Matthew Carpenter is a financial advisor with CFS Financial, LLC in Salem, MA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked at CFS Financial since 2021 and is also associated with Truth Capital, LLC and College Funding Services. He owns a consulting firm that assists families with college admission and financial aid processes without receiving commissions. CFS Financial provides ongoing portfolio management primarily to individual and high-net-worth clients, focusing on investment policy development, portfolio monitoring, and asset allocation using modern portfolio theory and a long-term trading horizon. The firm operates with a small client base and manages portfolios on a nondiscretionary basis.

Christopher McDonald is a financial advisor with US Advisory Group in Beverly, MA, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has worked at LPL Financial, LLC since 2022 and previously spent six years at Private Client Services LLC. US Advisory Group provides investment advisory services to individual and high-net-worth clients, including discretionary portfolio management, financial planning, and family office/wealth planning. The firm manages approximately $65.8 million across about 105 client relationships, using model portfolios primarily composed of exchange-traded funds and mutual funds.

S. Mittelman is a CFP® and CFA® with four years of industry experience, currently serving as the sole advisor at Mittelman Wealth Management since 2021. Prior to founding the firm, Mittelman worked for six years at Fiduciary Trust Company. Mittelman Wealth Management offers discretionary investment management and comprehensive wealth-planning services to individuals, high-net-worth clients, endowments, foundations, and other entities. The firm employs a variety of investment strategies including fundamental and cyclical analysis and modern portfolio theory, while also providing specialized nonprofit and philanthropic advisory services.

Frederick Mcdonald is a financial advisor with US Advisory Group, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has worked at LPL Financial, LLC since 2022 and previously spent six years with Private Client Services. Mcdonald is president of US Advisory Group, an independent registered investment advisor he has been involved with since 2013. US Advisory Group serves individual and high-net-worth clients by providing discretionary portfolio management, financial planning, consulting, and family office services. The firm manages approximately $61 million across about 100 client accounts and uses a combination of mutual funds, ETFs, model portfolios, and third-party sub-advisers within a framework that incorporates fundamental, technical, and cyclical analysis along with modern portfolio theory.

Marcel Quiroga is a financial advisor at TQM Wealth Partners with 20 years of industry experience. He holds a Series 66 designation and has been with TQM Wealth Partners since 2016. Outside of his advisory role, he serves on the Board of Trustees Overseer at Salem State University and is president and founder of The Legacy Dialogues, a nonprofit providing educational programs on philanthropy. TQM Wealth Partners is a supported registered investment adviser managing approximately $124 million for about 65 clients, including individuals, small businesses, foundations, and charitable organizations. The firm employs a globally diversified, long-term investment approach that integrates fundamental, technical, and cyclical analysis, offering both financial planning and investment management services.

Laura Mok is a financial advisor at Park State Asset Management LLC with two years of industry experience. She holds the CFP® designation and Series 63 license. Prior to joining Park State, she worked at Alapocas Investment Partners, Inc. for seven years and East Coast Asset Management for eight years. Mok serves as Chief Compliance Officer and Head of Operations at Alapocas Investment Partners, where she is also involved in trading. Park State Asset Management provides discretionary and non-discretionary investment management and consulting services to individuals, charitable organizations, profit-sharing plans, trusts, and other entities. The firm focuses on fundamental, business-oriented analysis with a long-term ownership approach, typically concentrating Global Equity portfolios into 15–20 high-quality companies, and offers Conservative and Balanced strategies tailored to client needs.

Wayne Pastel is a financial advisor at Single Track Financial, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Duval Klasnick And Pastel LLC since 2009, Single Track Financial since 2005, and Purshe Kaplan Sterling Investments since 2003. In addition to his advisory work, he is a practicing attorney and licensed insurance agent. Single Track Financial provides portfolio management, investment advisory, tax compliance, and wealth planning services to individuals, trusts, estates, corporations, and other business entities. The firm manages approximately $34 million across a small client base, tailoring portfolios using fundamental, technical, and cyclical analysis combined with in-house and third-party research.

Robert Kuftinec is a financial advisor at Auour Investments LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Keystone Capital Corporation and Auour Advisory since 2014. He is also a partner at Auour Advisory LLC, where he provides strategic consulting services to private and public corporations. Auour Investments offers portfolio management services to individuals, high-net-worth clients, trusts, estates, family offices, and charitable organizations. The firm uses proprietary asset-allocation models and a quantitative approach, including its Auour Regime Model, to guide investment decisions with a preference for ETF-based allocations.

Lyn Parker is a CFP® professional with 13 years of experience in the financial services industry. She is affiliated with Whitman Financial Services, LLC and has also worked with LPL Financial since 2013. Parker serves as a board member and recording secretary of the Newburyport Society for the Relief of Aged Women and maintains a general law practice through her own law office. Whitman Financial Services provides financial planning and consulting to individuals, focusing on trusts, estates, retirement plans, and certain high-net-worth clients. The firm emphasizes fundamental analysis and a long-term investment approach using mutual funds and ETFs, with services billed on an hourly or fixed-fee basis rather than percentage-of-assets fees.

Renato Mastrogiovanni is a financial advisor with Healthview Asset Management, Inc. He has 11 years of industry experience and serves as president of Healthview Services, Inc., a firm specializing in healthcare cost projections for the financial services industry. He is also a board member of the Retirement Income Industry Association. Healthview Asset Management provides fee-based investment management primarily to individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and institutions. The firm offers customized portfolio construction using both fundamental and technical analysis, with specialized programs focused on retirement and healthcare expenses.

Ryan Briggs is a Series 65-licensed financial advisor with Paramount Financial in Danvers, MA. He has been with Paramount Financial since 2021 and also has experience at BB LLC and DWB Tax and Insurance Services. Outside of financial advising, he was involved with Pushcart Cafe for five years. Paramount Financial serves individual and high-net-worth clients through discretionary asset management and financial planning. The firm’s investment approach combines strategic and tactical asset allocation with periodic rebalancing and fundamental analysis to align portfolios with client goals and risk tolerance.

Theodore Yoos is a CFP® professional with 25 years of industry experience. He has been with Cornerstone Financial Management LLC since 2006. Cornerstone Financial Management LLC provides investment management and comprehensive financial planning primarily for individuals, including high-net-worth clients, as well as pension and profit-sharing plans, charitable organizations, and businesses. The firm’s investment approach is based on modern portfolio theory, emphasizing asset allocation with passive index funds and optional values-based (ESG) considerations.

Giana Hebert is a financial advisor at Flagship Private Wealth with 15 years of industry experience. She holds the Series 66 designation and has been with Flagship Private Wealth since 2015. Prior to that, she has been associated with LPL Financial since 2011. Flagship Private Wealth is a registered investment adviser serving individuals, corporations, and charitable organizations, managing approximately $447 million across nearly 600 client relationships. The firm provides discretionary portfolio management, financial planning, and offers specialized account programs, employing a combination of modern portfolio theory, fundamental and quantitative analysis, and long-term trading strategies.

Steven Roge is a CFP® with 12 years of industry experience and has been with R.W. Rogé & Company, Inc. since 1996. He serves as an Adjunct Clinical Instructor at the New York Institute of Technology College of Osteopathic Medicine, where he teaches a class on personal finance topics on a pro-bono basis. R.W. Rogé & Company, Inc. is a fee-only wealth management firm serving individuals, small businesses, pension and profit-sharing plans, foundations, and institutional clients. The firm combines strategic asset-allocation modeling based on Modern Portfolio Theory with bottom-up, value-oriented equity selection through its proprietary ResearchEdge process, offering a range of services including discretionary portfolio management, comprehensive financial planning, and a concentrated value equity strategy.

Lisa Morgan is a CFP® with 20 years of experience in financial advising. She is currently with Amara Financial, LLC and has previously worked at firms including RW Baird and Janney Montgomery Scott. Amara Financial serves individuals, corporations, and employer-sponsored retirement plans by providing investment management, financial planning, and retirement plan consulting. The firm employs a goal-based investment approach grounded in Modern Portfolio Theory, using diversified portfolios constructed with ETFs and mutual funds, and offers specialized planning in areas such as estate, tax, education, and charitable giving.

Garrett Burgess is a financial advisor at Cote Financial Management with a Series 65 designation and no prior industry experience. Before joining Cote Financial Management in 2024, he worked at the Massachusetts Commission for the Blind and the Polus Center for Social and Economic Development, and spent seven years at the University of Massachusetts at Lowell. Cote Financial Management is a fee-only advisory firm that provides non-discretionary investment advice and integrated financial planning to individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm emphasizes diversified, asset-allocation portfolios and treats client accounts as a single integrated portfolio, managing approximately $131.6 million on a non-discretionary basis.

Andrew The is a financial advisor at Battle Green Advisors in Lexington, MA. He holds a Series 65 designation and has been with the firm since 2025. Prior to his advisory role, he attended Cornell University from 2021 to 2024. Battle Green Advisors provides discretionary investment management and retirement rollover advice to individuals, high-net-worth investors, and businesses. The firm employs a combination of fundamental analysis, quantitative models, machine learning, and technical indicators to construct portfolios ranging from broad growth to concentrated strategies, with a distinctive use of margin under a specific policy uncommon among independent advisers.

Stephen Farrar is a CFP® and PFS™ with 26 years of industry experience. He has been with FG&G Financial Services, LLC and its predecessor Farrar Gates & Green, LLC since 2008. The firm provides investment advisory and financial planning services to individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. FG&G Financial Services employs a passive, asset-class investment approach grounded in Modern Portfolio Theory, primarily using no-load mutual funds and ETFs, and offers ongoing portfolio monitoring and retirement plan consulting.

Karl Warner is a CFP® professional with 34 years of experience in the financial services industry. He has been with Flagship Private Wealth since 2015 and also affiliated with LPL Financial since 2010. Warner provides investment advisory services through Flagship Private Wealth, an independent firm he started managing in 2018. Flagship Private Wealth is a registered investment adviser serving individuals, corporations, and charitable organizations, managing approximately $447 million across nearly 600 client relationships. The firm offers discretionary portfolio management, financial planning, and specialized account platforms, employing a mix of modern portfolio theory, fundamental and quantitative analysis, and long-term trading strategies.

Nancy Bissel is a financial advisor at Paramount Financial with a Series 65 designation and one year of industry experience. She has worked at Paramount Financial since 2022 and is also involved with DWB Tax and Insurance Services LLC as an insurance agent. Prior to her advisory roles, she worked in real estate and spent seven years at the Garden Terrace Alzheimer's Center of Excellence. Paramount Financial provides discretionary asset management and financial planning services to individual clients, utilizing proprietary portfolios with strategic and tactical asset allocation. The firm offers financial plans at no additional charge and conducts educational seminars, with investment strategies that include periodic rebalancing and a mix of mutual funds, ETFs, and other pooled vehicles.