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Michael R

Series 66

Romeo, MI

Hantz financial Services, Inc.

Michael Reid is a financial advisor at Hantz Financial Services, Inc. with 11 years of industry experience. He holds a Series 66 designation and has been with Hantz Financial Services since 2014. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm utilizes model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, supported by affiliated entities that provide trust, tax, business consulting, insurance, and mortgage services.

Private / alternative investments Tax-loss harvesting Active portfolio management Passive / index investing Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Justin R

CFP®, Series 66

Chesterfield, MI

OSAIC Advisory Services, LLC

Justin Russo is a CFP® with eight years of industry experience. He is currently with OSAIC Advisory Services, LLC and previously worked at Sigma Financial Corporation, Triad Advisors, and Mass Mutual. Russo serves as Board President of Life Skills Centers, Inc., a nonprofit organization, and owns Russo Capital LLC. OSAIC Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, retirement plans, corporations, and charitable organizations. The firm offers a range of services such as investment management, financial planning, and retirement plan consulting through multiple program models and utilizes both proprietary and third-party platforms.

Annuities
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Paul W

Series 63, Series 66

Washington Township, MI

Commonwealth Financial Network

Paul Wendling is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and bringing 45 years of industry experience. He has been with Commonwealth since 2001. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports advisors with operations, trading, technology, investment management, compliance, and practice management while offering multiple program structures and discretionary model portfolios.

Passive / index investing Active portfolio management Tax-loss harvesting Wealth management Retirement income strategy Founder/Business Owner Executive Retired
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Joseph Y

Series 63, Series 65

Clinton Township, MI

Hantz financial Services, Inc.

Joseph Yatouma is a financial advisor at Hantz Financial Services, Inc. with 20 years of industry experience. He holds Series 63 and Series 65 designations and has been with Hantz Financial Services since 2005. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and it offers a range of financial planning, wealth management, and fiduciary services supported by affiliated banking, tax, and consulting entities.

Private / alternative investments Tax-loss harvesting Active portfolio management Passive / index investing Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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John R

Series 65, Series 63

Warren, MI

The huntington Investment company

John Rodriguez II is a financial advisor at The Huntington Investment Company with eight years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Huntington in various capacities since 2020, with prior experience at Citizens Bank and Citizens Securities. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm offers multiple wrap-fee programs using an open-architecture model that combines third-party sub-managers, affiliate models, and overlay services, with portfolio management and administrative support provided through National Financial Services.

ESG / Sustainable investing Active portfolio management Tax-loss harvesting
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Kurt D

Series 63, Series 65

Mt. Clemens, MI

UNITED PLANNERS' FINANCIAL SERVICES of AMERICA a Limited Partner

Kurt Davis is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His prior roles include positions at Ameritas Advisory Services, National Life Group, and Mass Mutual. He is also involved as president of New Possibilities Medicare Solutions and New Possibilities Financial Group. United Planners Financial Services is a national wealth-management firm serving a diverse client base through independent advisors. The firm offers both advisory and brokerage services with a focus on non-discretionary account management and supports advisors through a limited-partnership ownership structure.

Retirement income strategy Social Security optimization Cash flow / budgeting Wealth management Founder/Business Owner Retired Executive Established Professionals
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Michael M

Series 63

Romeo, MI

Hantz financial Services, Inc.

Michael McClain is a financial advisor at Hantz Financial Services, Inc. with 34 years of industry experience. He has been with Hantz Financial Services since 1999 and holds a Series 63 designation. Outside of his advisory role, he is a partner in A&M Site Management, LLC, a commercial property management business. Hantz Financial Services serves a wide range of clients, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies and offers diversified investment solutions, along with fiduciary retirement-plan services and affiliated financial product implementation capabilities.

Private / alternative investments Tax-loss harvesting Active portfolio management Passive / index investing Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Emily L

Series 66

Shelby Twp, MI

PNC Wealth Management

Emily Leshan is a financial advisor with PNC Wealth Management in Washington, MI, holding a Series 66 designation and 13 years of industry experience. She has been with PNC investments since 2013, including a period at PNC Bank from 2013 to 2017. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessment and approved model strategies managed by PNC or third-party strategists.

Passive / index investing Active portfolio management Wealth management Executive
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Brian M

Series 63, Series 65

Romeo, MI

Hantz financial Services, Inc.

Brian Masica is a financial advisor at Hantz Financial Services, Inc. with 17 years of industry experience. He holds Series 63 and Series 65 designations and has been with Hantz Financial Services since 2008. Hantz Financial Services serves a diverse client base that includes individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven investment approach featuring ETF strategies and offers a range of financial planning, wealth management, and fiduciary services, supported by affiliated entities including a trust bank and in-house tax and business consulting.

Private / alternative investments Tax-loss harvesting Active portfolio management Passive / index investing Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Thomas P

Series 66

Romeo, MI

Hantz financial Services, Inc.

Thomas Papandreou is a financial advisor at Hantz Financial Services, Inc. with 14 years of industry experience. He holds a Series 66 designation and has been with Hantz Financial Services since 2011. Prior to his current role, he worked at Country Chef from 2005 to 2016. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supplemented by separately managed accounts and unified managed account solutions, and offers a range of financial planning, wealth management, and fiduciary services.

Private / alternative investments Tax-loss harvesting Active portfolio management Passive / index investing Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Christopher M

Series 63, Series 65

Mt. Clemens, MI

FIFTH THIRD SECURITIES, Inc.

Christopher Maggard is a financial advisor with Fifth Third Securities, Inc. in Mt. Clemens, MI, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has been with Fifth Third Securities since 2006. Fifth Third Securities serves a diverse client base that includes individuals, high-net-worth clients, and institutional entities through advisory and brokerage services. The firm offers a variety of investment programs via the Passageway Managed Account platform, featuring multiple portfolio management strategies and risk-profile customization.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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Barak H

CFP®, ChFC®, Series 66

Clinton Township, MI

Hantz financial Services, Inc.

Barak Henderson is a CFP®, ChFC®, and Series 66-registered advisor with 10 years of experience at Hantz Financial Services, Inc. He has been with Hantz Financial Services since 2016. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer managing approximately $10 billion in assets. The firm serves individual investors, including high-net-worth and non-HNW clients, as well as corporate and retirement plan sponsors through a multi-advisor platform offering financial planning, portfolio management, retirement consulting, and a range of model-based ETF strategies.

Private / alternative investments Tax-loss harvesting Active portfolio management Passive / index investing Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Robert M

Series 63, Series 65

Clinton Township, MI

Hantz financial Services, Inc.

Robert Mcclain is a financial advisor with Hantz Financial Services, Inc. in Clinton Township, MI. He holds Series 63 and Series 65 licenses and has 22 years of industry experience, all with Hantz Financial Services since 2004. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm’s investment approach focuses on model-driven ETF strategies supported by separately managed accounts and unified managed account solutions, with additional capabilities in private funds, alternative investments, and AI-assisted data analysis.

Private / alternative investments Tax-loss harvesting Active portfolio management Passive / index investing Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Edward H

Series 66, Series 63

Sterling Heights, MI

Empower Advisory Group

Edward Harrison is a financial advisor with Empower Advisory Group holding Series 63 and Series 66 licenses and has three years of industry experience. Prior to joining Empower, he worked at Fifth Third Bank and has additional experience in hospitality and service roles. Outside of finance, he operates Harrison Party Rental, providing party supply rentals and event setup services. Empower Advisory Group offers financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, delivering services through an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm focuses on long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Christopher S

Series 63, Series 65

Clinton Township, MI

Tlg Advisors, Inc.

Christopher Scheimer is a financial advisor with TLG Advisors, Inc. He holds Series 63 and Series 65 licenses and has 16 years of industry experience. His prior roles include positions at The Leaders Group Inc, Sigma Financial Corporation, and Raymond James & Associates. Scheimer is also president of K1 Strategies, LLC, where he manages employees and markets insurance products. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering services such as investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios.

Wealth management Passive / index investing Active portfolio management General estate planning guidance Business ownership considerations Founder/Business Owner Retired
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Cortlin M

Series 66

Romeo, MI

Hantz financial Services, Inc.

Cortlin Marcinkowski is a financial advisor at Hantz Financial Services, Inc. with five years of industry experience. He holds a Series 66 designation and has worked at Hantz Financial Services since 2019. His prior experience includes roles at Credit Union One, Hantz Bank, and involvement with Oakland University and Suburban Ice Macomb. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven investment approach featuring ETF strategies, separately managed accounts, and unified managed accounts, supported by affiliated tax, business consulting, insurance, and mortgage services.

Private / alternative investments Tax-loss harvesting Active portfolio management Passive / index investing Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Brian L

Series 66

Clinton Township, MI

Hantz financial Services, Inc.

Brian Laurain is a financial advisor at Hantz Financial Services, Inc. with 13 years of industry experience. He holds the Series 66 designation and has been with Hantz Financial Services since 2012. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies combined with separately managed accounts and unified managed account solutions, supported by affiliated banking, tax, and consulting services.

Private / alternative investments Tax-loss harvesting Active portfolio management Passive / index investing Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Gregory M

Series 63, Series 65

Sterling Heights, MI

Oppenheimer

Gregory Miller is a financial advisor at Oppenheimer with 43 years of industry experience. He holds Series 63 and Series 65 designations and has been with Oppenheimer since 2005. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, retirement services, and financial planning. The firm employs strategic and tactical asset allocation, manager selection, and a variety of investment strategies, with client accounts reviewed periodically and cash balances swept into its Advantage Bank Deposit Program.

Retirement plans for business owners (SEP, solo 401k) Wealth management Active portfolio management Executive Founder/Business Owner
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Andreen Y

Series 66

Clinton Township, MI

Citizens securities, Inc.

Andreen Yousif is a financial advisor at Citizens Securities, Inc. with two years of industry experience. She holds a Series 66 credential and has prior experience at Pruco Securities LLC and Rocket Mortgage. Yousif also serves as a notary, providing document notarization for Citizens clients. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, alongside commission-based brokerage and non-discretionary business.

Tax-loss harvesting Passive / index investing
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Laura M

Series 63, Series 65

Macomb Township, MI

Citizens securities, Inc.

Laura Mitten is a financial advisor with Citizens Securities, Inc. She holds Series 63 and Series 65 licenses and has 10 years of industry experience. Her previous roles include positions at Thrivent Investment Management, Thrivent Financial, Raymond James & Associates, and Charles Schwab Co., Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program that uses proprietary algorithms to recommend ETF-based portfolios.

Tax-loss harvesting Passive / index investing
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