Kathryn Starkovich is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds a Series 66 designation and has worked in various capacities within Morgan Stanley since 2005. Starkovich serves on the board of Habitat for Humanity. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and research, with approximately $2.74 trillion in client assets under management.

Karen Richards is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds the CFP® designation along with Series 63 and Series 65 licenses. Richards previously worked at RBC Capital Markets from 2000 to 2007 before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Jackson Phillips is a financial advisor with LPL Financial in Ferndale, WA, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2025, he worked for seven years at Independent Financial Group and spent two years at Christ the King Church. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Miranda Petersen is a financial advisor at Cetera with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has been involved with Steele Financial Services, Inc. since 2005, where she is a Vice President and 50% partner. Her background includes roles at Avantax and Growler Keep. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Nathan Musterer is a financial advisor with LPL Financial in Bellingham, WA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with LPL Financial since 2007. Outside of his advisory role, he assists with a retirement home newsletter business through Active Aging LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Samuel Applegate is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2009. Outside of his advisory role, he is involved with Applegate LLC, a business related to farmland ownership. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs for individual and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Brett Hendricks is a financial advisor at Edward Jones with 18 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2007. Outside of his advisory role, he is a passive investor and manager in RKB Holdings, LLC, a real estate holding company. Edward Jones is a full-service wealth management firm serving individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory programs and investment strategies through a large network of financial advisors and branch offices.

Grant Rubbert is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he collaborates closely with clients to develop personalized financial strategies aimed at achieving their long-term goals. He leverages resources from Merrill and Bank of America to provide comprehensive wealth management solutions that adapt to changing market conditions. Grant’s expertise covers managing new wealth, portfolio management services, small business strategies, individual and corporate investment strategy, and retirement income planning. He holds a Bachelor’s Degree in Finance from Boise State University and the Personal Investment Advisor (PIA) designation. Beyond his professional responsibilities, Grant coaches high school basketball in Whatcom County, applying his experience as a former player to mentor young athletes. His personal interests include baseball, basketball, chess, golfing, pickleball, table tennis, boating, and spending time with family and friends.

Joshua Drummond is a financial advisor at Edward Jones with 15 years of industry experience and holds the Series 66 designation. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kristen Drummond is a financial advisor at Edward Jones with two years of industry experience. She holds a Series 66 designation and has previously worked at Guide Insurance Services and the Washington State Department of Children, Youth and Families. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers various investment strategies and advisory services, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Hunter Weinert is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones and The Planning Firm. Weinert also holds a CPA license but is not currently engaged in accounting activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to model portfolios and institutional platforms, supported by extensive operational and research tools.

David Puckett is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Flexure, as well as spending 14 years at the University of Phoenix. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ariunaa Stover is a financial advisor at Fidelity with 12 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Osaic Wealth Inc, People's Bank, and Wells Fargo Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its registration as a commodity pool operator, advisory roles with multiple registered investment companies, and use of AI-driven research methods.

Keith Hamilton is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Ameriprise Financial Services, Ameriprise Advisor Services, and RBC Capital Markets. In addition to his advisory work, he is involved in a family business selling used books and merchandise online. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms.

Liana Freeman is a financial advisor at Wells Fargo Clearing with a Series 66 designation and less than one year of industry experience. Prior to joining Wells Fargo, her work history includes roles at Mt Baker Ski Area Inc., Temsco Helicopters, and Dick's Sporting Goods. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Naidu Jr. is a financial advisor at Edward Jones in Bellingham, WA, holding Series 63 and Series 66 licenses with 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including tax-efficient services and discretionary wrap fee programs, operating under a fiduciary standard.

Adam Faber is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Ameriprise since 2008. He is based in Bellingham, WA, and is involved as an elder on the board of directors for the First Christian Reformed Church in Mount Vernon, WA. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Shu Chun Balogh is a financial advisor with LPL Financial based in Lynden, WA, holding a Series 66 designation and nine years of industry experience. Prior to joining LPL Financial in 2021, Balogh worked at Whitener Inc. and Waddell & Reed, Inc. He is also involved with Scenic Retreat Cafes LLC, a family business operating a café in Deming, WA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides financial planning and advisory services through a broad network of investment adviser representatives who utilize a range of strategies including model portfolios, third-party subadvisors, and customized allocations.

Jose Ledesma is a financial advisor with Edward Jones in Bellingham, WA, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has eight years of industry experience, including two years at Axa Advisors and a 20-year career with the United States Marine Corps. Ledesma is also an Airbnb host in Bellingham. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a wide range of financial needs. The firm manages over $1 trillion in assets through a nationwide network of advisors, offering various advisory programs, tax-efficient services, and affiliated investment options.

Jacob Anderson is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. Prior to joining LPL Financial in 2026, he worked at Thrivent Financial and Thrivent Investment Management Inc. from 2018 to 2026. Anderson has also held roles with the City of Burlington and Whatcom County Fire Districts #5 and #7. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.