Michael Falcon is a financial advisor with Cetera who holds a Series 66 designation and has 23 years of industry experience. His prior work includes roles at Avantax Advisory Services, Avantax Investment Services, and 1st Global Advisors, among others. He is also president and 50% owner of Falcons Financial & Tax Services Corp. and serves on the board of directors for St. Michaels Federal Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients, utilizing a multi-manager platform with access to affiliated and third-party investment managers.

Christopher Hodgson Jr. is a financial advisor with Mass Mutual Investors Services who holds Series 65 and Series 63 licenses and has 11 years of industry experience. He previously worked at Harwood Advisory Group, UBS Financial Services, and Fidelity Charitable. Outside of his advisory role, he services existing fixed index annuity contracts as part of outside insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships that focus on recommending investment categories and strategies.

Steven Griffith is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Cetera and its affiliated entities since 2014 and has also been involved with Public Employee Educational Retirement Services, Inc. since 2005. In addition to his advisory role, he is engaged in the sale of fixed life, disability, and long-term care insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of investment programs, including discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Khalil Warren Hollins is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to his current role, he worked in physical therapy and held positions in education, including at Massasoit Community College and Worcester State University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Entwistle Jr. is a financial advisor at LPL Financial with 24 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial and Rockland Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Scotty Pires is a financial advisor at OSAIC with four years of industry experience. He holds a Series 65 credential and has worked previously with Securities America Advisors and his own firm, Pires Financial Group. Pires also serves as a Notary Public in Massachusetts and provides life insurance and fixed annuity products through Echelon Planning Group. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines brokerage and advisory services with a range of investment platforms, utilizing asset allocation tools and third-party managers to construct diversified portfolios.

Richard Bassett is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He has worked at Cetera and its affiliates since 2016 and operates his own financial services business, J. Marshall Associates, where he provides insurance and securities sales. Bassett is also an insurance agent specializing in life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.

Tracy Baker is a financial advisor with Cetera, holding a Series 66 designation and over 26 years of industry experience. She has been with Cetera and its affiliates since 2016 and also operates J. Marshall Associates, where she manages office and client services. Baker is an insurance agent specializing in life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Asta Muldoon is a financial advisor with Ameriprise, holding Series 65 and Series 66 licenses and 26 years of industry experience. She has been with Ameriprise since 2005, transitioning to her current role in 2020. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendation reports and annual advice focused on income sources and tax-aware withdrawal strategies.

Andrea Tremblay is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and has been with Edward Jones in various capacities since 2014. Outside of her advisory role, she has assisted with clerical work related to used auto part resale, managing databases and marketing for a small business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Nicole Mc Guire is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. She is the practice manager at Augustine & Johnson Financial Consultants and is a member of the One Southcoast Chamber, a local business networking group. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies, supporting both discretionary and non-discretionary account management.

Neal Borges is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked at Ameriprise since 1993 in various capacities. Outside of his advisory role, he is a consultant and member of Vertical Dimension, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies.

James Miles is a financial advisor with Edward Jones in New Bedford, MA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked for nine years at PNC Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm is noted for its extensive retail advisor network and affiliated services, including a trust company and proprietary mutual funds.

Kim Frink is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 33 years of industry experience. Prior to joining LPL in 2020, Frink worked at Securities America Advisors and Securities America, Inc. from 2017 to 2020, and INVEST Financial Corp. from 2004 to 2017. Outside of advisory work, Frink is an independent writer and publisher through the Kim D. Frink Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by LPL Research and other third-party providers.

Nathan Richard is a financial advisor at Ameriprise with 21 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2006. Nathan is also a notary. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Luc Domagala is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has previously worked at LPL Enterprise and Ameriprise in multiple roles. Outside of finance, he is a shift leader at Annie’s Ice Cream Shack, where he oversees new hires and ensures customer service quality. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing advice focusing on income sources and tax-aware withdrawal strategies.

Lia Webb is a financial advisor at Charles Schwab with nine years of industry experience. She holds a Series 65 designation and has worked at multiple Charles Schwab affiliates since 2018, as well as at ThomasPartners, Inc. from 2016 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a distinctive operational structure combining brokerage, custody, and advisory functions.

Andrew Quinn is a financial advisor with LPL Financial in Somerset, MA, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with LPL Financial since 2006. Quinn also manages insurance sales through affiliations with several firms, including work related to fixed insurance products and long-term care insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Arlene Harrington is a financial advisor with LPL Enterprise LLC, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. Her prior experience includes roles at Equitable Advisors, New York Life Insurance Company, and Bankers Life. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels, offering financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products.

Daniel Stlaurent is a financial advisor at Cetera with Series 63 and Series 65 credentials and one year of industry experience. His work history includes roles at Cetera Financial Specialists LLC, TJX Companies, Stop & Shop Supermarkets, and Public Employee Educational Retirement Services, Inc., where he is currently involved in retirement planning and wealth management. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and unaffiliated managers within various program structures.