Anthony De Angelo is a financial advisor with Ameriprise in Cranford, NJ, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. He previously worked at Equitable Advisors and Axa Advisors, LLC. Outside of his advisory work, he is co-founder of Teddy Atlas Coaching, a personal development and business coaching company where he manages content, sales, and project teams. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Mary Garcia is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2017. Prior to that, she was with Morgan Stanley Smith Barney and Morgan Stanley & Co. Incorporated from 2008 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kristine O’Keefe is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 65 licenses. She has 19 years of industry experience, including over a decade with JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Peter Shaker is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 65 credentials and bringing eight years of industry experience. His prior roles include positions at OSAIC, Martin Insurance Group, Brown & Brown, and AXA Advisors, as well as a period of self-employment. He also worked at Montclair State University for two years. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing LPL-sponsored programs and a range of endorsed third-party managers.

Thomas Forde is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked at J.P. Morgan Securities since 2021 and concurrently at JPMorgan Chase Bank, N.A. since 2019. Prior to that, he was employed at Wells Fargo Clearing and Wells Fargo Bank, N.A. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering non-discretionary investment programs supported by a centralized due-diligence process.

Darraugh Valli is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2024 and has been involved with Family Investors Company since 2000 as an owner. He serves as a board member of the Silver Beach Association and is also an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals using a variety of proprietary and third-party strategies across multiple platforms.

Leonardo Urena Guzman is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work includes positions at Bank of America, Market Securities LLC, Petco, and teaching roles at Middlebury College and Cresskill High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bernard Pigott is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America and Merrill, as well as owning a Fit Body Boot Camp franchise and operating Pigott Consulting. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Hall is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2013, also working with JPMorgan Chase Bank since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with market-facing registrations and offers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Margot O'Neill is a financial advisor with Merrill, holding Series 63, 65, and 66 licenses and bringing 44 years of industry experience. She has been with Merrill since 1979. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.

Michael Fisher is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2003. In his role, he manages the investment side of the business by implementing the wealth management process, analyzing client accounts, conducting investment manager reviews, and preparing customized proposals and portfolio reviews. Michael provides traditional financial advice and guidance, helping clients pursue their investment objectives through a variety of Merrill or approved third-party investment strategies, funds, and portfolios. His areas of expertise include equity compensation services, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. Michael holds FINRA Series 7 and 66 registrations, Life and Health insurance licenses, and the Personal Investment Advisor (PIA) designation. He earned a bachelor's degree in marketing management from the Pamplin School of Business at Virginia Polytechnic Institute and State University. Michael lives in Brielle, New Jersey, with his wife Stephanie and their two children, Mason and Kyra. Outside of work, he enjoys adventure sports such as surfing, snowboarding, skiing, hiking, and fishing, as well as spending time boating and traveling. He is involved in community activities through his volunteer work with the Surfrider Foundation, a nonprofit dedicated to protecting oceans, waves, and beaches.

Bimal Gupta is a financial advisor with Ameriprise in Summit, NJ, holding Series 63, 65, and 66 licenses and bringing 13 years of industry experience. Prior to joining Ameriprise in 2022, he worked at Avantax Investment Services and has been involved with Parsippany Tax and Accounting Corporation since 2010, where he operates a CPA accounting and tax practice. He serves on the board of the Northeast Society for Education and Learning and participates on the advisory board of Citizens Bank. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service, which provides tailored retirement income planning through a collaborative, non-discretionary approach supported by research and algorithmic analysis.

Matthew Fazendeiro is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2025, he worked at Park Avenue Securities and Guardian Life Insurance Agency. His background also includes roles at the Food and Drug Administration and Fairleigh Dickinson University. LPL Financial serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, offering diverse advisory and brokerage services supported by model portfolios and research from multiple sources.

John Cicmansky is a Financial Consultant at Fidelity Investments, a role he has held since 2022. He specializes in building customized financial plans that prioritize the personal and financial needs of his clients and their families. His approach involves collaborating closely with clients to determine investment decision preferences and to simplify their financial lives. Prior to his current position, John worked as a Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2011 to 2022. He also served as a Registered Representative at AXA Advisors LLC in 2010. He holds a California Insurance License. Outside of his professional work, John enjoys camping, golf, kayaking, skiing, softball, and volunteering.

Justin Winkelman is a financial advisor with Mass Mutual Investors Services in Warren, NJ. He holds Series 65 and Series 63 licenses and has five years of industry experience. His prior work includes roles at Mutual of Omaha Investor Services, H. Beck Inc./Grove Point Investments, and AXA/Equitable Advisors. Winkelman has experience in the restaurant industry, having worked at Krave Restaurant and Kroghs Restaurant and Brew Pub. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Joseph Cataldo is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has worked at Raymond James since 2019 and previously spent 11 years at Morgan Stanley. He is also the owner of Iron Ridge Wealth Management Group and Cataldo Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses analytical tools such as risk profiling and probability modeling to tailor non-discretionary planning and consulting to client goals, and it supports a broad advisor network with additional specialized services in municipal finance and retirement plan advisory.

Frank Mastrosimone is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 licenses and has 49 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Royal Alliance Associates, Inc. Outside of his advisory work, he occasionally assists his wife with real estate transactions. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutions. The firm offers financial planning, advisory and brokerage services, and access to model portfolios and third-party asset management through an integrated platform combining adviser programs with various financial products.

Thomas Vastardis is a financial advisor with Cetera who holds a Series 63 designation and has 27 years of industry experience. He previously worked at Avantax Investment Services, Inc. for 27 years and has operated Thomas Vastardis & Associates, providing tax preparation and accounting services, for over 30 years. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, charitable and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, supporting a large network of advisors and managing over $256 billion in assets.

Ryan Welsch is a financial advisor at Raymond James Financial with one year of industry experience. He holds the Series 66 designation and has previously worked at DoorDash and Virginia Polytechnic Institute and State University. He is also a registered associate with Shapiro Financial Group, a non-investment-related entity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools to support client goals and maintains notable programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Mark Rodrick is a financial advisor with Wells Fargo Advisors, holding Series 63, 65, and 66 credentials and 32 years of industry experience. He has worked at Wells Fargo Advisors since 2019 and previously at Morgan Stanley from 2016 to 2019. Rodrick has a 50% ownership in MRFJ Capital, a separate investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting a net-worth threshold, utilizing proprietary research and planning tools to develop customized recommendations.