John Meinhold is a Senior Financial Advisor at Merrill Lynch Wealth Management based in the Bloomington branch, servicing clients throughout Central Illinois. With over 21 years of experience, he works with individuals and businesses to help them achieve their financial goals. His client focus areas include divorce transition planning, executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, small business strategies, and socially responsible, values-based, and ESG investing. John holds a Bachelor's Degree in Agri-Business from Illinois State University, earned in 1989. He has earned several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is affiliated with the College for Financial Planning and participates actively in community organizations such as Make A Wish and holds various board positions in local organizations. Residing in El Paso with his wife Susan and their four children, John serves on the board of his church and the EPG Titans Sports Booster Club. He enjoys coaching youth sports, playing golf, baseball, and spending time with his family.

Byron Hendren is a financial advisor at Ameriprise in Bloomington, IL, with 33 years of industry experience. He has held positions at Ameriprise and Ameriprise Financial Services, Inc. since 1992. He holds Series 63 and Series 65 credentials. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice through a centralized consulting team.

Ralph Martin is a financial advisor with Cambridge Investment Research Advisors in Washington, IL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 41 years of industry experience and has been with Cambridge Investment Research Advisors since 2015. Martin is also the owner of Martin Financial Services, which he has operated since 2001. Outside of advisory roles, he works as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, pension plans, charitable organizations, and retirement-plan sponsors, offering financial planning, investment management, and retirement advisory services. The firm provides multiple investment platforms and both discretionary and non-discretionary management options, with access to proprietary and third-party model strategies.

John Witzig is a ChFC®-designated financial advisor with 17 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has been with Cambridge entities since 2009 and also serves as vice president of Witzig Financial Strategies. Outside of his advisory role, he works as an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a broad network of independent professionals, using a range of portfolio management solutions tailored to client objectives.

Adam Spangler is a Certified Financial Planner (CFP®) with 23 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Laura Freyman is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. She previously worked in various roles at Illinois State University and is currently an associate wealth advisor at Renaissance Wealth Management. Outside of her advisory work, she serves on the fund development committee of the Girl Scouts of Central Illinois and is vice chair of the McLean County Chamber of Commerce Women Elevate Women nonprofit. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of investment management and consulting services through a large network of independent advisors, utilizing multiple program structures and access to both affiliated and third-party portfolio managers.

Chad Imhof is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, having also worked at JPMorgan Chase Bank since 2007. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and functions.

Philip Schmidt is a financial advisor at Cambridge Investment Research Advisors with 10 years of industry experience. He holds the PFS™ and Series 63 designations. Schmidt has been affiliated with Cambridge Investment Research Advisors since 2016 and also serves as Vice President and CPA/VP of Finance & Operations at Witzig Financial Strategies. He is a board member of South Side Mission, participating in board and committee meetings as well as fundraising events. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, and other retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and platform options.

Brett McDaniel is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2015 after working in the banking industry as a personal banker and branch manager. Brett focuses on delivering holistic wealth management strategies to help clients pursue their short- and long-term financial goals. He specializes in services for endowments, foundations, and non-profits, portfolio management, socially responsible and values-based investing, tax minimization, and retirement income. Brett works closely with clients to identify primary goals such as education funding, tax strategies, and retirement services, providing access to Merrill's investment resources and Bank of America's banking services. Brett holds a Bachelor's degree from Greenville College and an MBA from Illinois State University. He possesses professional designations including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, he is involved in his church community at Eastview Christian Church and values spending time with his wife and four children, enjoying family walks, games, and sports.

Jeffery Neiggemann is a Series 66-licensed financial advisor with three years of industry experience. He is currently with LPL Enterprise and has prior experience at Edward Jones, The Prudential Insurance Company of America, and PRUCO Securities, LLC. He also worked at the Knights of Columbus for three years. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs while also facilitating insurance product sales and affiliated trust custody services.

Zachary Williams is a financial advisor at LPL Financial with six years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Cornbelt Energy and the Champaign Fire Department. Outside of his advisory role, Williams serves as a baseball coach for Unit 5 School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of investment strategies implemented by its extensive network of advisors.

David Douglass is a financial advisor with Cambridge Investment Research Advisors in Pontiac, Illinois, holding Series 63 and Series 65 licenses and over 21 years of industry experience. He has been with Cambridge since 2005 and also works as an independent insurance agent. Douglass serves as vice chair of the Evan Junior High Promise Council and is a director on the Beyond the Books Educational Foundation Board, reviewing grant applications. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing a range of portfolio management options and model-based solutions tailored to client objectives.

Joshua Hardt is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Edward Jones since 1996. Outside of his advisory role, Hardt serves as a trustee for St. Paul Lutheran Church of Lexington and is a managing member of an LLC involved in property ownership. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory strategies and affiliated investment products, supported by a large nationwide network of advisors and branch offices.

Amy Herring is a financial advisor at Thrivent Investment Management with three years of industry experience. She holds a Series 66 designation and previously worked at Clever Marketing and Midwest Food Bank. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers comprehensive, goal-based financial planning across various topics, with the option to combine planning and managed-account services under a consolidated billing arrangement.

Elizabeth Johnston is a financial advisor at OSAIC with three years of industry experience. She holds a Series 66 designation and previously worked at Woodbury Financial Services Inc and Fleming Financial Solutions. Outside of advising, Johnston serves as a local elected official and vice-chair of the McLean County Board, and operates a private counseling practice providing individual and family counseling. OSAIC serves a diverse range of clients including individual, high-net-worth, pension, corporate, and charitable investors through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services utilizing asset-allocation tools, risk assessments, and automated rebalancing across multiple investment platforms.

Bruce Schieler is a financial advisor with UBS Financial Services, holding a Series 66 designation and seven years of industry experience. Prior to joining UBS in 2021, he worked at Wells Fargo Clearing and Heartland Bank and Trust Company. Outside of his advisory role, he is a partner in Schieler Development, LLC, which is involved in real estate development. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a wide range of financial products and capital markets services.

Aaron Mc Combs is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he worked for 13 years at Auto-Owners Insurance. He is also a co-owner of a farmland property in Astoria, Illinois. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

Michael Witzig is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2010 and was previously with Burton Consulting for nearly two decades. Outside of advising, Witzig is a CPA providing tax preparation services and serves on the boards of the Morton Economic Development Council and the Salvation Army estate advisory board. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers comprehensive financial planning, investment management, and retirement plan advisory services, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Shawn Finlen is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and has previously worked at Principal Financial Group, Country Financial, and The World Bank. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a large national network of advisors and branch offices.

Linda Kimber is a CFP® with 39 years of industry experience, all of which she has spent at Edward D. Jones & Co., L.P. She holds Series 63 and Series 65 licenses and is based in Bloomington, IL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.