Edward Felan is a financial advisor at Raymond James Financial Services Advisors, Inc. with 21 years of industry experience. He holds a Series 66 designation and has worked previously at LPL Financial, Waddell & Reed, and through his own firm, Felan Group LLC. Felan serves on the finance and investment committees of the Oregon Independent Order of Odd Fellows Grand Lodge and United Way of Jackson County. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm delivers tailored non-discretionary planning and consulting using risk profiling and modeling tools, supports wrap-fee advisory programs, and is notable for its municipal advisor affiliation and specialized SIMPLE IRA Employer Advisory program.

Twinkle Fitzgerald is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services.

Kristina West is a financial advisor at Morgan Stanley in Medford, OR, holding the Series 66 designation with three years of industry experience. Her prior roles include positions at Avantax Advisory Services and KDP Wealth Management, as well as experience in child welfare with the Oregon Department of Human Services. Outside of her advisory work, she is a board member and treasurer of Konnect Dental Kare Services, a community organization in Klamath Falls, Oregon. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services ranging from retail investment management to institutional solutions.

Joseph Scheffler is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory role, he is a partner in an agricultural business based in Eagle Point, Oregon. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by structured processes and firm-approved tools.

Carol Krueger is a financial advisor at Edward Jones with 10 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Ray Cox is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2010, including work at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves on the board of directors for TKO Video Communications. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and models outcomes using Global Investment Committee data, serving clients through both direct and corporate financial planning arrangements.

John Icenhower is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and 26 years of industry experience. Prior to joining OSAIC in 2023, he worked for FSC Securities Corporation for 14 years. He is also the owner of Icenhower’s Tax & Financial LLC, where he prepares tax returns. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage, investment advisory services, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios.

Paul Bloom is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC and over two decades at Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm serves institutional clients with a focus on tailored investment solutions and includes insurance-related products and bank deposit sweep options in its investment menus.

Cynthia Sanders is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 designation and previously worked at Cetera and Rogue Credit Union. Outside of her financial practice, she serves as a Sunday school teacher at a family Christian ministry. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Gozde Cannarella is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and a centralized due diligence process. The firm applies an ESG eligibility framework in its recommendations and delivers services on a non-discretionary basis with clients retaining final decision authority.

Tennelle Nickel is a Series 66-licensed financial advisor with six years of industry experience, currently with Raymond James Financial in Medford, OR since 2022. Prior to this, Tennelle worked at Edward Jones from 2014 to 2022. Outside of her advisory role, she is involved in several support companies and holding entities related to her practice operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm emphasizes tailored, non-discretionary planning and consulting, utilizing advanced modeling tools and maintains a notable presence in municipal and public finance advisory services.

Kevin Hawkins is a financial advisor at Edward Jones in Medford, OR, holding the Series 66 designation. He has been with Edward Jones since 2025 and previously worked in real estate sales and management with Alder Point Real Estate and Investment Realty. Outside of his advisory role, he is President of Alder Point Real Estate Inc., though he no longer has active responsibilities there. Edward Jones is a full-service wealth management firm serving both individual and institutional clients. The firm manages over $1 trillion in assets through a large network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, with additional affiliated investment products and services.

Neal Governor is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2017, following five years at Key Investment Services LLC. Outside of his advisory role, he serves as Treasurer for Friends of the Animals Southern Oregon. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Phillip Ball is a financial advisor at Raymond James Financial with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Raymond James since 1999. He is also the president and owner of Ball Jones Gowen, Inc., a support company providing financial services and administrative support for advisors. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, institutional, and charitable clients. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Elena Welch is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and nine years of industry experience. Her career includes eight years at J.P. Morgan Chase Bank and J.P. Morgan Securities, as well as fifteen years at Bank of America and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory services with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Jesse Oldfield is a financial advisor with LPL Financial in Ashland, OR, holding Series 63 and Series 66 licenses and having 14 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Raymond James Financial Services Advisors Inc. for 12 years and had roles at Sis Corporation from 2012 to 2019. He is also commissioned as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with access to model portfolios, third-party research, and various portfolio management strategies.

Jimmie Smith is a ChFC® credentialed financial advisor with over 30 years of industry experience, currently affiliated with Edward Jones since 2005. He is based in Medford, OR. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services, operating under a fiduciary standard.

Michal Caro is a CFP® credentialed financial advisor with 19 years of industry experience, currently with Cetera. Prior to joining Cetera, Caro has held roles at several firms including Sierra Ridge Wealth Management, LPL Financial LLC, and Rogue Credit Union. Caro is also involved in a non-investment related business, Rebecca Van Diest LLC, operating under the name Clickers 2 Clients. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.

Susan Davis is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds the Series 66 and Series 63 credentials and has worked with firms including Comprehensive Asset Management and Servicing, Inc. and Midwest Professional Planners, Ltd. prior to joining J.P. Morgan Securities in 2017. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advisory services through its Institutional Consulting Services program.

Kelly White is a financial advisor at LPL Financial with two years of industry experience. She holds the Series 66 designation and has previously worked at Cetera and US Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of financial planning and advisory programs.