Thomas Harding is a Series 66 licensed financial advisor at Edward Jones with five years of industry experience. He has been with Edward Jones since 2020 and previously worked at Otsuka America Pharmaceutical, Inc. from 2010 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a network of over 23,700 advisors and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Logan Blough is a financial advisor at Vanguard Advisers with 14 years of industry experience. He holds Series 63 and Series 65 designations and has been with Vanguard Advisers since 2014. His work history also includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios largely from Vanguard funds and ETFs.

Brett Couch is a CFP® with 13 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has worked at THE Vanguard Group, Inc. since 2013 and manages Perry's Market, a retail grocery store in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm combines a goal-based, algorithm-driven approach with Vanguard funds and ETFs to deliver personalized asset allocations and portfolio customization.

Troy Jones is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Wells Fargo Bank, N.A. since 2011 and Edward Jones from 2009 to 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Nicolae Porancea is a CFP® credentialed financial advisor with 14 years of industry experience, currently working at Vanguard Advisers since 2013. He is based in Charlotte, NC, and holds a Series 63 license. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to construct personalized portfolios.

Joseph Reyes is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to joining Vanguard Advisers, he worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. Reyes has also been involved with Reyes Enterprise Inc. and TF Yachts. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of customizable portfolios primarily constructed from Vanguard funds and ETFs.

Samuel Patterson is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to joining Vanguard Advisers, he worked at Patriot Investment Management Group Inc and has been affiliated with multiple Vanguard entities since 2023. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering customization options and tax-aware features.

Nestor Mendez is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 designations and 14 years of industry experience. He has been with Wells Fargo Bank NA since 2007 and Wells Fargo Clearing since 2016. Outside of his advisory role, he owns and operates a painting and cleaning business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics.

Logan Shuping is a CFP® professional affiliated with Vanguard Advisers, bringing five years of industry experience. His background includes roles at The Vanguard Group, Inc., Vanguard Marketing Corporation, and Equitable Advisors, LLC. Outside of advisory work, he was involved with Warrior Golf Club, LLC for three years. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, supporting customization options and tax-aware features.

Joshua Burrows is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 certifications and having 12 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Kelly Bedard is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and having two years of industry experience. Prior to joining Vanguard, Kelly worked at Blacksburg Country Club and Randstad, among other roles. Vanguard Advisers provides automated and human-supported investment advice through Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach incorporating proprietary models and largely Vanguard funds and ETFs.

Nickolas Asch is a financial advisor at Vanguard Advisers with Series 66 and Series 63 licenses and three years of industry experience. His background includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, as well as earlier experience in retail and education. Outside of his advisory work, he is contracted for pet sitting services through Rover. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios primarily composed of Vanguard funds and ETFs.

Brooklyn Mitchell is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Vanguard Advisers, Brooklyn held positions at Motorola Solutions, Marcus & Millichap, and Sands Investment Group. Outside of advisory roles, Brooklyn is involved with Legacy Property Management, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and offers portfolios primarily composed of Vanguard funds and ETFs, supported by a large team of advisors within a scalable digital delivery platform.

Kelly Zack is a Certified Financial Planner (CFP®) with 20 years of experience in the financial industry. Since 2020, Zack has been with Vanguard Advisers and has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, combining digital delivery with a large advisory team to manage a high volume of client relationships.

Misty Calderon is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 license and 19 years of industry experience. She has worked at several firms, including TIAA, Truist Advisory Services, Wells Fargo Advisors, and LPL Financial. Outside of her advisory role, she owns Calderon Consulting Group LLC, a grant writing business for nonprofits. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach with personalized asset allocations and a broad range of customization options, managing a large client base through a digital delivery platform combined with advisory support.

Djibril Diallo is a financial advisor at Wells Fargo Clearing with Series 66, Series 65, and Series 63 designations. He has been with Wells Fargo Clearing and Wells Fargo Bank, N.A. since 2025. Prior to this, he worked at The UPS Store and NorthStone Masonry and has experience in both educational and management roles. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and integrates research and analytics from the Wells Fargo Investment Institute and third-party sources to support its investment strategies.

Emilio Raymond is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and eight years of industry experience. He has been with Merrill since 2017 and has also worked at Bank of America, N.A. since 2018. Outside of his advisory role, Emilio is associated with a non-investment-related business entity named S A R, where he holds power of attorney. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies catering to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Miller is a CFP® with 17 years of industry experience, currently serving at Vanguard Advisers since 2013. He also holds roles within Vanguard Marketing Corporation and The Vanguard Group, Inc. Miller acts as a trustee on a family member's trust. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.

Steven Edwards is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at Vanguard Advisers since 2019 and prior experience at Morgan Stanley and Mountain High Outfitters. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct portfolios primarily from Vanguard funds and ETFs, incorporating tax-aware features and customization options.

Richard Padow is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and bringing 26 years of industry experience. He previously worked at TIAA-Cref Individual & Institutional Services and Alight, Inc. His current role at Vanguard Advisers began in 2026. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies to construct portfolios mainly from Vanguard funds and ETFs, with a strong emphasis on scale and digital delivery.