Alexandra Druskin is a CFP® professional with nine years of experience in the financial services industry. She is currently an advisor at Charles Schwab & Co., Inc. Alexandra's prior experience includes positions at Fidelity Investments, Truist Investment Services, and SunTrust Advisory Services. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios, with centralized custody and operational support.

John Heyman is a financial advisor with Equitable Advisors in Pompano Beach, FL, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. He also operates a private practice under the name Private Wealth Strategies Group. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm delivers advisory services via proprietary and third-party programs, focusing on aligning clients with appropriate portfolio models and fiduciary solutions.

Kate Oliver is a financial advisor with Ameriprise in Ft. Lauderdale, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, she worked in education and property services. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which emphasizes dependable income sources and tax-aware withdrawal strategies.

Keith Fernandez is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Terrell Cowvins is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. He has been with Merrill since 2019 and previously worked at Best Buy. Cowvins also has an ongoing role at Broward College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dennis Lomax is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 37 years of industry experience. He has worked at Cetera since 2019 and previously spent 16 years with Summit Financial Group Inc. Lomax is also president of D.L. Enterprises of Palm Beach, Inc., a corporation used to manage business expenses related to his advisory work. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Jean Pierre is a financial advisor at Osaic Wealth, Inc. with 29 years of industry experience and a Series 66 designation. His prior roles include positions at Sagepoint Financial, Regal Investment Advisors, Regulus Advisors, Princor Financial Services, and Principal Life Insurance Company. Outside of his advisory work, he serves as president and CEO of Lifecraft Financial Group, where he focuses on fixed products for the civil servant market, and is vice president of the Edgard J Pierre Foundation, a nonprofit supporting an orphanage in Haiti. Osaic Wealth serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on diversified portfolio construction using firm-provided asset-allocation tools and access to third-party money managers.

Philip Connor is a financial advisor with Raymond James & Associates, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at Cetera Advisor Networks LLC, Summit Brokerage Services, and StateTrust Investments. Connor is currently based in Lauderdale Lakes, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, with advisory relationships typically leaving implementation decisions to clients.

Anthony Brodeur is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has previously worked at Paradigm Wealth and Tremont Sporting Co. Outside of his advisory roles, he was involved with Brodeur Hockey School for three years. OSAIC Wealth, Inc. serves a diverse client base including individuals, institutions, and charitable organizations through a large network of advisers. The firm offers a range of brokerage and advisory services utilizing asset-allocation tools, risk assessments, and automated rebalancing across various investment products.

Jessica Di Giovanni is a financial advisor at Morgan Stanley with nine years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2018. Prior to that, she worked at Purshe Kaplan Sterling Investments and Mickool, Inc., as well as Aldo. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a mix of retail and institutional investment services.

Marina Fayer is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Advisors, Invibed, SG Americas Securities, LLC, and RBC Capital Markets. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and employs formal governance and proxy-voting procedures in its advisory roles.

John Bartell is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 30 years of industry experience. His work history includes roles at Voya Financial Advisors and Cetera Wealth Services, LLC before joining Bartell Wealth Management, LLC in 2025. Outside of his advisory work, he is an independent insurance agent and is involved in a life settlement business. Cetera Investment Advisers LLC is a large SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services, employing a multi-manager platform with access to both affiliated and unaffiliated managers.

Maria Delgado is a financial advisor with Mass Mutual Investors Services who holds the CFP® designation and has 10 years of industry experience. Her prior roles include positions at Ellevest, Bank of America, and Merrill. She serves as a board member of Women's Fund Miami Dade, a nonprofit focused on grant making and advocacy for women and girls. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary providing financial planning, asset management, and educational services to individuals, business owners, trusts, and charitable organizations.

Janaina Ribeiro is a financial advisor with Merrill in Weston, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Merrill since 2014. Outside of her advisory role, she is a managing member of SWEATS MEDIA LLC, a social media content creation business established for her son. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Santini is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and nine years of industry experience. His prior work history includes roles at Bank of America and Merrill Lynch. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

James Platania is a CFP® professional with 43 years of industry experience, currently advising at LPL Financial since 2018. His prior experience includes 20 years at Cetera Wealth Services, LLC and five years at Cetera Advisor Networks LLC. He serves as adjunct faculty at The National Judicial College. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions supported by extensive advisor resources and technology tools.

James Atkinson is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked previously at Goldman Sachs, Morgan Stanley Smith Barney, Mass Mutual, and Axa Advisors. Atkinson is also a Marine Reserve officer, performing logistics and civil affairs duties. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Bart Cohodas is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2013. He serves as a FINRA arbitrator on the Board of Arbitrators, a role he has held since 2003. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and handles a broad range of retail and institutional financial products.

Spencer Greenfeder is a Senior Financial Advisor with Merrill Lynch Wealth Management and a member of the Camelot group. He supports clients through a comprehensive approach to wealth management, focusing on educating them about investments and strategies to enhance their understanding of market dynamics. His client service areas include college education planning, employee benefits planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, tax minimization, and retirement income. Spencer holds a Bachelor of Science degree from the University of Florida in Mechanical Engineering. After working over five years in engineering, he transitioned into wealth management alongside his father at the Camelot group. He has completed the Merrill training program and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, with ongoing commitment to further education and professional development. Outside of his professional focus, Spencer engages in outdoor activities such as surfing, snowboarding, fishing, scuba and freediving. He is also involved in community organizations including the Broward Partnership for the Homeless, Downtown Jewish Community Center, Jewish National Fund, and The Aishel House.

Paul Harding is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 credential and seven years of industry experience. He has been with Morgan Stanley and its Private Bank since 2018. Prior to that, he worked at J Alexanders from 2013 to 2018 and has a background as a student during 2015 to 2017. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients. The firm employs structured planning tools and models to support its advisory process and manages approximately $2.74 trillion in client assets.