Brian Daly is a financial advisor with OSAIC Institutions, Inc. in Poughkeepsie, NY, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at J.P. Morgan Securities and several financial services firms. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary accounts.

Kimberly Contelmo is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 licenses and 28 years of industry experience. She has been with VOYA Financial Advisors since 2014. Outside of her advisory role, she operates as an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors serves a diverse client base including individuals, institutions, and retirement plan sponsors. The firm offers various financial services through multiple program structures, primarily delivering non-discretionary advice across portfolio management, financial planning, and plan-sponsor consulting.

Ardal Powell is a financial advisor with Eagle Strategies (NY Life) in Fishkill, NY, holding the ChFC® designation and Series 65 and Series 63 licenses. He has nine years of industry experience and has been associated with Eagle Strategies and related entities since 2016. Outside of his advisory work, he is an officer for the Howland Chamber Music Circle, which presents classical music concerts in Beacon, NY, and has authored scholarly publications on music history. Eagle Strategies serves a diverse client base including individuals and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of program types and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Ilana Stern is a financial advisor at Eagle Strategies (NY Life) with Series 66 and Series 63 credentials and two years of industry experience. Her career includes positions at Ruttenberg Capital Group, NYLife Securities, and New York Life Insurance Company. Outside of finance, she has been involved with J&C Home Renovations Inc since 2021. Eagle Strategies serves a diverse client base including individual investors and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides various advisory programs and emphasizes tailored recommendations aligned with client objectives and plan sponsor requirements.

Paul Cammareri Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 20 years of industry experience. His prior roles include positions at B. Riley Wealth Management and National Securities Corporation. Outside of advisory work, he is a notary public and operates an independent insurance agency. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent financial professionals using a variety of portfolio management and model-based solutions across multiple custodial platforms.

Alexander Taub is a Series 66-credentialed financial advisor with 27 years of industry experience. He is affiliated with Raymond James Financial and has been a financial advisor there since 2009. Taub is also owner and treasurer of Zick Whitted Taub Group, Inc., a support company that contracts with Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Pranav Rao is a Series 66-licensed financial advisor with four years of industry experience. He has worked at OSAIC since 2022, following a tenure at Securities America Advisors. Rao has also been affiliated with Russell Sage College and Comfort Inn since 2021. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of advisors and platforms. The firm offers a range of integrated brokerage and advisory services, utilizing proprietary tools and third-party solutions to construct and manage portfolios across various asset classes.

Robert Priore is a financial advisor at Edward Jones with 21 years of industry experience. He holds the Series 63 designation and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Gina Mann is a CFP®-designated financial advisor with 23 years of industry experience. She is currently with Cambridge Investment Research Advisors and previously worked at Lincoln Financial Advisors for 10 years. In addition to her advisory role, Mann co-owns Freedom Financial Solutions LLC, a tax services business. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement-plan sponsors, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based solutions.

Paul Ferrigno is a CFP® professional affiliated with OSAIC, with 21 years of industry experience. He has previously worked at FSC Securities Corp and SII Investments. Outside of his advisory role, he serves on the Membership Committee for Business Network International, assisting with member performance metrics, interviews, and conflict resolution. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisors and advisory platforms. The firm offers a wide range of financial services and employs firm-provided asset allocation tools, risk assessments, and automated rebalancing to manage portfolios across various asset classes.

Nicolette Harney is a financial advisor at OSAIC with 11 years of industry experience. She holds the Series 66 designation and previously worked at FSC Securities Corp and SII Investments. Outside of advising, she is a notary public and operates Ferrigno Financial as a registered assistant. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a broad network of advisers and multiple advisory platforms, offering a range of brokerage, advisory, and managed account services.

Jessica Lorubbio is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 designation and has previously worked at Securities America Advisors, Securities America, Inc., and National Planning Corporation. In addition to advising, she serves as a trustee for the Helen Grace Quimby Living Trust and is licensed to sell non-variable life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and providing access to proprietary and third-party research and model portfolios.

Michael Tannenbaum is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services, CitiGroup, and Colonial Voluntary Benefits. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Lawrence Vandemark Jr. is a financial advisor with LPL Financial based in Newburgh, NY. He holds Series 66 and Series 63 licenses and has four years of industry experience. Prior to joining LPL Financial and Hudson Valley Credit Union, he worked at Nylife Securities LLC and New York Life Insurance Company. Outside of his financial advisory role, Vandemark operates a home-based farm business specializing in pickles. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals—including high-net-worth and non-HNW clients—retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research, model portfolios, and various management options.

Louis Curci is a financial advisor with Primerica Advisors in Marlboro, NY, holding a Series 63 designation and over 31 years of industry experience. He has been with Primerica Advisors since 1993 and with Primerica Financial Services since 1992. Outside of advisory services, he is involved in selling loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm uses a wrap-fee structure and curates third-party asset managers while delegating trading functions to BNY Mellon Advisors.

Derrik Wynkoop is a financial advisor with Cetera, holding the Series 63 designation and bringing 27 years of industry experience. He has been with Cetera and its related entities since 2012 and also serves as President and CEO of Walden Savings Bank. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a broad client base that includes individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Suhair Marji is a financial advisor at J.P. Morgan Securities with 9 years of industry experience. She holds Series 63 and Series 66 designations and has been with JPMorgan Chase and its affiliates since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

William Settembrino is a financial advisor with LPL Financial who holds Series 63 and Series 65 designations and has 30 years of industry experience. He previously worked at Professional Financial Consultants for 25 years and at Cadaret, Grant & Co., Inc. for 28 years. Outside of his advisory role, he is the president and owner of Allset Consultants. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Nicholas Brown is a financial advisor with Edward Jones in Newburgh, NY, holding a Series 66 designation and four years of industry experience. His professional background includes roles at Primerica Advisors, Primerica Financial Services, and Empire Merchants. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

David Rosner is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses. He has been with Primerica Advisors and Primerica Financial Services since 2025. Outside of his advisory work, Rosner has over 20 years of experience as a private tutor with multiple tutoring businesses. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.