Jesse Downing is a Wealth Management Advisor at Merrill Lynch Wealth Management and serves as the managing partner of The Downing Group, a private wealth practice based in New York City. He oversees the wealth advisory process within the practice and collaborates with the team’s financial advisors to develop planning strategies and investment guidance for clients. Jesse's expertise includes family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, individual and corporate investment strategy, tax minimization, and retirement income. Jesse holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor of Business Administration in Finance from Baruch College's Zicklin School of Business. The Downing Group operates with a multi-family office model, providing full-balance-sheet potential wealth management solutions across planning, investments, banking, credit, trust and estate, and risk mitigation. Outside of his professional commitments, Jesse lives in Brooklyn, New York with his wife and two children. His personal interests include biking, boating, cooking, fishing, music, reading, spending time with family, and traveling. He also actively supports charitable causes related to cancer research.

Erik Muller is a financial advisor at Stifel with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel since 2015. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, combining capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Kelly Maryeski is a financial advisor with Merrill, holding a Series 66 designation and 1 year of industry experience. She has worked with Merrill since 2008 and Bank of America, N.A. since 2024. Outside of advising, she operates a food delivery business as a 1099 contractor. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kim Caldwell is a CFP® professional with 30 years of experience in the financial industry, currently serving as an advisor at LPL Financial since 2009. She has previously sold life and long-term care insurance through Prudential and Traveler's Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, leveraging both proprietary research and third-party strategies across discretionary and non-discretionary accounts.