Douglas Wilkinson is a CFP® professional with 15 years of industry experience. He has worked at Cambridge Investment Research Advisors, Inc. since 2021 and previously held roles at First Command Financial Planning and related affiliates from 2012 to 2021. Outside of his advisory work, he owns Full Coverage Financial Planning and is an independent insurance agent. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm manages a multi-billion dollar asset base and supports both discretionary and non-discretionary management across multiple platforms and custodians.

Angela Burns is a financial advisor at Edward Jones with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Raymond James Financial, Level Four Financial, LPL Financial LLC/TEKSYSTEMS, and Cadaret Grant & Co., Inc. Angela is based in Tampa, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Markovetz Jr. is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Training Technologies and Support and Logistics & Technology Services. He is involved in sales of investment-related products and receives compensation for referrals connected to home security and automation services. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies managed by unaffiliated asset managers and supports account custody through Pershing, with approximately $15.5 billion in assets under management.

Chandler Hackbarth is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds a Series 66 designation and previously worked at Raymond James Financial for eight years. Prior to his finance career, he worked in retail and golf course management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research from Wells Fargo Investment Institute and third-party sources.

Hope Clough is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and 20 years of industry experience. Prior to joining LPL Financial in 2022, she worked for CUNA Brokerage Services, Inc. for 17 years and has also served as a consultant for Suncoast Schools FCU since 1999. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jorge Ramirez is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. He has been with Merrill since 2011. Outside of his advisory role, Ramirez serves as a board member for the S.V.B. Tennis Foundation and Lutz Preparatory School and owns several small businesses, including an e-commerce company selling wood domino tables and a clothing line. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joshua Padrick is a financial advisor with Ameriprise in Lutz, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations, supported by algorithmic tools and oversight committees.

Carlos Moisa is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and 18 years of industry experience. His prior firms include VALIC Financial Advisors, Merrill, Equitable Advisors, and Agia. Outside of his advisory role, he is also involved with Agia as an agent offering non-securities insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Shane Brown is a financial advisor with Ameriprise in Tampa, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, he owned and operated Resortcorp LLC, a marketing company. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written reports and ongoing advice, with an emphasis on dependable income sources and tax-aware withdrawal strategies.

Stephanie Hyacinthe is a Series 66-licensed financial advisor with Merrill in Tampa, Florida, where she has worked since 2013. She has nine years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Ciocia is a financial advisor at Cetera with 38 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at National Securities Corporation and Gilman & Ciocia Inc. in various roles spanning over four decades. Outside of his advisory work, he owns and operates Generations Tax & Wealth Management, a CPA and wealth management firm, and serves as an insurance agent for Universal Financial Consultants, focusing on fixed life insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes model portfolios, third-party managers, and customized strategies.

Joel Marius is a financial advisor with Osaic Wealth, Inc. in Apollo Beach, Florida, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior work includes roles at LPL Financial, Cetera, and Ameriprise Financial Services. Outside of advisory work, he is involved in real estate as a licensed agent, acts as a mortgage loan officer, and operates an insurance agency, all under his brand Fortunium. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a variety of brokerage and advisory services supported by model-based asset allocation, portfolio optimization, and a multi-advisor platform.

Eric Beachy is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management LLC and E*Trade Securities LLC. Outside of his advisory role, he has longstanding involvement with the First Baptist Church of Sarasota and Sarasota Health and Financial Services, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and a range of advisory programs supported by structured planning tools and investment research.

Melvin Cardenas is an advisor at Cetera with Series 63 and Series 65 licenses and two years of industry experience. He previously worked at Franklin Templeton for three years and held roles at Verizon, T-Mobile, Sprint, and Best Buy. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with over $256 billion in assets under management.

Keith Harvey is a CFP® professional with 36 years of industry experience, currently serving at Thrivent Investment Management since 2002. Based in Tampa, FL, he has worked exclusively with Thrivent Financial for Lutherans throughout his career. Outside of his advisory role, he manages personal rental properties. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of Financial Advisors. Their planning approach covers a broad range of financial topics, offering holistic, goal-based analyses and allowing clients to combine planning with managed-account programs under consolidated billing.

Jake Fuoco is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and one year of industry experience. His prior work includes roles at UBS and Principal Securities, Inc., as well as experience in the hospitality sector. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning using firm-approved tools and models.

William Fanning is a financial advisor at UBS Financial Services with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Mass Mutual. He also has a long-standing affiliation with the University of South Florida since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client strategies.

Marc Walters is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 credentials and with 31 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2011, following 16 years at Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Cassandra Rigney is a financial advisor with Primerica Advisors in Land O Lakes, FL, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Primerica, she worked in various roles including at Turo and the USA Census Bureau. Outside of her advisory work, she also drives for Lyft on a part-time basis. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily to individual and high-net-worth clients within a wrap-fee structure.

Michael Gordon is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and two years of industry experience. His prior experience includes roles at Ameriprise Financial Services and five years with the U.S. Army Corps of Engineers. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and integrates advanced modeling techniques such as Monte Carlo simulations in its planning process.