Sheila Matthews is a financial advisor with Primerica Advisors in Westport, MA, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. She has worked with Primerica Advisors since 2014 and has experience at Brennan Financial Group and Lynn Durkin, CPA. Outside of her advisory role, she is involved with Matthews & Matthews, LLC, a non-investment-related business based in Boston. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-driven recommendations and supporting a range of investment strategies managed by unaffiliated asset managers.

Lauren Bernardo is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and three years of industry experience. She has held roles at PFS Investments Inc. and Primerica Financial Services since 2018 and has additional work experience in various industries including seafood and food services. Bernardo is involved with the W.A.&R. Ouellette Post 8502 VFW. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, utilizing model-based investment strategies while outsourcing trade execution and custody.

Stephen Karam is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license, with 34 years of industry experience. He has been with LPL Financial since 2005 and also provides investment advisory services through Global Retirement Partners, LLC. Outside of advisory roles, he is president of Karam Insurance Agency, a traditional insurance brokerage. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and extensive non-advisory financial activities.

Christopher Hodgson Jr. is a financial advisor at MassMutual Investors Services with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Harwood Advisory Group, UBS Financial Services, and Fidelity Charitable. In addition to his advisory role, he provides servicing for fixed index annuity contracts as part of outside insurance sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, and nonprofit entities. The firm emphasizes collaborative, goal-based planning using firm-approved analytic tools and delivers event-driven planning services such as divorce and estate settlement programs.

Richard La Cava is a financial advisor at Cetera with 29 years of industry experience. He holds a PFS™ designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Avantax Investment Services, Ameriprise Financial Services, and HD Vest Insurance Agency, among others. He has maintained a business interest in RLJL Holdings, Inc. since 2014. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services across multiple program structures.

David Bridgwood Jr. is a financial advisor at Cetera with 26 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at firms including Voya Financial Advisors and Cetera Wealth Services. He is also a CPA and has been involved in tax and financial statement preparation through Bridgwood, Benoit & Company, P.C., a firm he co-owns. Additionally, he operates as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with multiple program and custodial options, managing over $256 billion in assets.

Steven Griffith is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked at Cetera since 2014 and also provides wealth management services through Public Employee Educational Retirement Services, Inc. In addition to advisory work, he is involved in the sale of fixed life, disability, and long-term care insurance and fixed annuities. Cetera Investment Advisers LLC is a large nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, including access to third-party money managers and a variety of program structures, with more than $256 billion in assets under management.

Khalil Warren Hollins is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to his current role, he worked in physical therapy and held positions in education, including at Massasoit Community College and Worcester State University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Entwistle Jr. is a financial advisor with LPL Financial in Somerset, MA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at Rockland Trust, Cantella & Co., J.P. Morgan Securities, and Sentinel Pension Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Scotty Pires is a financial advisor at OSAIC with four years of industry experience. He holds a Series 65 credential and has worked previously with Securities America Advisors and his own firm, Pires Financial Group. Pires also serves as a Notary Public in Massachusetts and provides life insurance and fixed annuity products through Echelon Planning Group. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines brokerage and advisory services with a range of investment platforms, utilizing asset allocation tools and third-party managers to construct diversified portfolios.

Richard Bassett is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He has worked at Cetera and its affiliates since 2016 and operates his own financial services business, J. Marshall Associates, where he provides insurance and securities sales. Bassett is also an insurance agent specializing in life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.

Christopher Melendy is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and over 20 years of industry experience. He has worked at PFS Investments Inc. since 2006 and Primerica Financial Services since 2005. Melendy also served with the Cambridge Fire Department from 1997 to 2022. He receives compensation for sales of loan products and home security referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Mark Choate is a financial advisor at Fidelity with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Tracy Baker is a financial advisor with Cetera, holding a Series 66 designation and over 26 years of industry experience. She has been with Cetera and its affiliates since 2016 and also operates J. Marshall Associates, where she manages office and client services. Baker is an insurance agent specializing in life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Asta Muldoon is a financial advisor at Ameriprise with 26 years of industry experience. She holds Series 65 and Series 66 credentials and has been with Ameriprise since 2005. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Andrea Tremblay is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and has been with Edward Jones in various capacities since 2014. Outside of her advisory role, she has assisted with clerical work related to used auto part resale, managing databases and marketing for a small business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Paul Petronelli Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He previously worked at VOYA Financial Advisors before joining Cetera Wealth Services and then Cetera. He serves on the boards of The Nemasket Group and The Dick Melloni Youth Foundation, where he is involved in fundraising and charity event planning. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement services, and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Nicole Mc Guire is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. She is the practice manager at Augustine & Johnson Financial Consultants and is a member of the One Southcoast Chamber, a local business networking group. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies, supporting both discretionary and non-discretionary account management.

Neal Borges is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked at Ameriprise since 1993 in various capacities. Outside of his advisory role, he is a consultant and member of Vertical Dimension, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies.

James Miles is a financial advisor with Edward Jones in New Bedford, MA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked for nine years at PNC Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm is noted for its extensive retail advisor network and affiliated services, including a trust company and proprietary mutual funds.