Michael Collins is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. Since 2006, he has provided customized wealth management advice, focusing on understanding his clients’ individual priorities and delivering strategies that adapt to changing market conditions. His practice areas include college and education planning, family wealth management, legacy planning, liquidity management, retirement income, portfolio management, individual and corporate investment strategy, and tax minimization. He holds a Bachelor's Degree from the Eli Broad College of Business at Michigan State University. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Michael resides in the Grosse Pointe area with his wife and three sons. He participates in community volunteer work consistent with Merrill’s tradition of community involvement. Outside of work, he enjoys golfing and spending time with his family.

Derek Salliotte is a financial advisor at Merrill with 16 years of experience, holding a Series 66 designation. He has worked at Merrill since 2010 and Bank of America, N.A. since 2014. Outside of his advisory role, he serves as a finance committee member for the Grosse Ile Golf and Country Club. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Anthony Kallabat serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He leverages over 15 years of experience in financial advising, having worked with both institutional and personal clients across banks and brokerage houses. His approach involves understanding clients' individual circumstances and goals to develop personalized financial strategies. Anthony holds the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute at the Wharton School of Business and has the Personal Investment Advisor (PIA) designation. He earned his Bachelor's Degree from Davenport University. Anthony specializes in areas including college education planning, divorce transition planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, and portfolio management services. He is recognized for combining his analytical skills with a client-focused approach to build customized portfolios tailored to individual needs and risk tolerances. Residing in Grosse Pointe Woods with his wife Vicky and their three children, Ben, Sophia, and Cole, Anthony is active in his community. He serves as a board member of the St. John Hospital Foundation and chairs the St. John Guild Golf Outing. His personal interests include cooking, golfing, ice hockey, music, spending time with family, and watching movies.

Michael Ceaser is a CFP® with 19 years of industry experience, currently advising at Cetera. He has been affiliated with Cetera Advisors LLC since 2013. In addition to his advisory role, he is involved in fixed insurance sales, including life and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various investment strategies and program structures.

Kristopher Kerr is a financial advisor at Merrill with 12 years of industry experience and holds Series 63 and Series 66 credentials. He has worked at Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Herman Ruiz is a financial advisor with OSAIC in Trenton, MI, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining OSAIC, he has worked in real estate and financial support roles, including as a referral person for Power House Group Realty and as a registered assistant at RedSky Financial LLC. He refers real estate clients to Power House Group Realty and receives referral fees on closed deals. OSAIC serves a broad mix of retail and institutional clients through a large network of advisers and offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to various investment platforms and third-party managers. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios and manages accounts on both discretionary and non-discretionary bases.

Paul Mcmillin is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and has worked at Ambassador Advisors, LLC and Hopper-McMillin, where he has been involved since 2009. Outside of securities, he is active as an insurance producer with M & O Marketing. OSAIC serves a diverse client base including individual, high-net-worth, pension, and corporate investors through a large network of advisors and multiple platforms. The firm offers integrated brokerage and advisory services emphasizing asset allocation, risk assessment, and portfolio management across a broad range of investment types.

Christopher Mizzi is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on helping clients develop comprehensive wealth plans that address their expenses, income, objectives, risk, and risk tolerance. He assists in implementing these plans by analyzing market conditions, investments, and related data to create strategies aimed at meeting clients' long-term financial goals. He holds a Bachelor's Degree from Arizona State University and a Master's Degree from the University of Detroit. Christopher has earned the professional designations of Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). In addition to his professional work, he participates in community service through volunteer efforts with local organizations.

Jonathan Hodge is a CFP® professional with 17 years of experience in financial advising. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 advisors.

Michael Livernois is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1992 and at Bank of America, NA since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Matthews is a financial advisor with Raymond James Financial in Trenton, MI, holding a Series 66 designation and 26 years of industry experience. He has worked with Raymond James since 2000 and has owned Brian Matthews & Company, Inc. since 2013. Outside of his advisory work, he writes novels and short stories. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers advisory programs along with specialized municipal and employer advisory services.

Mark Maddock is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at Jpmorgan Chase Bank, N.A. since 2003. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Jason Livernois is a financial advisor at Merrill with 26 years of industry experience. He holds a Series 66 designation and has been with Merrill since 1999, also working at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Veronica Brunetti is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing four years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Zachary Griffith is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2016 and 2017 respectively. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Zimmerman is a financial advisor at OSAIC with 24 years of industry experience. He holds a Series 66 designation and has worked at Sigma Financial Corporation and Mathewson Tax Service, where he continues to operate a tax preparation business. Zimmerman is also involved in his community, serving as treasurer for his local homeowners association and president of the Ida School Athletic Booster club. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing asset allocation tools and third-party platforms to manage portfolios across a broad range of investment vehicles.

Tanner Hamilton is a Financial Advisor with Merrill Lynch Wealth Management, where he serves clients as a Merrill Financial Solutions Advisor. Tanner collaborates closely with clients to understand their financial goals and develop strategies for short-, mid-, and long-term objectives. He offers guidance on a range of topics including investing, retirement planning, and financial preparedness, and facilitates access to Bank of America specialists for additional banking, credit, home financing, and small business services. Tanner's areas of expertise include family wealth management strategies, legacy planning, personal retirement planning, individual and corporate investment strategy, and retirement income. He holds the designations of Personal Investment Advisor (PIA) and Retirement Income Certified Professional (RICP). Tanner earned a Bachelor's Degree from Michigan State University and is involved with the Infinite Multisport Triathlon Club. He also participates in community activities with Common Ground. In his personal time, Tanner engages in biking, golfing, hiking, music, running, soccer, swimming, and traveling. His approach to financial advising emphasizes understanding clients' priorities to create tailored strategies that adapt as their needs evolve.

Janice Cichowlas is a financial advisor with Ameriprise in Allen Park, MI, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-smart withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Lorri Milewski is a financial advisor at Edward Jones in Riverview, Michigan, holding a Series 66 designation with eight years at Edward Jones and a total of three years in the industry. Prior to joining Edward Jones, she worked for the Crestwood School District for 21 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ivette Hernandez is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside brokerage, distribution, and investment management capabilities through a non-discretionary program.