Todd Kost is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 registrations and possessing 25 years of industry experience. His prior work includes roles at Thurston Springer and Private Client Services, LLC. Outside of his advisory work, he owns a family farm in Indiana and runs a marketing business. Cambridge Investment Research Advisors serves individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and offers access to multiple platforms, third-party advisers, and proprietary model strategies.

John Boukamp III is a financial advisor at Merrill with 40 years of industry experience. He has worked at Merrill since 2008 and simultaneously at Bank of America, N.A. since 2009. Outside of his advisory role, he serves on the board and advises investments for a charitable organization supporting the mentally ill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elizabeth Burman is a financial advisor with Charles Schwab in Naples, FL, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Dorothea Watson is a financial advisor with Merrill, holding a Series 66 designation and 16 years of industry experience. She previously worked at Bank of America for ten years before joining Merrill in 2022. Outside of her advisory role, she is a member of Emerson Properties LLC, an entity created for the acquisition of a residential property. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

James Wendling is a financial advisor with Raymond James & Associates and holds Series 63 and Series 65 licenses. He has 44 years of industry experience, including prior roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles supported by firm research and affiliated sub-advisers.

Robert Friedmann is a financial advisor with Stifel and holds Series 63 and Series 65 licenses. He has 50 years of industry experience and has been with Stifel Nicolaus & Co. since 2009. Outside of his advisory role, he serves on the finance committee of Corpus Christi Chapel, a traditional Roman Catholic church in Naples, FL. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Tyler Tognarine is a financial advisor at LPL Enterprise with seven years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory role, he records live sports statistics as a coach for Florida Southwestern State College. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and charitable entities. The firm emphasizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Gianni Uglialoro is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Bank, Cross County Savings Bank, Milestone Realty, and New York Life Insurance Company. Charles Schwab serves a large client base consisting primarily of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options with centralized supervision and custody, supported by multi-asset model portfolios and alternative investment due diligence.

Christopher Fontana is a financial advisor with Wells Fargo Clearing in Naples, FL, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He previously worked at Banc of America Investment Services, Inc. for 11 years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by extensive research and analytics.

Cynthia Lammert is a CFP®-certified financial advisor with nine years of industry experience. She currently works at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where she has been since 2022. Prior to that, she held roles with Fifth Third Bank and Fifth Third Securities, as well as PNC Bank. Cynthia serves on the board of Grace Place for Children and Families, a nonprofit focused on supporting at-risk children and families in Naples, Florida. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. The firm’s non-discretionary program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a forward-looking investment approach.

Megan Rodriguez is a financial advisor at Cetera with 15 years of industry experience. She holds the Series 63 and Series 65 designations and has worked with Cetera and its affiliated firms since 2019, following prior roles at Foresters Advisory Services and Foresters Financial. Additionally, she serves as trustee of the Rodriguez Family Irrevocable Trust. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with various program structures and access to third-party managers.

Kay Anderson is a CFP® professional with 13 years of industry experience, currently affiliated with OSAIC since 2023. Previously, Anderson worked at FSC Securities Corporation for 17 years and has been involved with Ciccarelli Advisory Management, LLC and Ciccarelli Advisory Services, Inc. since 2005. Anderson serves on the Board of Directors and as Treasurer and Chair of the Finance Committee for The Shelter for Abused Women & Children, a charitable organization in Naples, FL. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services emphasizing model-based asset allocation and portfolio optimization, supported by a multi-advisor platform and complex affiliate network.

Christopher De Vita is a financial advisor at Charles Schwab with Series 66 registration and one year of industry experience. His prior work includes roles at Wells Fargo and Oak View Group, as well as experience in education at the University of Central Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a comprehensive operational structure and due diligence on alternative investments.

Thomas Nerney is a financial advisor with Merrill in Naples, FL, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. His career includes prior roles at Fifth Third Bank, Charles Schwab, Truist Investment Services, Chase Investment Services, Wells Fargo Clearing, and PGIM Investments. Merrill provides managed account services through its Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm uses both internal and third-party investment managers and incorporates strategic asset allocation and tax-aware strategies.

Carla Roque is a Series 66-credentialed financial advisor at UBS Financial Services with 22 years of industry experience. She has worked with UBS since 2003, initially at UBS International before joining UBS Financial Services in 2010. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Michael Schaffer is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously with Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Schaffer serves on the board of the Tiburon Golf Club Homeowners Association in Naples, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering a broad range of investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm uses proprietary research and planning tools to develop tailored recommendations and provides access to specialized planning areas such as business-owner transition and special-needs analysis.

Neil Blitz is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 29 years of industry experience, including prior roles at LPL Financial, J.P. Morgan Securities, and Chase Investment Services Corp. He is also an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Brian Francis is a Series 66-licensed financial advisor with Morgan Stanley, bringing 13 years of industry experience. His prior roles include positions at UBS Financial Services, Wells Fargo Clearing, Fisher Investments, and Merrill. He is currently based in Naples, FL. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Jacquelyn Gabona is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds the Series 63 and Series 65 licenses. Her prior experience includes roles at Nomura Asset Management U.S.A., Aperture Investors, and Active Equity Group. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process involves centralized due diligence combining quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting.

Denise Bernardi is a financial advisor with Osaic, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She previously worked at FSC Securities Corporation for 24 years before joining Osaic in 2023. Bernardi is also an insurance advisor, offering term life insurance to her clients. Osaic Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporations, providing both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with access to discretionary strategies and third-party managers.