John Rehak III is a CFP® and holds a Series 66 designation. He is affiliated with United Capital Financial Advisors in Buffalo, NY, where he has worked since 2022. His prior work experience includes roles at Figli LLC and the Miller Tennis Center. United Capital Financial Advisors provides national financial planning and discretionary investment management to individual and high-net-worth clients, retirement plans, and institutional accounts. The firm offers a range of investment options, including ESG and faith-based portfolios, and supports other independent advisors through its FinLife Partners platform.

Maurice Naylon III is a financial advisor with SB Advisory, LLC, holding the ChFC® designation and Series 63 license, with 49 years of industry experience. He has worked at Lincoln Financial Advisors since 1999 and has been with SB Advisory and San Blas Securities since 2021. Outside of advisory services, Naylon is involved in several nonprofit boards and community organizations, including the Buffalo Renaissance Foundation and the Buffalo and Erie County Naval & Military Park. SB Advisory, LLC is a multi-team advisory firm serving individuals, businesses, and retirement plans. The firm primarily provides non-discretionary advice and employs a combination of fundamental, technical, and qualitative analysis to tailor client portfolios.

Yvonne Smith is a financial advisor with Geneos Wealth Management, Inc., holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. She has worked at Geneos Wealth Management and Kestra Advisory Services, among other firms. Outside of her advisory role, she operates a non-investment business called Autumn Wealth Management and serves as a notary public. Geneos Wealth Management is an SEC-registered investment adviser serving individuals, trusts, estates, corporations, and institutional clients with financial planning, portfolio management, and referrals to third-party money managers. The firm employs a range of investment strategies and offers customized account management, model-based allocations, and advisor-managed platforms.

Michelle Malone is a financial advisor with B. Riley Wealth Advisors, Inc. in Buffalo, NY, holding Series 63 and Series 66 registrations with 20 years of industry experience. She previously worked at National Asset Management, United Advisors Services, LLC, and Merrill. B. Riley Wealth Advisors manages approximately $4.21 billion in client assets and serves a diverse client base including individual investors, pension plans, trusts, charitable organizations, and corporate clients through a variety of investment programs and financial solutions.

Mark Flaherty is a financial advisor at StoneX Advisors Inc. with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has been with StoneX Advisors since 2021, previously working at StoneX Securities since 2014. Outside of his advisory role, he operates as an independent contractor offering insurance services. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations, providing portfolio management, financial planning, ERISA consulting, and related services. The firm uses a combination of independent advisors and an in-house Private Client Group, employing multiple account structures and model-based solutions to meet client needs.

Mary Schanzlin is a Certified Financial Planner® at United Capital Financial Advisors with 30 years of industry experience. She has worked at United Capital since 2012 and previously was with Girard Securities, Inc. She serves as a trustee of the James and Kelly Rehak Family Trust and is an investment committee member at The Cullen Foundation, a charitable organization. United Capital Financial Advisors provides national financial planning and discretionary investment management to individual and high-net-worth clients, retirement plans, and institutional accounts. The firm offers a range of customizable investment solutions and operates a platform that supports independent advisors through technology and consulting services.

Mark DiMaria is a financial advisor with Inspire Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at National Life Group, Winnow Wealth, LLC, CreativeOne Securities, LLC, and G.A. Repple & Company. Outside of his advisory work, he operates a medical courier service and insurance sales business under InCareLife Services Inc., focusing on life, disability, and long-term care insurance. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for about 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing into its advice and employs a range of portfolio strategies using quantitative, fundamental, technical, and modern portfolio theory analyses.

Peter Grogan is a CFP® with 44 years of industry experience, currently serving as a financial advisor at United Capital Financial Advisors since 2012. He previously worked at Girard Securities, Inc. from 2012 to 2017. Grogan is also a treasurer and trustee for the Julian R & Varue W Oishei Foundation in Williamsville, New York. United Capital Financial Advisors provides national financial planning and discretionary investment management to a diverse client base, including individual and high-net-worth households, retirement plans, and institutional accounts. The firm offers a range of services, including sub-advisory and consulting, supported by its technology platform FinLife Partners, which assists other independent advisors.

Jeffrey Kamien is a financial advisor at LaSalle St. Investment Advisors, L.L.C. with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LaSalle St. Investment Advisors and LaSalle St. Securities since 2011. Outside of his advisory role, he serves as Tournament Director and a board member for the International Junior Golf Masters, overseeing finance, player development, publicity, and tournament coordination. LaSalle St. Investment Advisors provides personalized financial planning and investment supervisory services to individuals, trusts, estates, pension plans, charitable organizations, and small businesses. The firm offers both non-discretionary and discretionary investment management programs and manages a predominance of non-discretionary assets, distinguishing its operational approach.

Jon Zach is a CFP® with 21 years of industry experience, currently serving at LaSalle St. Investment Advisors, L.L.C. He has worked at LaSalle St Securities LLC since 2015 and has been a partner at Zach & Cywnski LLC since 2014. In addition to his advisory roles, he is a partner at ZLC Group, a CPA affiliate specializing in accounting, audit, and tax preparation. LaSalle St. Investment Advisors provides personalized, fee-based financial planning and investment supervisory services to a diverse client base, including individuals, trusts, pensions, and charitable organizations. The firm offers both non-discretionary and discretionary management programs, with a notable emphasis on non-discretionary assets.

Timothy Reed is a ChFC® with 28 years of experience in the financial industry. He has been with LaSalle St. Investment Advisors, L.L.C. and its affiliated broker-dealer since 2006. In addition to his advisory role, he is appointed with an insurance company for fixed insurance sales. LaSalle St. Investment Advisors provides personalized financial planning and investment supervisory services to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm offers both non-discretionary and discretionary managed programs, utilizing a mix of asset allocation models, mutual funds, ETFs, equities, fixed income, and options.

Meaghan Wright is a CFP® with 10 years of industry experience, currently serving as an advisor at Manning & Napier Advisors, LLC. She has been with Manning & Napier since 2014 in various capacities. Manning & Napier Advisors, LLC provides investment advisory services primarily to institutional clients and pooled vehicles while also managing separately managed accounts and offering fiduciary retirement plan services and custom wealth management solutions. The firm employs a team-based, strategy-specific investment process that combines top-down macro analysis with bottom-up security selection.

Bartolo Panepinto is a financial advisor at HSBC Securities (USA) Inc. with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with HSBC Securities since 2016. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a multi-profile investment process developed with HSBC Global Asset Management and utilizes affiliated and third-party providers for advisory, fund selection, and administrative services.

Matthew Collard is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and five years of industry experience. He previously worked for Pratt Collard Buck Advisory Group for ten years. Mr. Collard serves as the Honorary Consul of the Federal Republic of Germany for the eight western New York State counties. Private Advisor Group provides portfolio management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm’s fiduciary-based advisory model utilizes both proprietary platforms and third-party managers to deliver a range of investment strategies.

Janet Ross is a CFP® with 33 years of industry experience, currently serving as a financial advisor at GWN Securities Inc. since 2005. She maintains a life insurance license in New York, allowing her to offer related products when appropriate. Outside of her advisory role, she is also a Mary Kay consultant and a licensed notary. GWN Securities is an SEC-registered investment adviser and broker-dealer that provides discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm operates a large network of advisors and offers a range of managed-account programs, including traditional asset-allocation and legacy market-timing strategies.

Thomas Griffin is a financial advisor at HSBC Securities (USA) Inc. with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Securities and related entities since 2010, with prior experience at Citigroup and Key Investment Services. Outside of his advisory role, Griffin volunteers as an assistant coach for a travel soccer team in Buffalo, NY. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary platforms. The firm uses five model risk profiles and incorporates strategic and tactical asset allocation with ongoing fund due diligence and monitoring, offering both onshore and offshore investment options.

Jacob Kantor is a financial advisor at Key Investment Services LLC with five years of industry experience. He holds the Series 66 and Series 63 licenses. His prior work experience includes roles at KeyBank, MML Investors Services LLC, MassMutual Life Insurance Company, and New York Life Insurance Co. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients. The firm utilizes a multi-provider model and integrates with KeyCorp affiliates to offer a range of investment and advisory services.

Christian Thompson is a financial advisor with HSBC Securities (USA) Inc., holding a Series 66 designation and one year of industry experience. He has prior experience with Mass Mutual Investors Services and MassMutual Life Insurance Company. Outside of his advisory role, Thompson is also a social media influencer on TikTok, creating content unrelated to his professional work. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence, serving a diverse client base with a range of risk profiles.

Mary Juliet Manavalan is a registered representative with HSBC Securities (USA) Inc. and has 12 years of industry experience. She also serves as a bank officer for HSBC Bank USA, N.A., an affiliate of HSBC Securities, where she engages in the sale of bank-related products and services. Manavalan has been with HSBC Securities since 2014 and HSBC Bank since 2015. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm provides various program types, including client-directed and fully discretionary options, with investment advice supported by HSBC Global Asset Management and ongoing fund monitoring by affiliated specialists.

Jacob Kuebel is a financial advisor at Empower Advisory Group with two years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors, LLC. Outside of finance, his background includes roles in community organizations and educational institutions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage account holders. The firm’s integrated service model leverages proprietary and third-party methodologies focused on long-term portfolio returns and is closely tied to Empower’s recordkeeping and administrative platforms.