Bing Wright is a CFP® with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group since 2010. Outside of his advisory role, he is a passive investor in residential rental properties. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through its digital delivery platform and extensive advisor team.

Karen Kasper is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2008. Outside of her advisory role, she is involved with Kraftworks by Kasper, LLC, a retail business specializing in custom cups and wood crafts, where she assists with bookkeeping and online store setup. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, and institutions.

Louis Burnley is a CFP® professional with 27 years of industry experience, currently serving at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory work, Burnley is involved in business management through Mile Marker 255 LLC and serves on the board of the Killinger Foundation. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies. The firm offers a wide range of advisory, brokerage, and insurance solutions through its affiliated companies.

Connor Weikert is a Series 66 licensed financial advisor at Vanguard Advisers with five years of industry experience. He has worked at Vanguard and its affiliated entities since 2021, and previously held positions at Equitable Advisors, Gorfine Schiller & Gardyn, and was self-employed. He also has experience in academic roles at McDaniel College and Gettysburg College. Vanguard Advisers provides automated and human-supported investment advice to retail investors and retirement plan participants, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm serves a large client base through a digital platform supported by over 2,200 advisors.

Jonathan Battiste is a CFP® professional with 20 years of experience at The Vanguard Group, Inc., where he has worked since 2006. He holds Series 63 and Series 65 licenses and is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary models and a wide range of customization options. The firm serves hundreds of thousands of clients through a scalable digital platform supported by more than 2,200 advisors.

Jeremy Thomas is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 designations. His prior work includes roles at FedEx Office and Montgomery County Community College. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and eligible retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Max Honig is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation. His prior roles include work with Honig Conte Porrino Insurance Agency and Fairfield University’s Office of Conference and Events. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and advisory services supported by a nationwide network of more than 23,000 financial advisors.

Joshua Van Oostrom is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of financial services, he is the business owner of Wave Dating LLC, where he manages app development. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform.

Joshua Jenkins is a financial advisor with Mass Mutual Investors Services in Kennett Square, PA, holding a ChFC® designation and Series 63 and 65 licenses. He has 13 years of industry experience and has been with MML Investors Services since 2015. Outside of his advisory role, Jenkins is a managing partner of a short-term vacation rental business and is involved in insurance brokerage services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning without discretionary investment authority.

Mark Heater is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at The Vanguard Group since 2018 and previously contributed to the Heater Dynasty Podcast from 2020 to 2021. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to asset allocation, using proprietary models and primarily Vanguard funds and ETFs to construct portfolios with various customization options.

Ivan Eiraldi is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Vanguard Advisers in Malvern, PA. He has been with The Vanguard Group since 2011. Vanguard Advisers offers a combination of automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs.

Tara Bechter is a financial advisor at Vanguard Advisers with five years of industry experience. She holds the Series 63 and Series 66 designations and has worked at various Vanguard entities since 2020. Prior to her current role, she had positions at Georgine's Jr, Delaware Valley University, Temple University, and Giant Food. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach, utilizing Vanguard funds and ETFs with tax-aware features and customization options.

Kelly Rose is a financial advisor with Fidelity who holds Series 63 and Series 66 licenses and has 13 years of industry experience. She has worked with various Fidelity entities since 2013, including Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it provides advisory services to registered investment companies and model portfolios for intermediary platforms.

Sophal Pao is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at The Vanguard Group since 2018. Prior to that, he was employed at Axa Advisors, LLC and LaSalle University, and also spent over a decade at Streamlight, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, utilizing proprietary models and largely investing in Vanguard funds and ETFs, while serving a large client base through digital delivery and a team servicing model.

Leslie Chatty is a CFP® with 25 years of industry experience, currently serving at Vanguard Advisers since 2016. She has also worked with Vanguard Marketing Corporation and The Vanguard Group since 2012. Leslie holds Series 63 and Series 65 licenses. Outside of her advisory role, she is an investor in Botanery Barn Distilling, LLC, a business located in Elverson, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Matthew Jaskel is a CFP® with eight years of industry experience, currently serving as an advisor at Vanguard Advisers in Malvern, PA. His career includes multiple roles at Vanguard entities since 2017 and prior experience at GWFS Equities and Infosys BPM Limited. Outside of his financial career, he works as a freelance videographer for a local sports TV show. Vanguard Advisers provides both automated and human-supported investment advice, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios primarily from Vanguard funds and ETFs with various tax-aware and customization features.

Edward Zobian is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with clients to preserve, grow, and efficiently distribute their wealth to help them achieve their goals. Since 1995, he has provided financial strategies and services including retirement and estate planning, philanthropic strategies, and investment consulting. His approach involves detailed understanding of a client's needs and goals to collaboratively build a financial plan tailored to pursuing their long-term objectives. Edward holds a Bachelor's degree in Economics from Haverford College in Pennsylvania. He is a Personal Investment Advisor (PIA) and has been involved in activities such as shot put, discus, rugby, and wrestling during his college years. Beyond his professional role, Edward is committed to community involvement. He serves on the Board of Habitat for Humanity of Chester County and is Chair of the Board of Presidential Advisors for Fiorenza's Food for Friends. His personal interests include baseball, camping, chess, football, golfing, ice hockey, skiing, spending time with family, tennis, and traveling.

Michael Connelly is a financial advisor at Wells Fargo Clearing with 36 years of industry experience. He has held roles at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has worked since 2016. Connelly owns Greystone Ancillary Investment Group, an LLC based in Newtown Square, PA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Raymond Querey is a financial advisor at Vanguard Advisers with over 30 years of industry experience. He has been with The Vanguard Group, Inc. since 1995. Querey holds Series 63 and Series 65 designations. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and advisory teams.

Andrew Norton is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Lincoln Financial Advisors Corporation, Citadel FCU, and CUSO Financial Services LP. Outside of his advisory role, he is involved as a selling agent at Delphi Insurance Management Group LLC, offering various insurance products including health, disability, long-term care, and life insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options and uses firm-supported tools for portfolio construction and management.