Ryan Sapp is a financial advisor with LPL Financial, holding Series 63 and 65 licenses and bringing 27 years of industry experience. He previously worked at National Planning Corporation for 12 years before joining LPL Financial in 2017. Outside of his advisory role, he serves as a soccer referee. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers diverse advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

James Rong is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to Merrill, he held positions at William Blair, Maximus, Walmart, and Giant Food. He has also been involved in education at both high school and university levels. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tyler Marner is a financial advisor at Merrill with Series 66 and Series 63 credentials and less than one year of industry experience. His prior work includes roles at Bank of America, JPMorgan Chase Bank, T. Rowe Price, FedEx, and other organizations. Outside of finance, he has been involved with Anarchy Gym since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jennifer Astasauskas Glatz is a financial advisor with Morgan Stanley Wealth Management, holding Series 66 and Series 63 licenses and bringing five years of industry experience. She previously worked at Merrill for 22 years and Bank of America Investment Services, Inc. for 25 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Mary Bosley is a financial advisor at Robert W. Baird & Co. with eight years of industry experience. She has been with Robert W. Baird since 2017 and previously worked at Canusa Corporation for 15 years. Outside of her advisory role, she serves as treasurer for the Campus Cabana Swim Club in Towson, MD. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which provides tailored consulting and portfolio services to individuals, families, pensions, corporations, and institutional clients through a combination of in-house and third-party managers.

Bryce Harrison is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has eight years of industry experience and has been with Cambridge since 2017. Prior to his advisory career, he spent four years at Botanical Design and seventeen years in full-time education. Harrison is also involved as an independent insurance agent with Harford Financial Group. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

Todd Liddick is a financial advisor at LPL Enterprise with three years of industry experience. Prior to joining LPL Enterprise, he worked for eight years with the Maryland State Government and eleven years with the Maryland State Police. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to various investment and insurance products through an integrated platform combining advisory programs and brokerage channels.

Robert Scott is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of his advisory role, he is co-owner of Storm Front Farm, which breeds, raises, and trains horses for fox hunting, and serves on the investment committee of the Elkridge Harford Hunt Club, a private fox hunting organization. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jason Bell is a CFP®-certified financial advisor with 18 years of industry experience. He has worked at Northwestern Mutual in various roles from 2009 to 2025 before joining Raymond James Financial Services Advisors, Inc. in 2025. Outside of his advisory work, he serves as CEO of KEBJSB LLC and is involved in vetting insurance carriers to address clients' risk management needs. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals.

Gabrielle Rullo is a financial advisor with Merrill and holds a Series 66 designation. She has one year of industry experience and has worked at Bank of America, N.A. and The Federal Savings Bank. Outside of her financial career, she has been involved with Glyndon Grill since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.

Paul Mercer is a Series 66-licensed financial advisor with Merrill in Hunt Valley, MD, bringing nine years of industry experience. Prior to joining Merrill in 2017, he worked four years at Guitar Center Inc. He is also the owner of an independent audio engineering contracting business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Sommerfield is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2009. He is also the owner and president of Zabby Inc., a business related to his Ameriprise practice. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research-driven recommendations with a variety of advisory, brokerage, and insurance solutions through its institutional platform.

Samantha Yingling is a financial advisor at Robert Baird & Co. with one year of industry experience. Prior to joining Baird in 2022, she worked at Homewood General Contractors, Inc. for five years and at The Law Office of Cynthia Hitt Kent for two years. She holds the Series 66 designation. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals and risk tolerances, including discretionary and non-discretionary management, separately managed accounts, and overlay services.

Elisha Comfort is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 credential and has been with Morgan Stanley for ten years. Outside of her advisory role, she is involved with Heavy Seas Alehouse, a business she has been associated with for over a decade. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Rachel Lesnick is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. She has been with Merrill since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joy Brisson is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sung Kun Park is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, Mass Mutual Investors Services, and First Financial Group. Before entering finance, he worked in the food service industry at Domino’s Pizza and has business experience with Delice Global Inc and Moem Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Beth Pharr is a financial advisor with Morgan Stanley in Lutherville, MD, holding a Series 66 designation and possessing 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Patrick Delisa is a financial advisor at Merrill with 11 years of experience in the industry. He holds the Series 63 and Series 66 licenses and has worked at Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eduard Douglass Fearon is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at MassMutual Life Insurance Company and MML Investors Services LLC since 2020. Prior to his current roles, he was involved with Fearon Enterprises International from 2008 to 2020. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved software for goal analysis and written recommendations.