Daniel Ratajczak is a financial advisor with Eagle Strategies (NY Life) based in Charlotte, NC, holding Series 63 and Series 66 licenses and possessing five years of industry experience. His career includes roles at New York Life Insurance Company since 2020 and WRHI Radio since 2021. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of advisors. The firm offers multiple program types tailored to client objectives, with a focus on non-discretionary asset management and fiduciary responsibilities to retirement investors.

Rick Burger is a financial advisor with Guardian Life and Park Avenue Securities in Charlotte, NC, holding Series 63 and Series 65 credentials and possessing 14 years of industry experience. His career includes roles at Eagle Strategies and over a decade with Park Avenue Securities and Guardian Life. Outside of advisory work, he acts as a successor executor for friends, managing related investment matters. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, retirement plans, charitable organizations, and businesses. The firm offers tailored client solutions through a combination of advisor-led discretionary management and model-based strategies, supported by proprietary programs and third-party platforms.

Brent Martin is a financial advisor with Truist Advisory Services in Charlotte, NC, holding a Series 63 designation and 30 years of industry experience. His career includes long-term roles at BB&T and its successor entities prior to joining Truist. He serves on the board of Roof Above, an organization addressing homelessness through emergency shelter and housing solutions. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, and charitable organizations. The firm utilizes a combination of traditional research and AI tools to support asset allocation and manager selection, and maintains extensive affiliated financial relationships as part of its operational model.

Andrew Kulinski is a financial advisor at Wells Fargo Investment Institute, Inc. in Charlotte, NC. He holds Series 65 and Series 63 licenses and has four years of industry experience, including roles at Wells Fargo Securities, LLC and The Vanguard Group, Inc. Prior to his advisory career, he worked in the hospitality sector, including positions at Duckworth's Bar and Grill and Ghengis Grill. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services to Wells Fargo affiliates and unaffiliated financial institutions. The firm delivers its offerings on a non-customized basis and does not manage client accounts directly, focusing instead on developing model portfolios based on rigorous internal research and ratings.

Kraig Jackson is a CFP® professional at Schwab Wealth Advisory with 11 years of experience in the financial services industry. He has worked at several prominent firms, including The Vanguard Group, PNC Investments, Bank of America, and Merrill. Jackson is based in Charlotte, NC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm utilizes proprietary asset allocation models and internal research tools to guide investment selection and offers tailored recommendations through annual reviews.

George Estes Jr. is a financial advisor at Mercer Global Advisors Inc. in Fort Mill, SC, holding Series 63 and Series 65 credentials with 25 years of industry experience. His prior roles include positions at Harrisdirect LLC and TD Ameritrade Investment Management, LLC. Outside of financial advising, he is a co-owner and vice president of a company in Columbia, SC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, separate accounts, and private funds across various platforms.

Nicholas Cerullo is a financial advisor at Kestra Advisory with a Series 65 credential and one year of industry experience. His work history includes roles at RBMuha, Morgan Stanley, and E*Trade Securities LLC. Prior to his advisory career, he held positions in the hospitality industry and various educational institutions. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, investment advice, and employee education, serving large institutional investors and managing approximately $79.8 billion in assets.

Katharine Osborne is a CFP® and ChFC® credentialed advisor at Corient with 21 years of industry experience. She previously worked at RBC Capital Markets for 16 years before joining Corient in 2025. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes risk management tools to align portfolios with client objectives.

Lisa Hund is a financial advisor with Guardian Life and holds the ChFC®, Series 63, and Series 65 designations. She has 16 years of industry experience, with a career spanning multiple roles at both Guardian Life Insurance Company and Park Avenue Securities. Outside of her advisory work, she serves on the Winthrop University Executive Alumni Board and the board of the Carolina Wind Orchestra, and she actively participates in community service through the Rock Hill Elks Lodge. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate clients, retirement plan sponsors, charitable organizations, and businesses. The firm provides a combination of advisor-led discretionary management and model-based strategies, supported by proprietary programs and third-party platforms, tailoring client relationships to individual needs.

Robert Schwartz is a financial advisor at Wells Fargo Investment Institute, Inc. with four years of industry experience. He holds a Series 65 license and previously worked at Federated Investment Counseling and First Commonwealth Advisors. Schwartz serves as a board member and MBA partner at 99 Tartans, a role involving investment-related duties. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services primarily to Wells Fargo affiliates and other financial institutions. The firm acts as a research and model-provider without discretionary management or individualized financial planning.

Jean Elzayek is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and 23 years of industry experience. His prior roles include positions at LPL Financial, Gladstone Institutional Advisory, and Householder Group Estate and Retirement Specialists. Outside of his advisory work, he operates an Etsy store specializing in woodturned items. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a wide range of clients, including individuals, trusts, estates, and institutions. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Ernest Ross III is a CFP®-designated financial advisor with 17 years of industry experience. He is currently with Independent Advisor Alliance, LLC and LPL Financial, having previously worked at Fifth Third Securities, Bank of America, and Merrill Lynch. His experience spans various roles within financial services in the Charlotte, NC area. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting services. The firm offers both discretionary and non-discretionary portfolio management, utilizes multiple investment strategies, and integrates technology platforms to support client asset aggregation and estate planning.

Kenneth Poe Jr. is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Corient. He has held positions at several firms, including McGill Advisors, Ci Brightworth, and CIPW Service Company, LLC, before joining Corient. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and uses comprehensive risk management tools to align portfolios with client objectives.

Kathryn Hughes is a financial advisor at Guardian Life with seven years of industry experience and holds Series 63 and Series 66 licenses. She has worked at Park Avenue Securities and Pruco Securities, and also serves as a Certified Divorce Financial Analyst, consulting on divorce-related financial matters. Outside her advisory role, she is an independent contractor with Quest Relocation Group and consults through Smart Divorce Decisions, LLC. Guardian Life’s subsidiary, Park Avenue Securities, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and proprietary investment solutions.

Gavin Shuck is a financial advisor at Rockefeller Financial LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Truist Advisory Services, Truist Investment Services, BB&T Securities, Scott & Stringfellow, and Wells Fargo Clearing. Outside of his advisory role, he serves as board chair for the nonprofit A Better World, Charlotte, and is an executive committee member of the Radford University Davis School of Business Advisory Board. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, institutional clients, and corporations. The firm provides portfolio management, financial planning, and investment banking services through a Private Advisor model and a consolidated investment platform that includes equities, fixed income, and alternatives.

Kermit Bolick is a financial advisor at Principal Financial Services with 14 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Princor Financial Services Corporation since 2011. Outside of his advisory role, Bolick is involved with HUGGINS & COMPANY, CPA and sells health insurance through various carriers. Principal Financial Services provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under multiple advisory and promoter arrangements.

Matthew Dellinger is a financial advisor with Bankers Life Advisory Services, Inc. in Charlotte, NC. He holds the Series 66 designation and has experience working with Bankers Life entities since 2025. Prior to his financial services career, he served with the Navy Region Mid-Atlantic Fire Department and worked at Prime Coatings. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis to guide investment decisions.

Alexander Smith is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Equity Services since 1994 and has additional tenure at National Life dating back to 1990. Outside of his advisory role, Smith serves as Vice President of the North Carolina Association of Insurance and Financial Advisors and is involved in several business ventures, including real estate ownership and insurance sales. Equity Services, Inc. provides financial planning, consulting, and asset management services to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and discretionary or non-discretionary management.

William Baylog is a ChFC®-designated financial advisor with 26 years of industry experience. He has worked with Bankers Life Advisory Services, Inc. since 2016 and has been involved with Bankers Life & Casualty since 1996, where he manages agents, managers, and administrators in addition to providing insurance sales and services. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management according to clients’ goals and risk tolerances.

Patrick Golden is a financial advisor with \u0026PARTNERS in Charlotte, NC, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He previously worked at Wells Fargo Clearing for nine years. Outside of his advisory work, he holds a 50% ownership interest in an investment-related LLC with his spouse. \u0026PARTNERS serves a diverse client base including high-net-worth individuals, institutions, and charitable organizations. The firm offers investment management and financial planning services using both proprietary and third-party strategies, operating as a registered investment adviser and broker-dealer.