Daniel Bade is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has been with Merrill since 1990 and is part of The Provenzano-Bade-Wood Group, a team with over 130 years of combined experience in the financial services industry. Daniel's work focuses on helping clients pursue their financial goals through a client-centered, goals-based investment approach, covering areas such as divorce transition planning, family wealth management, personal retirement planning, philanthropic planning, and portfolio management services. Daniel holds a B.A. in Marketing with minors in Accounting and General Business from Western Michigan University. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has been recognized on the Forbes "Best-in-State Wealth Advisors" list for four consecutive years from 2022 to 2025. Active in his community, Daniel serves as Co-Chair of the Frankenmuth Rotary Helping Hands Committee Fund, Chairman of the Frankenmuth Fondo bicycle race, and a Board Member for the St. Lorenz Foundation. He is an active member of St. Lorenz Lutheran Church in Frankenmuth. Daniel resides in Frankenmuth with his wife and enjoys biking, fishing, golfing, reading, running marathons, spending time with his family, and traveling.

Justin Herbolsheimer is a financial advisor at Edward Jones with 16 years of industry experience. He has held his current role at Edward Jones since 2009 and holds the Series 66 designation. Outside of his advisory work, he operates a small farm in Bay City, MI, where he farms pumpkins each fall. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

James Tillman Jr. is a financial advisor with LPL Financial holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at CUNA Mutual Group, JP Morgan Securities LLC, and Firstmerit Bank. Outside of his advisory work, Tillman has operated a business called The Pancake Man since 1995. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing a broad platform that includes model portfolios, third-party asset managers, and institutional programs.

Joseph Reyes is a financial advisor with J.P. Morgan Securities, holding Series 63, Series 65, and Series 66 licenses and bringing 15 years of industry experience. He has worked with various JPMorgan entities since 2015, including J.P. Morgan Securities LLC and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

George Snyder is a financial advisor with LPL Financial in Saginaw, MI, holding Series 63 and Series 66 licenses and 25 years of industry experience. He previously spent 15 years with Royal Alliance Associates, Inc. and has maintained independent insurance and CPA-related businesses for over two decades. Snyder is a shareholder in Mcdonald And Associates CPA PC, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options, including third-party asset management and institutional platforms, supported by a broad network of investment adviser representatives.

Michael Southgate is a financial advisor at Edward Jones in Frankenmuth, MI, holding a Series 66 designation with 16 years of industry experience, all with Edward Jones since 2010. Outside of advising, he is involved as treasurer and co-owner of Pine Island Association LLC and owns Pine Island Design LLC, a design studio. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 advisors and offers a range of advisory programs under a fiduciary standard.

Andrew Cousineau is a financial advisor at Osaic Wealth, Inc. based in Saginaw, Michigan, with 22 years of industry experience. He holds a Series 66 designation and has previously worked at Royal Alliance Associates, Inc. and Signator Investors Inc. Cousineau also serves as Vice President of Vantagepointe Financial Group, where he is involved in the sales and marketing of securities and insurance products. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and advisory services. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that include a range of investment types and supports both discretionary and non-discretionary account management.

Ryan Hampton is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Bank of America, Dow Credit Union, and various educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, institutional, and nonprofit clients.

Rajwinder Kaur is a financial advisor at Ameriprise with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including Wells Fargo and Principal. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and Social Security options. The firm’s approach includes in-depth research, algorithmic analysis, and collaboration between a centralized service team and financial advisors.

Lee Le Roy III is a financial advisor at Ameriprise Financial Services with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and J.J.B. Hilliard, W.L. Lyons, LLC. Outside of his advisory role, he serves as an arbitrator for dispute resolution cases vetted by FINRA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a Premier Retirement Income service focused on generating dependable retirement income through tax-aware withdrawal strategies and comprehensive planning supported by proprietary research and algorithmic tools.

Clark Piper is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds a Series 66 designation and has worked at various J.P. Morgan entities since 2006. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Michael Wegener is a financial advisor at Ameriprise with 28 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. His prior work includes roles at Raymond James & Associates and Wells Fargo Clearing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides retirement income planning advice through a combination of proprietary research, third-party data, and algorithmic tools.

Nathan Schmidt is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to his role at LPL Financial, he worked at Wildfire Credit Union and has a background that includes positions at Exact Sciences and Michigan State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Scott Stasik is a Series 66-licensed financial advisor with Equitable Advisors in Saginaw, Michigan, where he has worked since 2000. He has 26 years of industry experience, with prior work at Axa Advisors. Outside of his advisory role, he serves as treasurer for the Lady Hawks softball organization. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and nonprofit clients through a network of Investment Adviser Representatives. The firm utilizes a variety of third-party advisory models and offers ERISA fiduciary services, focusing on tailored investment solutions without sponsoring its own wrap fee program.

Joseph Shaver is a CFP® with 19 years of industry experience. He is currently with Ameriprise Financial Services LLC and previously worked for Thrivent Financial for Lutherans and Thrivent Investment Management Inc. for 18 years. He serves as President on the Board of Directors for the Peace Lutheran Church and School Foundation in Saginaw, MI. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm integrates internal research, third-party data, and algorithmic tools to provide tailored planning within defined enrollment criteria and its affiliated investment ecosystem.

Ellen Martz is a financial advisor with Raymond James & Associates in Saginaw, MI, holding Series 63 and Series 65 credentials and over 42 years of industry experience. She has been with Raymond James since 1999 and also has a long tenure at Roney & Co. Martz serves on multiple nonprofit boards, including as a trustee and officer for organizations such as the Catholic Community Foundation of Mid-Michigan and the JRS Biodiversity Foundation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning and consulting services with a range of portfolio management styles and affiliated research support.

Sheri Turek is a financial advisor with Ameriprise in Saginaw, MI, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Her career includes roles at firms such as The Huntington Investment Company, Infinex Investments, Flagstar Bank, and J.P. Morgan Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that offers tax-aware retirement planning and ongoing income advice.

Todd Arner is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 designations. He has 26 years of industry experience, including prior roles at VOYA Financial Advisors and PNC Wealth Management. Arner is also president of Arner Investment Management, LLC, and serves as a board member and vice president of Westchester Village in Saginaw, MI. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm manages a multi-billion dollar asset base and offers access to multiple platforms, proprietary model strategies, and unaffiliated third-party advisers.

Bruce Falcon is a financial advisor at Osaic with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including The O.N. Equity Sales Company, Pruco Securities LLC, and Ohio National Financial Services. Outside of his advisory role, Falcon is involved in several community and entrepreneurial activities, serving on nonprofit boards for a music and film festival and an outdoor beer garden, competing as a professional bowler, and co-owning a portable restroom leasing business. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers a range of brokerage and advisory services and employs asset-allocation tools and third-party solutions to construct diversified portfolios tailored to client needs.

Zachary Stedry is a CFP® professional with eight years of industry experience currently serving at LPL Financial since 2023. His prior roles include positions at Cetera, Voya Financial Advisors, and Roberts Boehler & Fisher CPAs. He is also involved in an independent insurance agency through Zachary J Stedry, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions, including access to model portfolios, third-party asset management, and institutional platforms.