Scott Steinberg is a CFP®-designated financial advisor with Morgan Stanley, based in Riverhead, NY, with 22 years of industry experience. He has been with Morgan Stanley since 2013 and also works with Morgan Stanley Private Bank, N.A. since 2020. Steinberg maintains a broker affiliation to manage renewals and service for his previous life insurance clients. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services. The firm employs a structured financial planning process using firm-approved tools and provides access to extensive investment resources through its parent company.

Karolina Albertson is the Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2026. She joined Fidelity in 2020 and has progressed through roles including Investment Consultant and Financial Consultant before her current appointment. Prior to joining Fidelity, she worked as a Financial Consultant at AXA Advisors from 2019 to 2020. In her role, Karolina partners with clients to develop strategies aimed at helping them pursue their financial goals efficiently. She emphasizes understanding each family's unique story and priorities to form the foundation of their financial plans. Karolina leverages the expertise and resources of her organization to provide comprehensive service to her clients.

Paul Pucilowski is a financial advisor with LPL Financial, holding a Series 63 designation and 34 years of industry experience. He has worked with firms including Summit Advisors, Cetera Advisor Networks LLC, and Vicus Capital Inc. Since 2021, he has also been associated with FNB Long Island. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by research and model portfolios.

Meredith Diamond is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services Inc. and American Portfolios Financial Services, Inc. Meredith is also involved with MACO SHACK LLC, a business ownership venture outside of her advisory role. Ameriprise provides retirement-income planning services primarily to individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendations.

Cori Cass is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. She has owned and operated a men's retail clothing business, Menhaden Lane LLC, since 2015 and is involved in managing vending machine operations through Four Five Holdings LLC. Additionally, she works with the Town of Shelter Island Recreation Department, monitoring adult basketball activities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to recommend approved funds and strategies.

Edward Caufield is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS since 1991. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to its clients.

Maria Ganley is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. She has worked at firms including Charles Schwab, TD Ameritrade, and BNY Mellon. Additionally, she was employed at Live Nation for six years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Rudolph Bruer is a financial advisor with Ameriprise who holds Series 63 and Series 65 designations and has 36 years of industry experience. He has been with Ameriprise since 2010 in various capacities. He serves on the board of directors and is a past president of the Rotary Club of Southold. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with an emphasis on dependable income sources and tax-aware withdrawal strategies.

Stanley Lozinski III is a CFP®-certified financial advisor with 36 years of industry experience. He is currently with LPL Financial, joining the firm in 2025 after 19 years at Ic Advisory Services, Inc. and The Investment Center, Inc. In addition to his advisory work, Lozinski is involved in coaching sports and fitness. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by internal and third-party research.

Nicole Behrens is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has over 20 years of experience helping individuals reach their financial goals through personalized wealth management strategies. Nicole’s areas of focus include college education planning, personal retirement planning, portfolio management services, women and wealth, and retirement income. Nicole holds a Personal Investment Advisor (PIA) designation and earned her high school diploma from Schreiber High School. She is actively involved in her community through participation with The Retreat. Outside of her professional work, Nicole enjoys boating, horseback riding, and spending time with her family.

Agne Rakauskas is a Senior Financial Advisor with Merrill Lynch Wealth Management. She provides goals-based wealth management services to families, accomplished professionals, and business owners. Agne’s approach centers on understanding each client’s full financial picture to develop personalized strategies aimed at pursuing their long-term objectives. Her areas of focus include college education planning, family wealth management strategies, international wealth management, LGBT wealth planning, retirement income, socially responsible and ESG investing, special needs planning, and managing new wealth. Agne collaborates with a team of specialists to recommend financial strategies tailored to clients’ unique circumstances and to adjust those plans over time as needed. Agne holds a Bachelor's Degree from St Joseph's College and a Master's Degree from Hofstra University. She is a Personal Investment Advisor (PIA) and communicates professionally in both English and Russian. Outside of work, Agne enjoys activities such as cooking, gardening, hiking, painting, photography, running, skiing, tennis, and traveling.

Steven Nadler is a financial advisor at RBC Capital Markets with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. He is based in Bridgehampton, NY. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by a broad range of capital-markets and asset management capabilities.

Carl Neuberger is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings 40 years of experience in financial advising, focusing on delivering comprehensive wealth management tailored to clients' individual needs and goals. Carl emphasizes understanding clients' financial situations and priorities to develop flexible strategies that adapt to changing market conditions. His expertise includes education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management, women and wealth, individual and corporate investment strategies, and retirement income. Carl provides clients with access to investment insights from Merrill and banking services through Bank of America. He holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Stony Brook University. Beyond his professional role, Carl is involved in volunteering with community organizations, reflecting Merrill's tradition of community participation. His personal interests include golfing, playing the guitar, reading, and spending time with his family.

Joseph Gaviola is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on family wealth management strategies, liquidity management, and individual and corporate investment strategies. Joseph aims to work closely with clients to develop personalized financial strategies designed to help them pursue their long-term goals, utilizing the global resources available through Merrill. Joseph holds a Bachelor's Degree from the University of Rhode Island and has earned the Personal Investment Advisor (PIA) designation. His approach centers on placing clients at the center of the wealth management process, emphasizing personalized service and care. In addition to his professional work, Joseph is actively involved in his community. He serves as the President of the Montauk Historical Society and is known as the Keeper of the Montauk Point Lighthouse. He also participates in various adventure sports including biking, boating, fishing, golfing, running marathons, surfing, and traveling.

Joseph Campisi is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 42 years of industry experience. He previously worked with IC Advisory Services, Inc. and The Investment Center, Inc. for 19 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Ventura is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following previous roles at Wells Fargo Clearing and WELLS FARGO Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through corporate financial planning agreements.

Joyce Babcock is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various Wells Fargo entities since 2009. Outside of her advisory work, she is a landlord with full ownership of a rental property in Warwick, NY. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment strategies, utilizing Wells Fargo research and tools to develop tailored recommendations.

Ryan Zarras is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and Vanguard Advisers. Outside of his advisory work, he spends part of his time as a golf caddy in Southampton, New York. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Peter Kern is a financial advisor with Ameriprise, holding Series 63 and Series 66 credentials and bringing 44 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Outside of his advisory work, he owns Cross Path Advisors LLC, a consulting business based in Remsenburg, NY. Ameriprise provides a retirement-income planning service focused on individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Michael Schwenk is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets, City National Bank, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, emphasizing an advisory role without providing individual security recommendations in standalone planning.