Stephen Pepmeyer is a financial advisor with Primerica Advisors in Pittsburgh, PA, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Primerica Advisors since 1985 and has prior involvement with St. Sebastian Church from 2010 to 2017. In addition to his advisory role, he is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a percentage-based wrap fee structure rather than fixed fees.

Lance Cunningham is a financial advisor with Ameriprise in Pittsburgh, PA, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its related entities since 2012. Outside of advising, he is co-owner of an oil and gas leasing business, owner of a tax preparation firm, and serves as an elder on the board of Unity Presbyterian Church. Ameriprise provides a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Christine Dobis is a financial advisor with Merrill, holding a Series 66 credential and two years of industry experience. Her prior work includes roles at BNY Mellon, S&T Bank, and First National Bank. She is a partial owner of Connexus Advisors LLC, a sales consulting business, and BCAP Family Investments, LLC, a holding company for private investments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeremy Floberg is a financial advisor at Merrill with 21 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2002. Outside of his advisory role, he serves as a raft guide for River Riders, a for-profit corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Fletcher is a financial advisor at OSAIC with seven years of industry experience. He holds the Series 66 designation and has worked at OSAIC since 2024, with prior roles at Securities America Advisors, Kestler Financial Group, and PNC Bank. He also operates a financial services firm, 6'6 Financial, focused on client prospecting and insurance sales. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities. The firm provides brokerage and investment advisory services through a large network of advisers, utilizing asset-allocation tools and third-party platforms to manage portfolios that include a broad array of investment products.

David Estatico is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Lincoln Financial Advisors Corporation for 21 years. Outside of his advisory role, he is involved in various insurance-related activities, including offering traditional life, long-term care, disability, and group insurance products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm uses asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that may include a variety of investment products managed on discretionary or non-discretionary bases.

Mitchell Mercer is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 15 years of industry experience. He previously worked at The O.N. Equity Sales Company for nine years and has been affiliated with Ohio National Financial Services for over a decade. Mercer also operates a non-variable life insurance business as a side activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Christopher Lattimore is a Private Wealth Advisor with Merrill Private Wealth Management. He has over 15 years of experience, including five years in real estate finance prior to joining Merrill Lynch Wealth Management in 2008. He specializes in offering financial guidance, education, and wealth management strategies to families and individuals addressing financial challenges. Chris holds a bachelor's degree in mathematics and economics from the University of California, Santa Barbara, and completed an accredited certificate program at the London School of Economics and Political Science. He holds the CERTIFIED FINANCIAL PLANNER® certification and also serves as an adjunct faculty member teaching financial planning at Duquesne University. He was named to Forbes' list of "America's Top Next-Generation Wealth Advisors" in 2018 and their "Best-in-State Next-Generation Wealth Advisors" list in 2019. Chris lives in Allison Park with his wife and four daughters, and his personal interests include reading, running, and spending time with his family.

Jonathan Mack is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior roles include positions at Bank of America, Northwestern Mutual, and First National Bank of Pennsylvania. He serves as a board member of the South Side Chamber of Commerce, a community organization focused on supporting business development in Pittsburgh’s South Side neighborhood. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a variety of individual and institutional investors.

Jesse Best is a financial advisor at Cetera with five years of industry experience and holds the Series 66 designation. Prior to joining Cetera, he worked at firms including Avantax and The Huntington Investment Company. He serves as a board member for the Oakmont Boulevard Project, which focuses on city improvement efforts such as maintaining thoroughfares and holiday decorations. Cetera Investment Advisers LLC provides investment advisory services through a large nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management options and supports various program structures and custodial relationships.

Karen Marshall is a Series 66-licensed financial advisor with one year of industry experience. She has worked with Cetera and related entities since 2026 and previously spent 14 years at PNC Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm provides a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios and customized strategies.

Elizabeth Treater is a financial advisor with Raymond James Financial, holding Series 65 and Series 66 credentials. She has experience at Touchstone Capital, Inc. and American Pension Benefits, and previously worked in culinary management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals, while also supporting municipal and public-finance work through a unique affiliation with a municipal advisor.

Kathleen Favorite is a financial advisor with Primerica Advisors in Pittsburgh, PA, holding Series 63 and Series 65 credentials and over 30 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1995. Outside of her advisory role, she serves as president of Favorite Properties Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and a limited selection of discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and manages third-party asset managers with oversight from an independent due-diligence consultant.

Paul Contos Jr. is a CFP® certified financial advisor with 26 years of industry experience. He has been with LPL Financial since 2023, following a 19-year tenure at Citizens Investment Services Corp. He is based in Pittsburgh, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs including discretionary and non-discretionary management, supported by research and technology-driven solutions.

Jarrod Frazier Jr. is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019, following three years at Citizens Securities and Citizens Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment recommendations.

Lawrence Barber Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1997 and offers expertise in areas including endowments, foundations, and non-profits, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, special needs planning strategies, women and wealth, and sports and entertainment. He attended the University of Vermont, though no degree was conferred, and holds professional designations as a Chartered Financial Consultant (ChFC) and a Personal Investment Advisor (PIA). Lawrence has been involved in the startup and growth of businesses in alternate energy, outdoor sports equipment, and natural foods. Lawrence serves on the boards of the Catamount Trail Association and the Vermont Businesses for Social Responsibility. He is also affiliated with the Union of Concerned Scientists and the Vermont Hang gliding and Paragliding Association. He lives in Charlotte, Vermont, and participates in adventure sports including backcountry skiing, hiking, biking, boating, rock climbing, and traveling.

Timothy Madar is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at Prudential Insurance Company of America since 2012 and joined LPL Enterprise in 2024. He is also involved in fiduciary activities through the Adam J Madar, Kevin M Madar, and Timothy R Madar Revocable Trusts. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, model wealth portfolios, and access to third-party asset management, combining advisory programs with a range of financial product offerings.

Edward Ifft Jr. is a financial advisor at Cetera with over 56 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior roles include positions at VOYA Financial Advisors and Cetera Wealth Services, LLC. Outside of his advisory work, he serves on the board of directors for Hope Network, a nonprofit supporting programs for the physically disabled, and is a trustee for the Kate M Kelley Foundation, which provides grants to Catholic institutions and charities. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a large network of independent advisors. The firm offers a variety of portfolio management and retirement services, utilizing both affiliated and third-party managers across multiple program structures.

Vilyamir Kolesnichenko is a financial advisor at Robert Baird & Co. with two years of industry experience. He holds a Series 66 designation and previously worked at Hefren-Tillotson and several other firms. Outside of his advisory role, he serves as a volunteer director on the board of the Ukrainian Self-reliance of Western PA Federal Credit Union and is involved in artistic ventures including wedding photography and fine art sales. Robert Baird & Co.’s DDK Group, where Kolesnichenko is based, serves individuals, corporate clients, pension plans, and charitable organizations through a variety of financial planning and portfolio management services, employing both manager-traded and model-traded strategies supported by internal research and technology.

Pamela Pasterick is a financial advisor with RBC Capital Markets in Pittsburgh, PA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with RBC Capital Markets since 2013. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies utilizing both in-house and third-party managers, supported by RBC Capital Markets' broader capital markets and affiliated asset management resources.