Justin Gaudino is a CFP® with 10 years of industry experience, currently serving as an advisor at ArborStone Financial, LLC. His prior roles include positions at Ameriprise Financial Services, Mayflower Financial Advisors, Private Client Services, Wells Fargo Advisors, and MFS Fund Distributors. He is also a licensed insurance agent, dedicating part of his time to insurance sales and implementation. ArborStone Financial provides discretionary wealth management and financial planning to individuals, high-net-worth clients, trusts, and estates. The firm employs a fundamentals-driven, primarily long-term investment approach, utilizing model portfolios with ETFs, mutual funds, and individual securities, and oversees independent managers when appropriate.

Kyle Gavin is a financial advisor at Merrimack Valley Financial Advisors, Inc. with one year of industry experience. He previously worked for McLarney & Company LLC for five years and attended Merrimack College full time for four years. Merrimack Valley Financial Advisors serves individual and institutional clients, offering discretionary portfolio management, pension consulting, and comprehensive financial planning. The firm uses client-specific investment policies and model portfolios, relying on fundamental, quantitative, and qualitative research with a focus on long-term strategies.

Wenhua Zhang is a CFA® charterholder and Series 63 licensee with three years of industry experience. Zhang is the sole advisor at Atlas Capital Investment LLC and previously worked at Azia Capital Partners, Tan Lane Holdings, Ltd., and Wellesley Investment Partners, LLC. Outside of advisory work, Zhang serves as CFO and investor for Hourly Work LLC, a recruiting phone app. Atlas Capital Investment LLC provides ongoing portfolio management and financial planning primarily to higher-net-worth individuals and business entities. The firm uses cyclical, fundamental, and quantitative analysis focused on equities and related strategies, and it accepts performance-based fees for qualified clients while managing both performance-fee and non-performance accounts.

Vincent Serratore is president and CEO of Heritage Wealth Management and Heritage Financial Group, Inc., with 29 years of experience in the financial industry. He has worked at Coastal Equities, Inc. since 2015 and has been with Heritage Financial Group since 2001. Outside of his advisory roles, he is involved with Bardown Enterprises Ltd, which owns a girls youth hockey team. Heritage Wealth Management provides personalized investment management and consulting to individuals, including high net worth clients, as well as charitable organizations and small businesses. The firm employs proprietary asset-allocation strategies and offers discretionary and non-discretionary account management, integrating investment and insurance services through an affiliated business.

Harrison Oakes is a financial advisor at Cox Capital Management LLC with five years of industry experience. He holds a Series 65 designation and has previously worked at MFS Investment Management. Cox Capital Management LLC serves individual and high-net-worth clients, trusts, estates, and charitable organizations by providing discretionary portfolio management, financial planning, and consulting services. The firm employs a combination of fundamental, technical, and proprietary quantitative methods with a long-term investment approach.

Joseph Hosler is a CFA® charterholder with 12 years of industry experience, currently serving as an advisor at Integrity Financial Advisors, LLC since 2021. He also owns Auour Advisory, where he provides strategic consulting services to private and public corporations, advising executives on business models. Integrity Financial Advisors serves individuals, high-net-worth clients, trusts, estates, and charitable organizations by offering portfolio management through third-party managers alongside financial consulting and retirement advice. The firm primarily recommends active, discretionary management via affiliated investment advisers and provides ongoing account monitoring and performance reporting.

William Cox is a financial advisor at Cox Capital Management LLC with 21 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Mason Capital Partners since 2002 and U.S. Securities, International Corp. since 1998. Cox Capital Management LLC serves individual and high-net-worth clients, as well as trusts, estates, and charitable organizations, providing discretionary portfolio management, financial planning, and consulting services. The firm employs a combination of fundamental, technical, and quantitative analysis methods with a long-term investment approach and offers advisory services covering a broad range of asset types, including institutional mutual funds, ETFs, and alternative investments.

John McClellan is a financial advisor at U.S. Boston Capital Corporation with nine years of industry experience. He holds the Series 66 designation and has been with the firm since 2016. Mr. McClellan is also Principal of Pear Tree Partners LP and serves as a board member or observer for several companies in technology and life sciences fields. U.S. Boston Capital Corporation provides investment management, financial planning, and retirement advisory services to individuals, trusts, estates, charitable organizations, and retirement plans. The firm emphasizes customized asset allocation with diversified exposure across mutual funds, ETFs, and alternative investments, managing most assets on a non-discretionary basis.

Robert Leonard is a CFA charterholder with nine years of industry experience. He has been with Simpson Leonard Investment LLC since 2016. Simpson Investment Counsel provides investment management and general financial advice to individual clients, managing approximately $17.6 million across three client relationships. The firm uses a top-down investment approach, constructing portfolios from stocks, bonds, and mutual funds tailored to client-specific guidelines, and manages accounts primarily on a discretionary basis.

Caleb Powers is a financial advisor with U.S. Boston Capital Corporation, holding Series 63 and Series 66 licenses and having four years of industry experience. His background includes roles at Green Banana SEO, Pear Tree Partners LP, Mansfield Sales Partners, and other firms dating back over a decade. U.S. Boston Capital Corporation serves individuals, trusts, estates, charitable organizations, and retirement plans with portfolio review, investment management, financial planning, and strategic business consulting. The firm focuses on customized asset allocation and diversified exposure across mutual funds, ETFs, and alternative investments, typically managing assets on a non-discretionary basis with client approval for trades.

Victor Kester, Jr. is an investment advisor representative with Essex Private Wealth Management LLC and holds Series 63 and Series 66 credentials. He has three years of industry experience, including prior roles at Mass Mutual Investors Services and Deloitte. Outside of financial services, he is also active as a real estate salesperson with Keller Williams. Essex Private Wealth Management serves individuals, high-net-worth clients, trusts, estates, retirement plans, and charitable organizations, managing approximately $330.5 million across about 216 clients. The firm offers discretionary and non-discretionary investment management, comprehensive wealth management, and financial planning services, employing a portfolio strategy centered on mutual funds and ETFs with both fundamental and technical analysis.

Richard Boretti is a financial advisor at Collaborative Wealth Advisors, LLC with 25 years of industry experience. He holds a Series 63 designation and has worked at New England Securities since 2000. Boretti is also a licensed CPA. Collaborative Wealth Advisors provides discretionary portfolio management, modular financial planning, and retirement plan advisory services to individuals, trusts, estates, and other entities. The firm manages approximately $76.4 million in discretionary assets and employs a range of investment strategies including mutual funds, ETFs, individual equities, fixed income, and certain leveraged or derivative instruments.

Kenneth Doerr is a financial advisor at Auour Investments LLC with 11 years of industry experience. He holds a Series 65 designation and has worked at Keystone Capital Corporation and Auour Advisory LLC since 2014. Auour Investments provides discretionary and non-discretionary investment advisory services to individuals, high-net-worth clients, family offices, trusts, estates, and charitable organizations. The firm uses proprietary asset-allocation models and a multi-factor quantitative framework to guide its investment strategies, combining direct management with broad third-party distribution through sub-advisory and signal service arrangements.

Brian Mclarney is a financial advisor with Merrimack Valley Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Purshe Kaplan Sterling Investments since 2003 and has been with Merrimack Valley Financial Advisors since 1998. In addition, he is president and sole shareholder of McLarney & Company, a CPA firm in Chelmsford, MA. Merrimack Valley Financial Advisors serves individual and institutional clients, including high-net-worth households and pension plans, providing discretionary portfolio management, model portfolio management, pension consulting, and comprehensive financial planning. The firm uses a client-centered process incorporating fundamental, quantitative, and qualitative research with regular portfolio reviews and rebalancing.

Kaitlyn O'Neill is a financial advisor with Massachusetts Wealth Management, LLC, holding Series 63 and Series 66 credentials and seven years of industry experience. She previously worked at Barclays Capital Inc and also has experience at the College of the Holy Cross. Massachusetts Wealth Management provides discretionary investment management to individuals, trusts, retirement plans, endowments, and charitable organizations. The firm employs a tactical asset allocation approach with a long-term orientation and constructs customized portfolios typically combining equities, fixed income, and ETFs.

Robert Rodriguez is a financial advisor at Concordia Wealth Management, LLC in Concord, MA, with 20 years of industry experience. He holds a Series 65 credential and has been with Concordia Wealth Management since 2012. Outside of his advisory role, Rodriguez serves as treasurer and director of the Lookout Foundation, a nonprofit focused on sustainable agriculture, forests, and youth at risk. Concordia Wealth Management is a fee-only advisory firm serving individuals, trusts, and corporations, including high-net-worth clients. The firm offers tailored wealth management, financial planning, and family office services, emphasizing client-specific strategies, fundamental analysis, and attention to cross-border and currency risk considerations.

Paul Fortin is a financial advisor with Harbor Island Capital LLC in Topsfield, MA, holding 27 years of industry experience. He has been with Harbor Island Capital since 1999. Harbor Island Capital provides discretionary, personalized portfolio management to high-net-worth individuals, associated trusts, and other legal entities, focusing on direct equity investments along with mutual funds or ETFs. The firm employs a fundamental, value-oriented stock-selection process with concentrated portfolios and emphasizes hands-on oversight for a small client base.

Jan Hagemeier is a financial advisor at Boston Harbor Investment Management with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sanford C. Bernstein & Co., LLC and Mitteldeutsche-Hartstein-Industrie AG. Outside of his advisory role, he serves as director of a family road construction and aggregates business in Germany and is CEO of Global Performance Distribution, LLC, which handles UK and European distribution for Boston Harbor. Boston Harbor Investment Management provides discretionary portfolio management to high-net-worth individuals, family offices, and institutional clients, focusing on separately managed accounts of U.S. large-cap equities. The firm uses proprietary quantitative models emphasizing residual earnings to select low-beta stocks and offers various risk-control strategies, operating at a boutique scale with an emphasis on transparency through audited hypothetical back-tested performance.

Joseph Fahmy is a financial advisor at Zor Capital, LLC in Belmont, MA, holding a Series 65 designation with four years of industry experience. He has been with Zor Capital since 2012. Outside of his advisory role, Fahmy operates a subscription-based educational service through his website, providing financial education content. Zor Capital serves individual and high-net-worth clients by offering discretionary portfolio management and customized investment programs. The firm combines fundamental and technical analysis, managing portfolios with a mix of long-term and short-term strategies across various instruments, including stocks, bonds, ETFs, and cryptocurrency-linked ETFs.

Christopher McDonald is a financial advisor with US Advisory Group in Beverly, MA, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has worked at LPL Financial, LLC since 2022 and previously spent six years at Private Client Services LLC. US Advisory Group provides investment advisory services to individual and high-net-worth clients, including discretionary portfolio management, financial planning, and family office/wealth planning. The firm manages approximately $65.8 million across about 105 client relationships, using model portfolios primarily composed of exchange-traded funds and mutual funds.