Nicholas Thompson is a financial advisor with Cetera, holding a Series 66 designation and currently in his first year of industry experience. His prior roles include consulting at Thompson & Thompson Consulting Inc. and involvement with educational institutions such as Fairleigh Dickinson University and Cedar Stars Academy. He also served with the Morris County Youth Soccer Association for six years. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party model portfolios.

Matthew Davella is a CFP® with nine years of industry experience, currently affiliated with J.P. Morgan Securities in Montclair, NJ. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank across multiple periods since 2016, and was previously employed at Fidelity Investments from 2020 to 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Deirdre Hartmann is a financial advisor with Cetera, holding a Series 66 designation and 10 years of industry experience. She has previously worked with Avantax Advisory Services and 1st Global Advisors, and has been associated with Nisivoccia LLP since 2006. Hartmann is also a trustee for a family trust and an owner of Wealthspring Financial Partners LLC, a vehicle created for acquiring financial services and tax practices. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporations, and charitable organizations. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Jorge Vergara Jr. is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LPL Financial since 2009. In addition to his advisory role, he is a licensed notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Daniel Cocco is a financial advisor with Equitable Advisors in Nutley, NJ, holding a Series 66 designation and eight years of industry experience. Prior to joining Equitable Advisors, he worked at Axa Advisors, Slalom Consulting, and Ernst & Young LLP. He also serves as Operations Manager for Beacon Wealth Partners. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm utilizes LPL-sponsored programs and a range of endorsed third-party asset management platforms to deliver advisory and brokerage solutions.

Dominic Volpe is an Investment Consultant at Fidelity Investments, a role he has held since 2025. Prior to this, he worked as a Financial Representative at the same firm from 2023 to 2025. In his current position, Dominic collaborates with clients to develop personalized investment plans that address their financial needs and future goals. Dominic emphasizes building personal and professional relationships with clients to understand their aspirations, concerns, and lifestyle objectives. This approach allows him to create plans that clients feel comfortable and reassured about. Outside of his professional work, Dominic has interests in cooking and baking, fitness, and golf.

Andrew Brassini is a financial advisor at Cetera with three years of industry experience. He holds the Series 66 designation and has previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company. Brassini is also involved as a client service representative at Nicholas Pascarella & Co, where he handles client communications and paperwork. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large nationwide network of advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with both affiliated and third-party investment options.

Louis Natale is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Caruso Smith Picini, P.C., MetLife Securities, and MassMutual Life Insurance Company. He is also active as a licensed insurance agent, engaged in outside sales of life, long-term care, disability, group health, and property and casualty insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.

Joseph Depaola is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has nine years of industry experience. His career includes roles at Cetera Wealth Services, Securities America Advisors, and Penn Mutual Life Insurance Co. He is also an insurance agent involved in fixed insurance sales and service. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse investment management options through a multi-manager platform, providing access to discretionary and non-discretionary portfolio management, financial planning, and third-party money managers.

Alan Meckler is a CFP® and ChFC® credentialed financial advisor with 33 years of industry experience. He currently works at OSAIC and has previously held roles at Securities America Advisors, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance Company. Meckler also serves as a board member of St. Christopher's Inn, a nonprofit organization. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs, utilizing firm-provided portfolio construction tools and multiple advisory platforms.

Daniel Rodgers is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include tenure at Prudential Insurance Company of America, Pruco Securities, Mass Mutual Investors Services, and Metlife Securities. He is also involved in selling property and casualty insurance products through Plymouth Rock. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering a range of advisory and brokerage services. The firm integrates adviser programs with active sales of financial products, including insurance, and utilizes a platform combining in-house research, model portfolios, and third-party asset management.

Scott Gasparini is a financial advisor at OSAIC with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Woodbury Financial Services Inc. and U.S. Trust Company / Bank of America. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisors and multiple platforms. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios, supporting both discretionary and non-discretionary account management.

Christine Ostapiak is a CFA® charterholder with 25 years of industry experience. She is currently affiliated with Cetera and Pascarella Wealth Partners LLC, where she serves as a financial professional. Ostapiak has been associated with Cetera Advisors LLC and Pascarella Wealth Partners since 2013. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Jose Vicente Jr. is a CFP®-designated financial advisor with Ameriprise, bringing 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner of NJ2CA, LLC, a financial planning business. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to support its advisory process while emphasizing the use of Ameriprise-managed accounts.

Clifton Lee is a financial advisor with Ameriprise in Fort Lee, NJ, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with Ameriprise and its related entities since 2014. Outside of his advisory role, he is a co-owner of a restaurant business, which is managed by his wife. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce non-discretionary, written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Michael Sadowski is a CFP®-designated financial advisor with LPL Financial, bringing four years of industry experience. Before joining LPL Financial in 2025, he worked at Wells Fargo Advisors for five years. His prior background includes roles outside the financial sector, such as involvement with the Boy Scouts of America in Northern New Jersey. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, combining discretionary and non-discretionary management with research and model portfolios from in-house and third-party sources.

Gabrielle Perruso is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2019. Prior to that, she was with Herold Law, P.A. for one year and attended the University of Delaware from 2013 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment menus.

Russell Baccaglini is a financial advisor at Thrivent Investment Management with 21 years of industry experience. He holds the Series 66 designation and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning and combines these services with managed accounts under a consolidated billing option, while maintaining separate planning and portfolio management functions.

Anthony Vignier is a CFP® with 17 years of industry experience. He is currently with LPL Financial and has previously worked at Cadaret, Grant & Co., Inc., National Asset Management, and National Securities Corporation. In addition to his financial advisory work, he operates the Law Office of Anthony J. Vignier, providing legal services unrelated to investment matters. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and third-party research to support its investment strategies.

Thomas Weber is a CFP® with 30 years of industry experience. He is currently with LPL Financial and has worked at APT Asset Management, LLC since 2004, alongside a 20-year tenure at Commonwealth Financial Network. Weber's other business activities include managing APT Asset Management, which operates as a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and various portfolio management technologies.