Karen Richards is a CFP®-certified financial advisor with 27 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously served at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jackson Phillips is a financial advisor at LPL Financial with seven years of industry experience. He previously worked at Independent Financial Group for seven years and was affiliated with Christ the King Church for two years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Miranda Petersen is a financial advisor at Cetera with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has been involved with Steele Financial Services, Inc. since 2005, where she is a Vice President and 50% partner. Her background includes roles at Avantax and Growler Keep. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Nathan Musterer is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has worked at LPL Financial since 2007. Outside of his advisory role, he assists with a retirement home newsletter business through Active Aging LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with access to model portfolios and research.

Samuel Applegate is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2009. Outside of his advisory role, he is involved with Applegate LLC, a business related to farmland ownership. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs for individual and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Brett Hendricks is a financial advisor at Edward Jones with 18 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2007. Outside of his advisory role, he is a passive investor and manager in RKB Holdings, LLC, a real estate holding company. Edward Jones is a full-service wealth management firm serving individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory programs and investment strategies through a large network of financial advisors and branch offices.

Grant Rubbert is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he collaborates closely with clients to develop personalized financial strategies aimed at achieving their long-term goals. He leverages resources from Merrill and Bank of America to provide comprehensive wealth management solutions that adapt to changing market conditions. Grant’s expertise covers managing new wealth, portfolio management services, small business strategies, individual and corporate investment strategy, and retirement income planning. He holds a Bachelor’s Degree in Finance from Boise State University and the Personal Investment Advisor (PIA) designation. Beyond his professional responsibilities, Grant coaches high school basketball in Whatcom County, applying his experience as a former player to mentor young athletes. His personal interests include baseball, basketball, chess, golfing, pickleball, table tennis, boating, and spending time with family and friends.

Joshua Drummond is a financial advisor at Edward Jones with 15 years of industry experience and holds the Series 66 designation. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kristen Drummond is a financial advisor with Edward Jones, holding a Series 66 designation and bringing one year of industry experience. Her prior roles include positions with Guide Insurance Services and the Washington State Department of Children, Youth and Families. Edward Jones is a full-service wealth management firm serving over four million clients, including individual, institutional, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies through a nationwide network of more than 23,000 financial advisors.

Hunter Weinert is a financial advisor at LPL Financial with a Series 66 designation and seven years of industry experience. His prior work includes roles at Edward Jones and The Planning Firm, among others. Weinert also holds a CPA license, although he is not currently active in that capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

David Puckett is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Flexure, as well as spending 14 years at the University of Phoenix. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ariunaa Stover is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and 11 years of industry experience. Her prior roles include positions at OSAIC Wealth Inc, People's Bank, and Wells Fargo Bank. Fidelity’s Strategic Advisers LLC, where she is based, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from a broad range of mutual funds, ETFs, and ETPs.

Keith Hamilton is a CFP® with 25 years of experience in the financial services industry. He has worked at LPL Financial since 2017 and previously spent eight years at Ameriprise Financial Services. In addition to his advisory role, he is involved in a family business selling used books and merchandise online. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and model portfolios, providing both discretionary and non-discretionary management options.

Liana Freeman is a financial advisor at Wells Fargo Clearing with a Series 66 designation and less than one year of industry experience. Prior to joining Wells Fargo, her work history includes roles at Mt Baker Ski Area Inc., Temsco Helicopters, and Dick's Sporting Goods. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Naidu Jr. is a financial advisor at Edward Jones in Bellingham, WA, holding Series 63 and Series 66 licenses with 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including tax-efficient services and discretionary wrap fee programs, operating under a fiduciary standard.

Adam Faber is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he worked at Ameriprise Financial Services, Inc. for 12 years. He serves as an elder on the Board of Directors at First Christian Reformed Church in Mount Vernon, WA. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Shu Chun Balogh is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. Prior to joining LPL Financial in 2021, Balogh worked with Whitener Inc, Waddell & Reed, Inc, and Securities America, Inc. Outside of finance, Balogh has been involved with the Scenic Retreat Cafes LLC, operating II Caffe Rifugio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by research and model portfolios from LPL Research and third-party subadvisors.

Jose Ledesma is a financial advisor with Edward Jones in Bellingham, WA, holding the ChFC®, Series 63, and Series 66 designations and has seven years of industry experience. Before joining Edward Jones in 2020, he worked at Axa Advisors, LLC from 2018 to 2020 and served in the United States Marine Corps for 20 years. Outside of advising, he is an Airbnb host of a short-term rental property. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including non-high-net-worth and high-net-worth households. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jacob Anderson is a financial advisor with LPL Financial in Ferndale, WA, holding Series 63 and Series 66 licenses and having eight years of industry experience. Prior to joining LPL Financial in 2026, he worked for Thrivent Financial and Thrivent Investment Management Inc. from 2018 to 2026. His background also includes public service roles with the City of Burlington and Whatcom County Fire Districts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research from LPL Research and third-party subadvisors.

Jeremy Ferrera is a financial advisor at Edward Jones with 12 years of industry experience. He has been with Edward Jones since 2015 and holds Series 63 and Series 66 licenses. Outside of his advisory role, Ferrera teaches Reiki at the Center for Spiritual Living and the Unity Spiritual Center in Bellingham, WA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.