Fred Kauffman is a financial advisor at Vanguard Advisers with 21 years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at TIAA-CREF and Tiaa for 14 years before joining Vanguard in 2025. Vanguard Advisers provides automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through its digital platform and team servicing model.

Anthony Allen is a CFP®-certified financial advisor with 17 years of industry experience, currently with Vanguard Advisers in Charlotte, NC. He has been with The Vanguard Group since 2013, following brief tenures at J.P. Morgan Securities and Chase Investment Services Corp. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary modeling and largely Vanguard-based funds. The firm is notable for its scale, digital delivery platform, and focus on retail and plan participant clients.

Brian Partridge is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds a Series 66 designation and has been with Vanguard since 2018. Outside of his advisory role, he is the owner of several retail and service businesses, including Granite Creek Boxes, LLC, and Rey's Reflector Ovens, LLC, as well as an author with Granite Creek Boxes Publishing. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory team model.

Brian Bailey is a CFP® professional with 28 years of experience in the financial industry, currently serving at Vanguard Advisers since 2019. He has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1998. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach that incorporates proprietary models and primarily utilizes Vanguard funds and ETFs.

Philip Coleman is a CFP® professional with 27 years of experience in the financial industry. He has been with Vanguard Advisers since 2012 and is also affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. in various roles since 1999. He is based in Charlotte, NC. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach, constructing portfolios mainly from Vanguard funds and ETFs with features such as tax-awareness and customization options.

James Forker V is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 designations and has nine years of industry experience, including roles at The Vanguard Group and prior experience at Elon University. Outside of his advisory work, he is also engaged in dog walking and dog sitting services. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor support.

Jennifer Snider is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for Morgan Stanley Services Group Inc. from 2016 to 2023. Outside of her advisory role, she has managed digital currency holdings as a sole proprietor. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers a mix of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Nicholas Gorham is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 credential and one year of industry experience. He previously worked with Principal Advised Services and Principal Securities, providing investment advice related to retirement plan distributions. Outside of his advisory role, he serves as a retirement consultant offering individualized distribution recommendations and has experience in bank product sales. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines research from Wells Fargo Investment Institute and third parties to support diversified portfolio strategies and offers a range of financial products through affiliated bank and insurance entities.

Wesley Norman is a financial advisor with Equitable Advisors in Mint Hill, NC, holding a Series 66 designation and 12 years of industry experience. He has worked at Equitable Advisors since 2014 and was previously with Axa Advisors, LLC. Wesley also conducts activities under the DBA Royal Financial Partners. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing third-party asset managers and sponsored advisory programs.

Marshall Ward is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to joining Edward Jones, he was involved with JFL Enterprises Inc d/b/a Failure Free Reading from 2011 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Joseph Murtagh Jr. is a financial advisor with LPL Financial in Matthews, NC, holding the ChFC® designation and Series 63 license. He has 54 years of industry experience, including long tenures at Royal Alliance Associates, Inc. and Cadaret, Grant & Co., Inc. Outside of his advisory work, he serves as president of The Dream Speaker Inc., a business entity focused on tax and investment matters. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors, utilizing a variety of model portfolios, third-party subadvisors, and customized strategies.

Candace Delaney is a CFP® with 16 years of industry experience, currently with Vanguard Advisers. She has worked at Vanguard Marketing Corporation and The Vanguard Group since 2014 and previously at Ameriprise from 2011 to 2014. Outside of her advisory role, she is a silent member of Vanderpool Farms LLC, a family-owned farmland and forestry business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and offers a range of customizable portfolios constructed mainly from Vanguard funds and ETFs.

Peter Mcchesney III is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 registrations. He has three years of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group. Outside of finance, he has worked in various service and education roles, including positions at Elon University and The Harborside Inn. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Steven Hatley is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials and eight years of industry experience. He has worked at Wells Fargo Clearing Services since 2016. Outside of his advisory work, Hatley also drives for Uber and Lyft in Charlotte, NC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options, offering both brokerage and advisory solutions supported by a large network of financial advisors.

Stephanie Warren is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 11 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Timothy Ellis II is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 65 designations and has 12 years of industry experience, all with The Vanguard Group since 2013. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers diversified portfolios primarily composed of Vanguard funds and ETFs, supported by a large team of over 2,200 advisors.

Michelle Boyer is a financial advisor with Vanguard Advisers in Charlotte, NC, holding the CFP® designation along with Series 66 and Series 63 licenses. She has 12 years of industry experience, including roles at USAA financial planning services and USAA Investment Management Company prior to joining Vanguard in 2018. Outside of her advisory work, she serves as executor of a family estate and owns a tax preparation business. Vanguard Advisers provides both automated and supported investment advice to retail investors and retirement plan participants, employing a goal-based, algorithm-driven approach that utilizes proprietary models to establish personalized asset allocations. The firm manages a large client base with a mix of digital platform services and human advisors, focusing primarily on retail and plan participant markets.

Arlene Lewis Leader is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. Her prior roles include positions at Alight Financial Solutions, LLC and TIAA-CREF. She is currently based in Charlotte, NC. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Ronald Smith is a financial advisor with Edward Jones in Concord, NC, holding Series 63 and Series 66 licenses and 48 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1978. Outside of his advisory role, he owns and manages a commercial financial services rental property. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a wide spectrum, offering a range of discretionary and non-discretionary investment strategies and affiliated financial products. The firm operates under a fiduciary standard and is notable for its extensive retail advisor network and additional affiliated services.

Mason Milne is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation. He has recently begun his career in the industry, joining Wells Fargo in 2026. Prior to this, his work experience includes various roles outside finance, such as positions at Cheerier Exteriors, Smoothie King, YMCA, Culver's, and Zaxby's. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.