Lynn Dart Nelson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. Prior to joining LPL Financial in 2021, Nelson spent over three decades with Waddell & Reed, Inc. and various insurance carriers. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment solutions through a large network of advisors and incorporates both proprietary research and third-party strategies.

Carol Taran is a financial advisor with Ameriprise in Hermantown, MN, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in investable assets, offering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized retirement-income consulting team in partnership with its financial advisors.

Robert Bubalo is a financial advisor with RBC Capital Markets in Duluth, MN, holding a Series 66 designation and bringing 11 years of industry experience. He has been with RBC Capital Markets since 2014 and is also affiliated with City National Bank. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Maple Village Home Owners Association and the local court of the Royal Order of Jesters, and he is a board member of the GND Development Alliance, a charitable foundation. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored advisory programs combining discretionary and non-discretionary portfolio management with a range of in-house and third-party investment options.

Grace Creager is a financial advisor at Ameriprise in Duluth, MN, holding a Series 66 designation with one year of industry experience. She has prior work experience in various roles including at Perk Place Coffeehouse and the University of Minnesota-Duluth. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary retirement income recommendations, supported by a centralized consulting team and algorithmic tools.

Michael Beauto is a Series 66-licensed financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he spent over a decade in the beverage industry at Johnson Brothers Liquor Company and Superior Beverages. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

John Lawien is a CFP® with 25 years of industry experience, currently serving at RBC Capital Markets in Duluth, MN. He has worked at RBC Capital Markets since 2009 and at City National Bank since 2017. He serves on the Board of Directors for the St. Luke's Foundation, a hospital foundation in Duluth. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients, offering a range of advisory programs that include portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles and utilizes both in-house and third-party managers.

Kristin Montgomery is a CFP® with 15 years of industry experience, currently affiliated with LPL Financial in Duluth, MN. She has previously worked at BELL Bank and Manifest Wealth Management, and has maintained a photography business since 2012. She is also involved with the College of St Scholastica. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing a range of investment strategies supported by operational and research tools.

Jade Cavallin is a CFP® professional with 14 years of experience in financial advising. She is currently with LPL Financial, where she has worked since 2021, following prior roles at Anne Holy and Waddell & Reed. Outside of her advisory work, she is also a licensed notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies across various asset classes.

Joseph Liberty is a financial advisor at Raymond James & Associates with a Series 66 designation and three years of industry experience. He previously worked at RSM US LLP and Northland Country Club, and studied at the University of Minnesota - Twin Cities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Daniel Maki is a financial advisor at Raymond James Financial with 11 years of industry experience. He holds the CFA® designation and Series 66 license. Maki has worked with Raymond James Financial Services Advisors Inc. since 2016 and is also affiliated with Ascential Wealth Advisors in Duluth, MN, where he contributes as a financial advisor focusing on investment management and financial planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs in municipal and public finance as well as SIMPLE IRA employer advisory services.

Jordan Fahlsing is a financial advisor at Thrivent Investment Management with 15 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Thrivent Financial for Lutherans since 2011. Outside of his advisory role, Fahlsing serves as a board member at large for the Hermantown Legacy Fund, a philanthropic organization supporting community grants, scholarships, and sponsorships. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary portfolio management. The firm’s approach includes holistic analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called WealthPlan.

Ryan Geris is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he is a member of The Yung Geris Group. In this role, he focuses on building lasting client relationships by listening closely, understanding individual needs, and working collaboratively to achieve financial goals. He offers clients personalized financial services that integrate professional knowledge, local expertise, and market intelligence. Ryan's areas of expertise include college education planning, divorce transition planning, employee benefits planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income strategies. He combines the resources of Merrill and the banking convenience of Bank of America to support the creation, growth, and preservation of clients' wealth. He holds a Bachelor of Arts degree from the University of Minnesota Duluth and has earned several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Ryan is actively involved in his community as a board member of the Beck Foundation and Northwoods Children Services. He previously served as an assistant coach for the Duluth Denfeld High School hockey team and has involvement with the University of Minnesota Duluth Men's Hockey Alumni. His personal interests include biking, boating, camping, football, golfing, ice hockey, photography, running, spending time with his family, and yoga.

Benjamin Kneeland is a financial advisor with Raymond James & Associates in Duluth, MN, holding a Series 66 designation and seven years of industry experience. Prior to his current role, he worked at Morgan Stanley and Morgan Stanley Private Bank. In addition to his financial career, he serves part-time as a licensed peace officer with the Proctor Police Department. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and municipal entities. The firm provides non-discretionary financial planning and consulting services supported by a wide range of portfolio management styles, affiliated research, and specialized advisory programs.

Brian Liberty is a financial advisor with Raymond James & Associates in Duluth, MN, holding Series 63 and Series 65 registrations and bringing 36 years of industry experience. He has been with Raymond James since 2006. Outside of advising, he serves on a local steering committee evaluating the potential reopening or redevelopment of a city golf course property for community use. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutions, and various organizations with tailored financial planning and non-discretionary investment consulting, drawing on a range of portfolio management styles and affiliated research.

Kyle Tomaich is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and 15 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2011. Outside of his financial advisory role, he serves as an assistant coach for the Duluth East softball team. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including retirement, education, risk management, and specialized areas such as business-owner transition and sports and entertainment planning.

Neill Atkins is a financial advisor at Cetera with 45 years of industry experience. He holds a Series 63 designation and has been with Cetera since 2013. Outside of his advisory role, Atkins hosts a weekly talk radio show focused on current events and politics and serves on the board of several veterans organizations, including Veterans United for Freedom and the Zenith City American Legion Post 28. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a range of program structures and client needs.

Jordan Urshan is a financial advisor at Osaic Wealth with 16 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. Prior to joining Osaic in 2024, Jordan spent 14 years with Securities America Inc and Securities America Advisors. He is also a licensed insurance agent offering fixed insurance products and serves as a notary public. Osaic Wealth serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporations, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, offering both discretionary and advisor-managed strategies supported by various tools and third-party managers.

Lukan Hanson is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. He has held various client service roles at firms such as Sellwood Partners and AdvisorNet Financial and currently works with Cetera and Cetera Wealth Services. Outside of his advisory work, he is a bartender at Ridgeview Country Club. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management, financial planning, and retirement services through a large nationwide network of independent advisors, utilizing multiple program structures and a multi-manager platform.

Justin Black is a financial advisor with Edward Jones in Duluth, MN, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, he serves as the head coach of a 15U hockey team with the Duluth Area Hockey Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, with a broad range of advisory services including discretionary and non-discretionary managed strategies, separately managed accounts, and affiliated mutual funds.

Peter Vatalaro is a financial advisor with Morgan Stanley in Duluth, MN, holding a Series 66 designation and seven years of industry experience. He has worked at Morgan Stanley since 2019, including a role with Morgan Stanley Private Bank, N.A. prior to that, and also has experience at North Shore Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by proprietary tools and research.