Ornela Agolli is a Financial Consultant at Fidelity Investments, where she works closely with clients and their families to understand their financial goals and priorities. She employs Fidelity's collaborative team approach to help each client build a personalized long-term plan that supports their needs and offers greater financial confidence. Ornela has held multiple roles within Fidelity Investments, including Financial Consultant since 2025, Planning Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Workplace Planning and Advice from 2020 to 2022. This progression reflects her experience across various areas of financial planning and client relationship management.

Ailena Ray is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 66 licenses and bringing 13 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has also worked with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory programs where clients retain decision-making authority.

France Veal is a financial advisor at Merrill with 24 years of industry experience, including a continuous tenure at Merrill since 2002. She holds Series 63 and Series 66 designations. Outside of her advisory role, she is a co-owner of a family rental property in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ron Patrick is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch for over 27 years and has developed his career starting with the Junior Executive Training (JET) Program, one of the oldest development programs on Wall Street. He currently provides financial and wealth management advisory services in Jacksonville, Florida. Ron has been recognized on the Forbes "Best-in-State Wealth Advisors" list multiple times, including the years 2019 and from 2022 through 2026. He holds the Chartered Retirement Planning Counselor™ designation from The College for Financial Planning Institutes Corp and the internal Portfolio Manager designation through the Merrill Investment Advisory Program. Ron is a graduate of Princeton University with a degree in economics. He is involved in his local community, serving on the Board of Visitors for The Bolles School and as a member of the Rotary Club of South Jacksonville. Ron resides in Jacksonville with his wife, Kim, and their three sons.

Grayson Chase is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity Investments, he held roles at Prospensive Logistics, Dollar General Corp., and worked in educational settings including the University of Georgia and Young Harris College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management as well as fund advisory. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe, and maintains specialized registrations and roles uncommon among large institutional peers.

Kimberly Newsome is a financial advisor with Cambridge Investment Research Advisors in Jacksonville, FL, holding a Series 66 designation and 22 years of industry experience. She has been with Cambridge Investment Research Advisors and its affiliated firm since 2010. Outside of her advisory role, she is also an independent insurance agent for various insurance companies through Pinnacle Insurance and Financial Services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing proprietary models as well as third-party strategies across multiple platform arrangements.

Charles Igwilo is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and previously worked at Upstart Venture Partners and Global Technology Sourcing Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios, and it serves in advisory roles to multiple registered investment companies.

Christopher Sivley is a CFP® professional with 28 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. His prior roles include positions at Truist Advisory Services and Bb&T Securities. He is also a co-owner of Turner-Sivley, LLC, which holds shares of private placements. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients, offering tailored, non-discretionary advisory services supported by advanced analytical tools and a broad advisor network.

Garrett Williams is a financial advisor at Fidelity with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 2007, including Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs, and it maintains a formal advisory role with several registered investment companies.

John Marsella is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America, N.A., and several non-financial businesses. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Childers Jr. is a financial advisor at UBS Financial Services with 52 years of industry experience and holds the Series 63 designation. He has been with UBS since 2002. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Michael Kahn is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having five years of industry experience. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Eric Hart is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he spent 22 years at Book Bonanza Inc. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios using mutual funds, ETFs, and ETPs.

Michael Britt is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He has been with Fidelity Brokerage Services LLC since 2018 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios across mutual funds, ETFs, and ETPs.

Jonathan Adams is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His previous roles include positions at Bank of America, Merrill, and Massachusetts Mutual Life Insurance Co. He is currently based in Saint Augustine, Florida. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis while incorporating a centralized due-diligence process.

Eric Martin is a financial advisor at Fidelity with six years of industry experience. He previously worked at Edward Jones and served ten years in the U.S. Army. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its role in advising multiple registered investment companies and its use of systematic methodologies in managing model portfolios.

Hayden Schmidt is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked at Otis Elevator Company and E&J Gallo Winery. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients using a combination of fundamental research and quantitative analysis, including algorithmic portfolio construction and model portfolios derived from mutual funds, ETFs, and ETPs.

Andrew Welch is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as Fidelity Investments. His background also includes roles outside the financial sector, such as positions at the USDA Farm Service Agency and The University of Southern Mississippi. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm’s approach uses structured discovery conversations and proprietary tools, and it manages approximately $2.74 trillion in client assets.

Bradley Jordan is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alfredo Howard is an Investment Solutions Representative III at Fidelity Investments. In his current role, he partners with clients to develop customized financial plans tailored to their individual needs. He leverages Fidelity's resources, tools, and strategies to support clients in working towards their personal goals and securing the financial future of themselves and their families. Alfredo's experience at Fidelity spans several roles, beginning as a Customer Relationship Advocate from 2022 to 2024, followed by progressive positions as Investment Solutions Representative I and II before attaining his current role in 2026. This progression reflects his growing expertise in investment solutions and client support. Outside of his professional activities, Alfredo enjoys gardening, hiking, and reading.