Marielle Cassubhai is a Wealth Management Planning Consultant at Fidelity Investments, where she partners with Wealth Management Advisors and ultra high net worth clients to develop and refine strategies for wealth growth, preservation, and transfer. She leverages Fidelity's resources and insights to support collaborative financial planning. She has been with Fidelity Investments since 2013, holding roles including Senior Relationship Manager, Wealth Management Senior Services Specialist II, and currently as a Wealth Management Planning Consultant. Her experience spans various aspects of wealth management and client relationship management within the firm.

Judith Lee is the Senior Resident Director at Merrill, where she leads a comprehensive wealth management practice. She has been recognized multiple times by Forbes, including listings as a Best-in-State Wealth Advisor from 2019 through 2026 and America's Top Women Wealth Advisors in recent years. Judith's work focuses on collaborating with clients to develop tailored financial strategies that address wealth growth, retirement income, mortgage and lending needs, and estate planning. She has a particular interest in supporting women navigating life transitions such as retirement, divorce, caregiving, widowhood, and inheritance. Judith holds a Bachelor of Business Administration degree from Hofstra University and has earned several professional certifications, including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She serves as the National Chair of the Merrill Women's Exchange and is active in community organizations such as the Greater Somerset YMCA and the New Jersey Orators, where she formerly coached the New Brunswick chapter. Outside of her professional activities, Judith enjoys cooking, dancing, golfing, swimming, and traveling. She values learning about different cultures, cuisines, and customs through her travels. Judith resides in New Jersey.

Salvatore Longo Jr. is a CFP®-designated financial advisor with 28 years of industry experience. He is currently affiliated with Cetera and has held roles at Allied Wealth Partners, Minnesota Life Insurance Company, and Hilb, Rogal & Hobbs. Outside of advising, he is active as a licensed realtor and fixed insurance salesperson. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party money managers.

Joshua Cohen is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in the Bridgewater, New Jersey branch office. He has been with Merrill Lynch since 2005 and has more than a decade of experience providing tailored investment guidance. In his role, Joshua serves as a qualified Portfolio Manager, offering both traditional advice and actively managing personalized or defined investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. He is also involved in managing clients’ portfolios on a discretionary basis through the Firm's Investment Advisory Program. Joshua’s expertise spans a variety of client focus areas including college education planning, executive compensation, family wealth management, legacy planning, retirement income, socially responsible and ESG investing, tax minimization, and investment consulting for defined contribution plans. He holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor’s degree from Muhlenberg College, graduating with honors. In addition to his professional responsibilities, Joshua is a member of the Jewish Community Center Board. He resides in Bridgewater, NJ with his wife and three children. Outside of work, he enjoys adventure sports, biking, chess, gardening, hiking, ice skating, skiing, traveling, watching movies, and spending time with his family.

Samuel Pasquale is a financial advisor at LPL Enterprise with 35 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining LPL Enterprise, he worked at Osiac Wealth, Inc and New Century Financial Group, LLC. He also serves as president of Far Hills Financial Group, a corporation engaged in soliciting and servicing group and individual insurance products. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities through a large network of investment adviser representatives. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers access to third-party asset managers and wrap programs.

Rajpreet Saran is a Financial Advisor with Merrill Lynch Wealth Management. He provides individualized financial planning and investment advice, focusing on helping clients pursue their unique financial goals through carefully tailored strategies. His client focus areas include divorce transition planning, employee benefits planning, family wealth management, investment consulting for defined contribution plans, portfolio management, and small business strategies. Rajpreet holds a Bachelor's Degree in Business Administration from the University of Southern California. He is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). His approach to wealth management views it as an art dedicated to assisting individuals and families in realizing their visions for the future and achieving financial well-being. Outside of his professional role, Rajpreet enjoys playing tennis and pickleball and spending time with his family. His personal philosophy centers on uncovering what matters most to clients and their families in order to create meaningful financial plans aligned with their values and aspirations.

Michael Natale III is a financial advisor with Equitable Advisors in Morristown, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with Equitable Advisors since 2007, previously associated with AXA Advisors LLC. Beyond his advisory role, he is involved in outside insurance activities. Equitable Advisors serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes various third-party advisory models and provides ERISA fiduciary services while not sponsoring its own wrap fee program.

Stephen Kamnitsis is a financial advisor with LPL Financial in Warren, NJ, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He worked previously at National Planning Corporation for 11 years before joining LPL Financial in 2017. Outside of his advisory role, he is a partner and CFO at Adelphi Financial LLC, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Maria Christodoulou is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized wealth management strategies to meet the diverse financial goals of her clients. Her approach focuses on full understanding of clients' financial priorities and leveraging resources from Merrill and Bank of America to offer comprehensive investment and banking solutions. With more than 30 years of experience in the financial services industry, Maria works closely with high-net-worth individuals and families. She develops customized investment strategies and financial plans that encompass asset allocation, retirement income, tax minimization, and estate planning. Her areas of expertise include education planning, family wealth management, legacy planning, socially responsible and ESG investing, as well as retirement and small business strategies. Maria holds a Bachelor's Degree from Rutgers and the Personal Investment Advisor (PIA) designation. She is multilingual, fluent in French, Greek, and English. Dedicated to community involvement, Maria mentors youth and participates with organizations such as Habitat for Humanity. In her personal time, she enjoys gardening, painting, and writing.

Janine Mccoy is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates advanced modeling tools.

Gwendolyn Garibaldi is a financial advisor with Morgan Stanley Wealth Management in Morristown, NJ. She holds a Series 66 designation and has 17 years of industry experience, including prior roles at UBS Financial Services. She has been with Morgan Stanley since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial and estate planning services. The firm employs structured planning tools and investment modeling to support its advisory process.

Zachary Scott is a CFP® with 11 years of industry experience, currently affiliated with OSAIC since 2022. He previously worked at Securian Capital of the Chesapeake, Minnesota Life Insurance Company, Securian Financial Services Inc, Kestra Financial Services, Inc., and Brotman Financial Group. Scott is also president and financial planner of Castellan Financial Group, LLC, an independent financial planning firm, and serves as an independent insurance agent focusing on disability, fixed annuities, and life insurance products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, advisory, and financial planning services. The firm utilizes a variety of asset-allocation tools and third-party platforms to provide portfolio management that includes stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Lawrence Solomayer is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. He holds the Series 66 designation and has previously worked at firms including Merrill, Avantax, and Cetera Wealth Services. Outside of his financial career, he assists customers at Grape Expectations, a wine-making school. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options supported by proprietary research and tools. Their services include specialized planning areas such as business-owner transitions and special-needs analysis.

John Perrette is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 1998. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As part of J.P. Morgan, the firm combines institutional advisory services with brokerage and investment management capabilities.

Pierce Hyldahl is a financial advisor with Equitable Advisors in Annandale, NJ, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Robert Half and Ramapo College of New Jersey. He has been involved with the YMCA for six years. Equitable Advisors serves individuals ranging from non-high-net-worth to high-net-worth clients, as well as pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party solutions delivered through a network of Investment Adviser Representatives.

Josephine Scheurer is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 licenses and 11 years of industry experience. She has been with Morgan Stanley since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and a structured planning process.

Mary Ellen Rund is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds a Series 63 designation and has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as secretary for Progic35 Productions. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that offers a variety of advisory programs to individuals and institutions, utilizing structured financial planning tools and a range of investment strategies to serve its clients.

Vincent Pace is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 12 years with Metlife Securities Incorporated. Outside of his advisory role, he is also an agent with Vincent Pace/TVP LLC, engaging in insurance brokerage across individual and group life, health, property, and casualty lines. Mass Mutual Investors Services, LLC is an SEC-registered investment adviser and broker-dealer subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-oriented financial planning using firm-approved analytical tools and a range of investment and educational programs.

James Silvester is a financial advisor with Mass Mutual Investors Services holding Series 63 and Series 65 licenses and two years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance Co since 2022 and previously held roles at Ryan O'Shurak State Farm and Green Power Energy. Outside of advisory work, Silvester is engaged in outside insurance sales as an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by advanced analytical tools and also delivers event-driven planning services such as divorce and estate-settlement planning.

Pai Su Kang is a financial advisor at Cambridge Investment Research Advisors with 28 years of industry experience. She holds the CFP® designation and has previously worked at Hornor, Townsend & Kent, Inc., Penn Mutual Life Insurance Company, and Equity Services, Inc. Kang is also the president of American Financial Alliance, Inc., a firm specializing in qualified plan design and employee benefit programs. Cambridge Investment Research Advisors serves a broad client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing various platform arrangements and both proprietary and third-party investment strategies.