Christopher Fenton is a CFP®-designated financial advisor with 40 years of industry experience. He is currently affiliated with LPL Financial and has worked with M&T SECURITIES, Inc. for over two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing model portfolios and research to support diversified investment strategies.

Rita Gaffney Labarge is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and employing structured planning tools such as Monte Carlo simulations and Global Investment Committee insights.

George Decker Jr. is a Senior Financial Advisor and Assistant Vice President at Merrill Lynch Wealth Management. He joined Merrill in 2021, bringing over 45 years of experience in the financial industry. In his role, he focuses on creating personalized wealth management strategies tailored to clients' individual goals and changing market conditions. George holds a Bachelor's Degree in Business Administration from Marist College in Poughkeepsie, New York, and holds the Personal Investment Advisor (PIA) designation. He is involved in community service, serving on the Board of Directors for Angels of Light and having previously served on the boards of Lucky Orphans Horse Rescue, Hope on a Mission, and New Horizons Resources. He resides in Millbrook, New York, with his wife Lori and is the father of six children and grandfather to ten grandchildren.

Marc Schain is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 26 years of industry experience. He has been affiliated with Cetera and its related entities since 1999. Outside of his advisory work, Schain serves as president of the board of directors for the Jewish Congregation of New Paltz and holds leadership roles with local theater and nonprofit organizations. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options including model portfolios, third-party managers, and bespoke strategies.

Kimberly Koenig is a financial advisor with Morgan Stanley in Poughkeepsie, NY, holding Series 63 and Series 65 licenses and having 39 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of her advisory role, she serves on the finance committee of the United States Aikido Federation and has maintained a notary commission for over thirty years. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

William Winters is a financial professional with 10 years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at Cetera and its affiliated entities since 2015. He also serves as a financial professional at Clearpath Advisors, Inc. Outside of advisory roles, Winters has worked as an insurance agent selling disability insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse investment program options and a large nationwide network of advisors.

Chelsea Hanlon is a financial advisor at Edward Jones with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Northwestern Mutual and LPL Financial. Outside of finance, she has experience working in food service as a server. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large national network of advisors and branch offices.

Gene Tannenbaum is a financial advisor with LPL Financial in Poughkeepsie, NY, holding a Series 63 designation and bringing 35 years of industry experience. His career includes roles at Woodbury Financial Services and ongoing involvement with National Wealth Network since 1993. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers various advisory and brokerage services through a national network, supporting both discretionary and non-discretionary management with access to model portfolios, research, and technological tools.

Robert Robustelli is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and possessing 24 years of industry experience. His prior roles include positions at Key Investment Services LLC and KeyBank. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

John Vita III is a financial advisor at Equitable Advisors with 29 years of industry experience. He has been with Equitable Advisors since 1999, following his tenure at AXA Advisors, LLC. Outside of his advisory role, he serves as an executor of a trust for his parents. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels to accommodate various client needs.

Kara Gadonniex is a financial advisor with Merrill based in Poughkeepsie, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Merrill since 1993 and has worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Rodriguez is a financial advisor with Primerica Advisors based in Poughkeepsie, NY. He holds Series 65 and Series 63 licenses and has 11 years of industry experience. His prior work includes roles at PFS Investments Inc. and Public Partnerships LLC. Outside of advising, he engages in sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates nationally with a large advisor network and employs model-based investment strategies supported by third-party asset managers and custodians.

Nina Hill is a CFP® with 42 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory work, she maintains a Substack blog providing observational journalistic commentary on global events. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm employs an IPS-driven approach grounded in modern portfolio theory and includes a broader range of financial products than many peers, such as insurance-related vehicles and bank deposit sweep options.

Gerald Sanborn is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 29 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc. for 21 years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning relationships.

Patrick Sunday is a financial advisor with Edward Jones, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at Merrill Lynch Pierce Fenner & Smith Inc and Network 1 Financial Advisors Inc. He is currently based in Hyde Park, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Derek Seger is a financial advisor at LPL Financial with three years of industry experience. He holds the Series 63 and Series 66 designations and has worked at LPL Financial since 2022. In addition to his advisory role, he is involved with Hudson Valley Credit Union, where he also serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Paul Conte is a financial advisor at Cetera with 19 years of industry experience. He holds a Series 63 designation and has worked at multiple firms, including Hudson Valley Financial Advisors and Gagnon & Associates, where he provides tax, accounting, and consulting services. He is also an assistant to the executive director at the Military Association of New York, coordinating activities with the National Guard Association of the United States. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, and institutional accounts, through a large network of independent advisors. The firm offers diverse portfolio management and retirement services with a multi-manager platform that includes both affiliated and third-party managers.

Richard Treu is a financial advisor with Wells Fargo Clearing who holds a Series 66 designation and has nine years of industry experience. His previous work includes roles at Bank of America and Merrill. Outside of his advisory work, he is a 50% owner of two investment-related rental property ventures in New York. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data, focusing on diversification and modern portfolio theory.

Marianne Naughton is a financial advisor at Merrill with Series 63 and Series 65 credentials and 41 years of industry experience. She has been with Merrill since 1984. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marc P. Cassalina, CFP®, is a Senior Vice President and Wealth Management Advisor based in Merrill Lynch's Poughkeepsie, NY office. With over 35 years at Merrill Lynch Wealth Management, Marc has dedicated his career to providing comprehensive financial advice, including family wealth management strategies, personal retirement planning, and retirement income solutions. He has also served as the Senior Resident Director of the Poughkeepsie office from 2009 to 2019. Marc holds a Bachelor of Science degree from Marist College and completed the educational component of the CERTIFIED FINANCIAL PLANNER (CFP) certification. His expertise includes retirement assets and services, asset management, tax minimization strategies, charitable giving, and estate planning. Working with Merrill Lynch and his team, Marc aims to deliver personal attention tailored to clients' financial goals while leveraging the resources of Merrill and the banking convenience of Bank of America. Outside of his professional work, Marc and his wife Margarete are actively involved in community and charitable efforts. They are committed supporters of the Cystic Fibrosis Foundation, where Marc serves as a Board Member and National Individual Giving Co-Chair. Additionally, they support the Culinary Institute of America as fellows and contribute to the African Missionary Health Organization, having participated in donor trips to Kenya and Uganda. Marc resides in his hometown of Milton, NY with his wife and enjoys traveling, golfing, and supporting efforts towards a cure for cystic fibrosis.