Rob Patton is a Wealth Management Senior Relationship Manager at Fidelity Investments, a position he has held since 2013. He serves as a primary advocate for his clients, facilitating interactions with Fidelity and supporting the development and customization of family wealth plans tailored to individual needs. Rob's career at Fidelity began in 2006, with roles including Investment Consultant and Private Client Relationship Manager, providing him with extensive experience in wealth management and client relations. Prior to joining Fidelity, he worked as a Registered Representative and Agent at First Command Financial Planning from 2002 to 2006. Outside of his professional work, Rob enjoys outdoor adventures, sailing, and traveling.

Nicholas Cafaro is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in the financial services industry after earning a bachelor's degree in accounting and finance from Assumption College in Worcester, Massachusetts. Nicholas started at Deloitte's Boston office before joining Bank of America in 2003, where he developed client relationships and provided banking, credit, and lending solutions. He later transitioned to becoming a financial advisor with The Cafaro Group. As a qualified Portfolio Manager, Nicholas provides traditional financial advice and develops personalized investment strategies that may include individual stocks, bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. He specializes in fixed-income management and market-linked investments, helping clients create goals-based investment plans. His practice includes managing discretionary strategies through the firm's Investment Advisory Program. Nicholas focuses on areas such as college education planning, family wealth management, retirement income, tax minimization, and investment strategy. Nicholas holds the Professional Investment Advisor (PIA) designation. He and his wife, Monica, reside in Wellesley with their young daughter and son.

Mark Lehoullier is a financial advisor at Raymond James Financial Services Advisors, Inc. with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Raymond James since 2016, following prior roles at Fidelity and VOYA Financial Advisors. He is also associated with 1776 Financial in a non-investment advisory capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, and institutional clients. The firm offers tailored, non-discretionary planning using various analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Angelo Anello is a financial advisor with LPL Financial in Needham, MA, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He previously worked at Gladstone Wealth Partners and has been with LPL Financial since 2009. Anello provides investment advisory services through Gladstone Wealth Partners, an independent registered investment advisor. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Michael Franchella is a financial advisor with Equitable Advisors in Wellesley, MA, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has worked at Equitable Advisors since 2011 and previously held roles at AXA Advisors and John Hancock Distributors LLC. Outside of his advisory role, he volunteers with the Lexington High School softball team operations. Equitable Advisors serves individual and institutional clients with financial planning, retirement consulting, and asset management programs, utilizing both firm-offered and third-party advisory models. The firm’s approach includes assessing client risk tolerance and matching them to tailored investment solutions across mutual funds, ETFs, and alternative investments.

Andrew Cutler is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association beginning in 2015. Outside of his advisory work, he serves as Chairman of the Board of Managers for the YMCA Needham, Massachusetts. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutions, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling techniques.

Stephen Coffey is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Needham, MA. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory work, he is involved with SIC Ventures, LLC, a business that supports Ameriprise Financial franchise operations. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement income plans and ongoing tax-aware withdrawal strategies.

Alexi Tsolirides is a financial advisor at Merrill with two years of industry experience and holds the Series 66 designation. Prior to Merrill, Alexi has worked at Bank of America, Blue Lake Capital, and engaged with entrepreneurial and creative ventures including Win at Life LLC and Billy Clark Creative Management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

John Pimental is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. He has 24 years of industry experience, having previously worked at firms including Cetera and Questar Capital Corporation. Outside of his advisory role, Pimental serves as a board member for the Ocean State Business Development Authority. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services supported by model portfolios and research from multiple sources.

Gina Palumbo is a financial advisor with Ameriprise in Wellesley, MA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. Her career includes roles at Morgan Stanley Smith Barney LLC and Citizens Securities, Inc. She is involved in managing her advisory practice through an LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement-income planning and recommendations focused on dependable income sources and tax-aware withdrawal strategies.

Richard Testa Jr. is a CFP® professional with 27 years of industry experience. He currently works at Cambridge Investment Research Advisors, where he has been since 2021. Prior to this, he spent 11 years at Prosperafinancial Services, Inc. He also operates Testa Associates LLC, a registered investment advisory firm. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party investment strategies across multiple platform arrangements.

Andrew Brooks is a financial advisor at UBS Financial Services in Wellesley, MA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at ZoomInfo, Reveneer Inc, FedEx, and Lindon Group. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management through proprietary research and model-based asset allocations.

Cheng Hao Wang is a CFA® charterholder and Series 63 licensee affiliated with UBS Financial Services in Wellesley, MA, with three years of industry experience. His prior roles include positions at Foxconn Corporation and New Century Capital Partners. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining proprietary research and model-based asset allocations to tailor investment plans. The firm also provides institutional trading capabilities alongside wealth management services.

David Borden is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 29 years of industry experience. He has worked with Cetera and Cetera Advisors LLC since 2013 and has been involved with CCR Wealth Management since 2000. Outside of his advisory work, he serves as treasurer for the Larry S. Rosen Memorial Foundation, a charitable organization. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a nationwide network of independent advisors, serving individual clients, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers across a variety of program structures and investment strategies.

Erik Doucette is a Financial Consultant currently working with Branches Fidelity Investments since 2016. He has held various roles within Fidelity Investments, including Investment Solutions Consultant, Investment Consultant for Managed Accounts, High Net Worth Bond Consultant, and Retirement Investment Specialist, demonstrating a broad range of experience in financial advisory and investment management. Erik began his career as a Financial Advisor at Edward Jones in 2011 before returning to Fidelity Investments where he has served in multiple capacities since 2001. His professional journey reflects a consistent focus on retirement services, investment consulting, and client management within the financial services industry. He believes in the importance of having a plan to grow and protect assets and is committed to understanding clients' goals to help them navigate their financial futures.

Aiden Fournier is a financial advisor at Equitable Advisors with one year of industry experience and holds the Series 66 designation. Prior to joining Equitable Advisors in 2025, he worked at The Home Depot and Diamond Diagnostics, and was involved with Midland Area Youth Soccer. Equitable Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a range of third-party and proprietary advisory models and investment solutions.

Timothy Over is a financial advisor with Mass Mutual Investors Services in Needham, MA. He holds Series 63 and Series 65 licenses and has seven years of industry experience. His prior work includes roles at INTE Securities LLC, Eolas Capital LLC, and SFP Wealth, LLC, as well as prior positions within Massachusetts Mutual Life Insurance Company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Philip Peck is a CFP® with 41 years of industry experience, currently serving at LPL Financial since 1998. He has maintained his own advisory business since 1994 and has been involved in real estate since 1986. He is also a Lieutenant Colonel in the United States Army Reserve, focusing on counterterrorism and homeland security. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, supported by extensive research and a variety of portfolio management options.

Elena Stowell is a financial advisor at Morgan Stanley with seven years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018. Prior to her career in finance, she worked in the hospitality and entertainment industries at Hakkasan Group and Caesars Entertainment. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analysis to support its services.

Frank Coulom III is a financial advisor at Morgan Stanley with 14 years of industry experience. He has worked at Columbia Management Investment Distributors Inc. before joining Morgan Stanley Smith Barney LLC in 2017. Coulom serves as a board member and finance committee member for Doc Wayne Youth Services, a Boston-based nonprofit focused on community health, welfare, and sports. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured processes and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.