Hajira Buttar is a financial advisor at TIAA-CREF with five years of industry experience. She holds Series 65 and Series 63 licenses. Her prior work experience includes roles at Community Bank NA and Merchants Trust, as well as a position with the South Burlington School District. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals with existing TIAA-administered retirement relationships, as well as to trusts, estates, and small retirement plans. The firm operates a fiduciary advisory model that separates one-time financial planning from ongoing portfolio management.

Keven Graber is a financial advisor at Key Investment Services LLC with 25 years of industry experience. He holds a Series 66 designation and has worked at Key Investment Services since 2017, following nine years at CCO Investment Services Corp. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection combined with ongoing monitoring and due diligence, and operates within the KeyCorp group with multiple financial services affiliations.

Stacy Putnam is a financial advisor with TD Private Client Wealth LLC in Burlington, Vermont, holding a Series 66 designation and 13 years of industry experience. She has been with TD Bank, N.A. and TD Private Client Wealth LLC since 2012. Outside of her advisory role, she co-manages a personal condo in Warren, Vermont, which she rents on Airbnb during summer months. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients and high-net-worth private clients. The firm employs a mix of strategic and tactical asset allocation with both affiliated and third-party sub-managers and offers financial planning, custody, and reporting through third-party custodians.

Trystan Maddalena is a financial advisor at Equity Services, Inc. with one year of industry experience. He holds the Series 66 designation and has prior work experience including roles at The Vermont Agency and Vermont Tent Company. Outside of his advisory duties, Maddalena coaches boys' hockey at Essex High School. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and specialized instruments, utilizing both discretionary and non-discretionary management approaches.

Jane Pettit Castor is a financial advisor at First Command Advisory Services with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms including Northwestern Mutual and State Farm. Outside of her advisory role, she serves as Treasurer for the Viking Diamond Club booster organization and owns a small business, JPC Services, LLC. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Lori Lustberg is a CFP® professional with six years of experience in financial advising. She is currently with Focus Partners Wealth, LLC and has prior experience at firms including Pathway Financial Advisors, LLC and Gallagher, Flynn Financial Advisors. Outside of her advisory roles, she operated Lori Lustberg LLC and Lori Lustberg, Esq. LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach using a combination of active and passive strategies within an enhanced open architecture framework.

Robert Torney is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Raymond James & Associates. Outside of advisory work, he is involved in fixed insurance sales in Colchester, VT. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, technology, and operational support, with discretionary model portfolios managed by its Investment Management and Research team.

Benjamin Hadley is a ChFC® credentialed financial advisor with Eagle Strategies (NY Life) based in South Burlington, VT. He has 27 years of industry experience, including roles at Retirement Income Strategies and Hadley Financial Group. Additionally, he serves as a trustee and manager for family trusts and LLCs that oversee real estate holdings. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm offers multiple advisory programs, emphasizing tailored solutions and primarily manages assets on a non-discretionary basis.

Starr Barnum V is a financial advisor at Equity Services, Inc. with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equity Services since 2002. In addition to his advisory role, he prepares tax returns for friends and family and teaches software training to other life insurance agents. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms combining long-term strategies with options for shorter-term trading and frequently utilizes third-party asset managers and model portfolios.

Sandi Sumner is a financial advisor with Bankers Life Advisory Services, Inc. in South Burlington, VT, holding Series 63 and Series 66 credentials and 17 years of industry experience. She has been with Bankers Life and its affiliated entities since 2001, including serving as a Unit Sales Manager and insurance agent. Outside of her advisory role, she works as an offensive coordinator and football coach at CVSD. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis methods to create and manage tailored portfolios aligned with clients’ goals and risk tolerance.

Anna Carroll is a Series 66 licensed financial advisor with 24 years of industry experience. She is currently with TD Private Client Wealth LLC and TD Bank N.A., having previously worked at Santander Securities, Santander Bank, and J.P. Morgan Securities. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail TDIS clients, combining strategic and tactical asset allocation with investments from affiliated and third-party sub-managers.

Michael Mccormick is a financial advisor at Equity Services, Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Northfield Savings Bank, TD Bank, and Merchants Bank. Outside of his advisory role, Mccormick serves as a volunteer school board member for Rice Memorial High School and is a notary public. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm utilizes multiple advisory platforms and third‑party asset managers, combining long-term and specialized investment strategies.

Donald Dempsey is a CFP® professional with 28 years of industry experience, currently serving at Wealth Enhancement Advisory Services, LLC. He previously led Dempsey Investment Management, LLC for 20 years. In addition to his advisory work, he is a self-published author based in South Burlington, Vermont. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm that serves a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm emphasizes strategic asset allocation using a combination of passive and active managers, supported by quantitative and fundamental research.

Karen Nys is a financial advisor at Key Investment Services LLC with 11 years of industry experience. She holds a Series 66 designation and previously worked at Bank of America and Merrill. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs and model portfolios. The firm emphasizes client-directed model selection and provides access to third-party discretionary managers, while maintaining ongoing monitoring and supervisory oversight.

Paul Garwood is a financial advisor at Kestra Advisory with a Series 66 designation and two years of industry experience. His prior roles include positions at NFP and Liberty Mutual Insurance, along with several years working with YMCA organizations. He serves as Treasurer on the board of The Children’s School in South Burlington, Vermont. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, offering services such as fiduciary consulting, employee education, and advisor-managed accounts. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.

Lawrence Perez is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked at Valic Financial Advisors since 2006 and is also an agent for Agia, where he is involved in non-securities insurance products. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Chad Fitzpatrick is a financial advisor at NewEdge Advisors with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2013. Outside of his advisory role, he is a licensed life and health insurance agent. NewEdge Advisors serves a diverse client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through a wrap fee program that integrates asset management with financial planning, utilizing a range of investment approaches and periodic portfolio reviews.

Megan Hand is a CFP®-certified financial advisor with Equity Services, Inc. in Colchester, VT, where she has worked since 2020. She has seven years of experience with National Life Group from 2012 to 2019 and continues to be associated with them. Outside of her advisory work, she serves as a volunteer finance committee member for Blessed Sacrament Parish and is secretary and board member for Stowe Youth Baseball. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans through a range of advisory platforms and a network of investment adviser representatives.

Ashlee Solarczyk is a CFP® professional based in South Burlington, VT, with 14 years of industry experience. She is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at Copper Leaf Financial, LLC and Schwab Wealth Advisor. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets through a large advisor network and offers a diversified investment approach combining passive and active strategies overseen by an internal Investment Committee.

Aaron Gaines is a CFP® with four years of industry experience, currently serving as a financial advisor at Equity Services, Inc. He has held roles at Landmark Financial and Counseling Service of Addison County, among others. Outside of his advisory work, he coaches men’s soccer for Addison United and is involved with the Greater Vergennes Rotary, participating in fundraising and community service activities. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms combining long-term strategies with options for shorter-term trading, working with both discretionary and non-discretionary client programs through a network of investment adviser representatives.