and municipal advisory capabilities.

Benjamin Tesson is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Facet Wealth in Ft. Collins, CO. His previous roles include advisory positions at Plancorp, LLC, and the University of Missouri, Columbia. Facet Wealth offers subscription-based financial planning and discretionary investment management to individual clients, using a technology-driven approach that includes model-based asset allocations and proprietary algorithms. The firm serves a broad range of households through phone, video, and a proprietary web platform, emphasizing comprehensive planning and a flat subscription fee structure.

Justin Flores is a CFP® with 10 years of industry experience, currently working at Facet Wealth since 2021. He previously held roles at Schwab Private Client Investment Advisory, Inc. and Charles Schwab from 2016 to 2021. Facet Wealth offers subscription-based financial planning and discretionary investment management to individual clients, serving both non-high-net-worth and high-net-worth households primarily through phone, video, and a proprietary web platform. The firm employs model-based asset allocations focused on ETFs and uses technology-driven processes, including proprietary machine-learning algorithms, while operating under a flat subscription fee rather than percentage-based charges.

Julia Apodaca is a financial advisor at Modern Wealth Management, LLC with three years of industry experience. She holds a Series 65 designation and previously worked at Narrow Path Financial, Inc. and TD Ameritrade. Outside of advising, she has experience in retail business operations through prior roles at Studio DnD and Tressie Boutique Fort Collins, LLC. Modern Wealth Management provides investment advisory and integrated planning services to a diverse client base including individuals, trusts, pension and retirement plans, charitable organizations, broker-dealers, and corporations. The firm employs a centralized portfolio management model supported by an Investment Committee and offers a range of services including discretionary investment management, modular financial planning, tax planning, estate planning, and insurance solutions.