Cesar Alonso is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 18 years of industry experience. He has been with Citigroup and its affiliated entities since 2014 and also has experience at Merrill Lynch dating back to 2006. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, along with broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles such as acting as a security-based swap dealer and futures commission merchant.

Maria Largaespada is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds the Series 63 and Series 66 securities licenses and has worked at various divisions within Citigroup since 2006. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Kevin Munoz is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates, Inc. for 18 years before joining Janney in 2022. Outside of advising, he owns and produces content for a firearm safety YouTube channel and serves as president of a local homeowners' association. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, providing brokerage services, financial planning, consulting, and advisory programs.

Stephen Estep is a financial advisor with Corient, holding Series 63 and Series 65 licenses and 23 years of industry experience. His prior roles include positions at Morgan Stanley Services Group and E*TRADE Capital Management. Based in Miami, FL, he has been with Corient since 2023. Corient provides investment advisory and financial planning services to a wide range of clients, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach incorporating both in-house strategies and third-party managers, supported by continuous portfolio monitoring and risk management tools.

Desi Gonzalez Posada is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and four years of industry experience. Prior to joining Citigroup in 2022, Desi worked at Wells Fargo Clearing and Wells Fargo Bank, and also has experience in academic settings at Florida International University and Miami Dade College. Outside of finance, Desi has worked in the food service industry with Cold Stone Creamery. Citigroup Global Markets serves individual and institutional clients across a range of private banking and wealth management segments, offering multi-asset, multi-manager investment strategies through various advisory programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services, supporting a broad set of customized investment solutions.

Luigi Mazza is a financial advisor at Oppenheimer with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Oppenheimer since 2018, following a prior role at Raymond James & Associates. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and a variety of investment vehicles to construct client solutions.

Enrique Cuervo is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing 20 years of industry experience. He has worked at Truist Investment Services since 2004 and Truist Advisory Services since 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Laura Maares is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 66 licenses and one year of industry experience. She previously worked at XP Securities from 2016 to 2017 and has been with Citibank NA since 2017. Citigroup Global Markets Inc. serves both individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides services that include exposure to alternative and digital-asset products.

Ivonne Orozco is a financial advisor at Citigroup Global Markets with two years of industry experience. She has held positions at Citibank since 2022 and previously worked at Wells Fargo Bank, N.A. from 2013 to 2022. Citigroup Global Markets serves individual and institutional clients across various segments, including workplace, high-net-worth, and ultra-high-net-worth. The firm offers a wide range of investment advisory programs and broker-dealer services, implementing multi-asset, multi-manager strategies through both discretionary and non-discretionary approaches.

Allan Leyva is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and previously worked at Florida International University, Lowe’s Company Inc., Miami Dade College, and Southwest Miami Senior High School. Citigroup Global Markets serves individual and institutional clients, including high-net-worth and ultra-high-net-worth segments, offering investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with in-house research and operates in specialized market roles, such as a swap dealer and futures commission merchant.

Franklin Ramirez is a financial advisor at Citigroup Global Markets with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including swap dealer and futures commission merchant activities.

Ricardo Pena is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing and Citibank. Outside of his advisory role, he is president of PM Ventures LLC, a real estate management business in Miami, FL, where he manages tenants and property records. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of advisory programs and execution services. The firm utilizes multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

Frances Batista is a financial advisor at Oppenheimer with 20 years of industry experience. She holds Series 63, Series 65, and Series 66 credentials and has been with Oppenheimer since 2012. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides advisory and brokerage services with a focus on strategic and tactical asset allocation, manager selection, and a variety of investment strategies tailored to client objectives.

Karen Acher Howard is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. She has been with HSBC since 2008. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and discretionary investment options through a variety of tailored programs. The firm uses a structured investment process incorporating multiple model risk profiles and collaborates with affiliated and third-party providers for fund selection and account management.

Matias Ostrowicz is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and three years of industry experience. His career includes roles at Citigroup since 2022, as well as prior positions at Tenasors Medical, Verdeja, De Armas, Trujillo, LLP, and Gilly Vending. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, execution and custody services, and derivatives and futures trading. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and risk management functions.

Robert Rogers is a Series 66-licensed advisor at Goldman Sachs Wealth Services with three years of industry experience. Prior to joining Goldman Sachs in 2022, he worked at CT Corporation and operated the Robert Rogers Law Firm, PA for over a decade. Outside of his advisory role, he is the owner of Second Screen Games LLC, a digital entertainment platform based in Miami. Goldman Sachs Wealth Services offers financial planning and investment management to a wide range of clients, including individuals, high-net-worth households, and institutional investors. The firm leverages centralized investment strategies and a variety of affiliated and unaffiliated managers to deliver tailored wealth advisory solutions.

Yulien Brenlla is a financial advisor at Truist Advisory Services with 18 years of industry experience. He holds Series 66 and Series 65 licenses and has been with Truist since 2016, working across Truist Advisory Services LLC, Truist Investment Services, Inc., and Truist Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager-selection programs, utilizing a mix of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Lisa Fiallos is a financial advisor at Citigroup Global Markets with Series 63 and Series 66 credentials and one year of industry experience. Her career includes roles at Citibank, TSR Consulting Services, and New York Community Bank/Amtrust Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm employs both discretionary and non-discretionary strategies and maintains unique market roles including swap dealing and futures commission merchant activities.

Edward Vizcaino is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Citigroup Global Markets since 2007. Outside of his advisory role, he is a passive owner and manager partner of an asset protection and estate planning vehicle involved in real property. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with a combination of large institutional scale and specialized market roles, including in-house research and execution capabilities.

Gustavo Jaso Buzzoni is a financial advisor at Oppenheimer with 15 years of industry experience. He holds the Series 66 designation and has been with Oppenheimer since 2008. Outside of his advisory role, he serves as a board member for The Mark at Brickell Bay Condo Association, a nonprofit position involving oversight of property management and community governance. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering a range of advisory and brokerage services. The firm employs strategic asset allocation and manager selection across various investment vehicles and provides both discretionary and non-discretionary management programs.