Tunc Tanin is the sole advisor at Tanin, Tunc, an independent advisory firm based in Cambridge, MA. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. In addition to financial advising, he works as a licensed insurance agent focusing on life, health, and disability insurance, and provides tax preparation services during tax season. The firm serves individual and high-net-worth clients, offering hourly financial planning and discretionary portfolio management primarily through mutual funds. Its investment approach emphasizes fundamental analysis with a focus on value, safety, quality, and risk control.

Evergreen Wealth Management combines institutional-grade technology with the personalized attention of a boutique firm. We serve individuals age 50+ who want expert retirement guidance without the layers of complexity and fees that come with traditional firms. As a flat-fee, fiduciary advisor, we charge $725 per month—regardless of how much you have invested. That means no AUM-based fees, no commissions, and no incentive to sell you anything. Our only job is to help you make smart, confident financial decisions and guide you through retirement with clarity. We leverage tools like eMoney for retirement planning, Holistiplan for advanced tax analysis, Nitrogen for risk alignment, and Schwab’s iRebal® for efficient trading and portfolio management. You get the power of a large-firm platform—with direct access to a CFP® who knows your name, your values, and your goals. We help answer the questions that matter most: Are we financially ready to retire? What’s our optimal Social Security strategy? How do we minimize taxes and create steady income? How should we invest for both safety and growth? Every relationship starts with a personalized plan, built around your vision and your numbers—not generic assumptions. And we don’t stop there. As life evolves, we adapt your strategy, manage the details, and stay by your side through every decision that matters. Evergreen was founded by Nick Stevens, CFP®, after 12 years at a national investment firm. Tired of impersonal service and product-pushing incentives, he built Evergreen to give clients what they truly want: independent advice, fair pricing, and a relationship with someone who takes their retirement as seriously as they do. Nick lives in Boston with his wife Rachel, their young children, and a spirited dog named Sam. He’s a weekend DIYer, avid golfer, and firm believer that planning and consistency are the keys to success—in both life and investing. If you're looking for a modern advisor with both high-tech tools and high-touch service, Evergreen Wealth Management might be the partner you've been looking for.

Jeffrey Shank is a financial advisor at Andover Advisory Group with over 44 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to his current role, he has been associated with Cambridge Investment Research Advisors since 2014. Outside of his advisory work, he serves on the board of the Kiwanis Club of Greater Lawrence and hosts a weekly live radio show and podcast. Andover Advisory Group provides comprehensive financial planning and tax preparation services to individual and high-net-worth clients, focusing on written plans covering investments, taxes, estate, and retirement issues. The firm emphasizes client risk assessment and asset allocation based on Modern Portfolio Theory but does not recommend specific securities or exercise investment discretion.

Michael Stern is a financial advisor at Arlington Investment Advisors in Arlington, MA, with seven years of industry experience. He holds the Series 63 and Series 65 designations and serves as the executive officer for Massinvestor, Inc., a publisher focused on the Venture Capital and Private Equity industry. Arlington Investment Advisors offers investment management and financial planning services to individuals, families, and small businesses, emphasizing long-term, index-oriented allocations primarily through ETFs. The firm manages most accounts on a non-discretionary basis and provides educational seminars and access to third-party managers for specialized portfolio diversification.

Mary Koenig is a CFP® with 26 years of industry experience, currently practicing at Harvard Square Financial Planning, LLC, where she has worked since 2012. She operates as the sole advisor at her independent firm based in Lexington, MA. Harvard Square Financial Planning serves individual clients, focusing primarily on members of the nonprofit community and their families. The firm provides financial planning and investment consultation through a consultative, non-discretionary approach that emphasizes written engagement agreements, passive and core-plus-satellite investment strategies, and periodic reviews rather than continuous trading.

James Panos is the sole advisor at Panos Financial Partners, LLC, an independent firm based in Boston, MA. He holds Series 63 and Series 65 licenses and has 26 years of industry experience, including 15 years with Boston Investment Advisors, LLC. Outside of his advisory work, he assists with the implementation of employee self-directed 401(k) plans through Paychex and is involved in sales for a customer cashback and loyalty card program. Panos Financial Partners provides portfolio management and investment supervisory services to individuals, high-net-worth clients, and pension or profit-sharing plans. The firm employs a multi-method investment approach and constructs client portfolios based on tailored Investment Policy Statements, acting with discretionary authority and offering regular monitoring and reporting.

Erik Cooper is a financial advisor with ArcVest, LLC in Boston, MA, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has been with ELC Advisors, LLC since 2012. Cooper is also the author and host of The Plain Wealth Blog/Book/Podcast, providing financial education through online writing and podcasting. ArcVest, LLC is an independent registered investment adviser managing approximately $63 million for individual and high-net-worth clients. The firm employs a combination of charting, fundamental and technical analysis, and both long- and short-term trading to align portfolios with client objectives and risk tolerances.

Sumit Dhanda is the sole advisor at Viraj Capital, LLC, an independent firm based in Cambridge, MA. He holds Series 63 and Series 65 designations and has seven years of industry experience, including six years as a self-employed advisor prior to founding Viraj Capital in 2019. Viraj Capital offers discretionary portfolio management and model portfolio construction focused on technology stocks, ETFs, and options related to the semiconductor industry. The firm employs an aggressive, tactical investment approach that integrates fundamental and technical analysis with short-term trading and hedging strategies, utilizing performance-based fees and derivatives in separately managed accounts.

Kimberley Feeney Zollo is a Certified Financial Planner® with 17 years of industry experience. She has been with Essex Capital Management since 2012. Outside of her advisory role, she serves as an adjunct professor at North Shore Community College, teaching math, financial management, and macroeconomics courses. Essex Capital Management is an independent, fee-only firm serving individuals, families, trusts, estates, charitable organizations, and businesses. The firm offers discretionary portfolio management and financial planning, focusing on diversified, asset-allocation driven portfolios using mutual funds, ETFs, individual securities, and non-correlating assets.

Yuri Iozzo is a financial advisor with Oltarion Capital LLC and holds a Series 65 designation. He has professional experience primarily outside of finance, including roles at OPKO Health, Sanofi, and the University of Massachusetts Medical School. Oltarion Capital provides non-discretionary investment advisory services and limited-scope financial planning to individuals, high-net-worth clients, corporations, and institutional clients. The firm uses model portfolios focused on mutual funds and ETFs, customizing recommendations to client objectives while excluding cryptocurrencies and leveraged or inverse ETFs.

Sean Mcdonough is a CFP® professional with 30 years of industry experience, currently serving as the sole advisor at Onboard Financial Management, LLC since 2020. Prior to founding Onboard, he spent 13 years at Winslow, Evans & Crocker, Inc. Outside of advising, he occasionally prepares taxes for a limited number of clients. Onboard Financial Management is an independent registered investment adviser serving individuals, trusts, estates, and small businesses with discretionary investment management and financial planning. The firm employs a customized, long-term approach to constructing diversified portfolios using ETFs, mutual funds, and individual securities, with an emphasis on low turnover and periodic rebalancing.

Enrique Perez is a financial advisor at Mission Park Capital, LLC in Cambridge, MA, holding a Series 65 designation with seven years of industry experience. He has served at Mission Park Capital since 2018 and previously worked at the Massachusetts Housing Finance Agency from 2015 to 2018. Mission Park Capital provides fee-based investment advisory and discretionary portfolio management to individuals and a variety of institutional clients, employing a tactical allocation approach with fundamental analysis. The firm also offers standalone financial planning, college-cost planning, and comprehensive services that include estate plan coordination and tax planning.

Ryan Wilson is a CFP® professional with 13 years of industry experience and has been the sole advisor at Wilson Capital, LLC since 2012. He holds Series 63 and Series 66 licenses and operates his independent advisory firm from Swampscott, MA. Wilson Capital provides fee-based investment advisory and financial planning services to individuals, trusts, and small-business profit-sharing plans. The firm applies a tactical allocation strategy based on fundamental analysis, offering discretionary portfolio management tailored to client objectives, including accommodating client-imposed investment restrictions.

Elizabeth McVittie is a CFP® with 21 years of industry experience, currently serving at OSAIC since 2023. She has operated McVittie Financial Advisors since 2008 and previously worked at FSC Securities Corporation for 18 years. Outside of her advisory roles, she serves as Treasurer and Finance Committee Member for the United Parish of Auburndale, overseeing the church’s endowment fund and financial records. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer that provides advisory and brokerage services through a large network of financial advisors. The firm serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, utilizing a range of investment strategies and technology-driven portfolio management tools.

Rand Spero is a CFP® professional with 17 years of industry experience, currently serving as the sole advisor at Street Smart Financial, LLC in Lexington, MA. He has been with Street Smart Financial since 2008. Street Smart Financial provides fee-only financial planning and investment management to individuals, trusts, estates, charitable organizations, and small businesses. The firm manages approximately $52 million for about 62 clients using a risk/reward approach focused on diversification, low-cost mutual funds and ETFs, and tactical asset allocation informed by macroeconomic analysis.

John Harrison is a CFP® with 21 years of industry experience and has served as President of Aspire Financial Advisors, Inc. since 2012. He is also a licensed insurance broker specializing in life, health, and fixed or indexed annuities. Aspire Financial Advisors provides fee-based investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes tactical asset allocation using both fundamental and technical analysis and offers a largely non-discretionary management model with multiple compensation options.

Thomas Fisher is a CFP® professional with 20 years of industry experience and has been the principal advisor at Fisher Financial Strategies since 2005. He operates an independent firm based in Cambridge, MA. Outside of his advisory work, he manages a residential rental property in Cambridge. Fisher Financial Strategies provides fee-only financial planning and investment advisory services to individuals, families, and ERISA pension/profit-sharing plans. The firm emphasizes fundamental, long-term financial planning using low-cost mutual funds and index-based ETFs, delivering advice primarily through discrete written plans with optional implementation assistance.

Kannan Ramasamy is the principal advisor at Garch Capital LLC, an independent firm based in Andover, MA. He holds a Series 65 designation and has eight years of industry experience. His prior work includes roles at Vay Network Services Private Limited, Clayfin Technologies Private Limited, and Adarsh LLC. Garch Capital manages separately managed accounts for individual and corporate clients, focusing on long-only US equities through a model-driven investment process based on technical analysis and relative price performance. The firm emphasizes transparency in fee arrangements and supports business accounts with a corporate-level operational structure.

John Boyle is a financial advisor at Lennox Financial in Swampscott, MA, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fox Advisor Group and FOX & Company Investments Inc. since 1990. Lennox Financial provides discretionary investment management to individuals, multi‑generation families, IRAs, trusts, and business owners using a blend of macroeconomic analysis, technical analysis, and fundamental research, supported by proprietary tools. The firm manages a small client roster with a focus on portfolio management and employs specialized hedge accounts with risk-controlled strategies.

Timothy Mortellite is the sole advisor at Timothy Charles Financial, LLC, with 32 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Brokers International Financial Services LLC from 2009 to 2017. In addition to his advisory role, he is an independent insurance agent involved in the sale of fixed insurance products. Timothy Charles Financial, LLC provides discretionary investment management and financial planning services to individuals, high net worth individuals, trusts, and estates. The firm employs a long-term, fundamental investment approach using low-cost, diversified ETFs and mutual funds, managing approximately $98.5 million in client assets across about 177 client relationships.