Timothy Bonar is a financial advisor with Ameriprise in Cleveland, OH, holding Series 63 and Series 65 licenses with 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory work, he serves on the Board of Directors for Father's Love Ministry. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets, providing tailored recommendation reports that integrate research, modeling, and tax-efficient strategies. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

John Schmidt is a financial advisor with Morgan Stanley in Pepper Pike, Ohio, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Morgan Stanley and its related entities since 2009. Outside of his advisory work, he serves on the finance committee of St Joan of Arc Church in Streetsboro, Ohio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Benjamin Simerly is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and six years of industry experience. He has been with Cambridge Investment Research and its affiliated entities since 2022. Outside of his advisory role, he owns an information technology services company, Grandview Ventures LLC, and works as a project manager at Baldridge Wealth Management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and model-based solutions.

Tina Hallier is a financial advisor with LPL Financial and holds a Series 63 designation. She has 22 years of industry experience and has been associated with both LPL Financial and Tyler-Stone Wealth Management, LLC for 11 years. Hallier is also involved as an insurance agent offering term and long-term care insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Scott Spiegle is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1996 and focuses on providing clients with investment guidance to help them reach their financial goals. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, philanthropic planning, and retirement income. Scott holds a Bachelor of Science in Business Administration from Washington University in St. Louis and a Master of Business Administration from Case Western Reserve University. He has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Scott and his wife, Shani, have two sons who attend Elon University. They are lifelong residents of Cleveland and are active in the community, supporting organizations such as the Mandel JCC, Hawken School, Fairmount Temple, and the Jewish Federation of Cleveland.

Thomas Russ is a financial advisor with Morgan Stanley in Pepper Pike, Ohio, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his advisory role, he is the sole proprietor and owner of Lindsay Properties LLC, a real estate business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive advisory programs and tailored financial planning supported by firm-approved tools and processes.

Karen Dulaney is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 63 and Series 66 designations. Prior to joining Merrill in 2022, she worked at Sun Trust Bank and Sun Trust Investment Services from 2018 to 2022, Key Private Bank from 2016 to 2018, and KeyBanc Capital Markets Inc. from 2003 to 2007. Outside of her advisory role, she serves as a trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Michael Verda is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and bringing 23 years of industry experience. He previously worked at Edward Jones for 22 years before joining Wells Fargo Advisors. In addition to his advisory role, he provides insurance solutions through Princeton Harriman Insurance Solutions. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and fee-based financial planning services. The firm offers tailored recommendations supported by proprietary research and planning tools, with services that include cash-flow, retirement, education, risk, and wealth-transfer planning.

Douglas Stephen is a financial advisor with Mass Mutual Investors Services in Cleveland, OH, holding a Series 63 designation and 19 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with METLIFE SECURITIES Inc. His other activities include managing fiduciary responsibilities, operating an LLC for business purposes, and involvement in a sports trading card streaming and sales venture. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and broader event-driven planning services.

Lisa Snyder is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at UBS Financial Services since 2020, previously serving at the Institute for Preparing Heirs and First Republic Securities Company. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and a range of capital markets services. The firm combines institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations to tailor investment plans.

John Zingales is a Senior Financial Advisor specializing in assisting corporate 401(k) plans and high net worth individuals. He is affiliated with Merrill Lynch Wealth Management, where he focuses on personalized wealth management strategies tailored to client goals. His areas of expertise include high net worth portfolio management and institutional consulting, covering client needs such as divorce transition planning, family wealth management, defined contribution plan consulting, and personal retirement planning. John holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from The University of Michigan. John adheres to a philosophy of working one-on-one with clients to develop personalized financial strategies designed to help pursue long-term goals. Outside of his professional work, he enjoys football, golfing, traveling, and watching movies, and is involved in community volunteering consistent with the Merrill tradition.

Bradley Brown is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 38 years of industry experience. His work history includes roles at Cetera Advisors LLC since 2022, Cetera since 2020, First Allied Advisory Services from 2012 to 2020, and First Allied Securities from 2010 to 2022. Outside of his advisory career, he is the sole owner of Royal Paladin Group, LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.

Zach Mosholder is an Investment Consultant who partners with clients to create financial plans that align with their goals. He leverages Fidelity's resources to connect clients with the right partners to help meet their financial objectives. Zach's professional experience includes roles such as Relationship Manager and Financial Representative at Fidelity Investments, Private Client Banker at JP Morgan Chase, and Insurance Agent at Rine Insurance. He is based in Akron, Ohio, where he was born and raised, and currently lives with his wife, Jacqueline. Outside of his professional work, Zach is an avid golfer and a lifelong Cleveland sports fan, with interests in baseball, football, and golf.

Tamara Bond is a financial advisor with Wells Fargo Clearing and holds a Series 63 designation. She has 25 years of industry experience, including roles at Wells Fargo Clearing and UBS Financial Services. Outside of her advisory work, she serves as a notary public, notarizing documents for non-Wells Fargo clients. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, supported by extensive research and a broad range of financial products.

Austin Vitello is a financial advisor with Primerica Advisors, holding a Series 63 designation and five years of industry experience. His work history includes roles at Primerica Financial Services and PFS Investments Inc., and he has also been involved with K&R Vitello & Associates. Outside of advisory services, he receives compensation related to sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,700 advisors and manages about $15.5 billion in assets, delivering advisory services primarily through model-based investment strategies.

Collin Martin is a CFA® charterholder with 16 years of industry experience. He is currently affiliated with Cetera Wealth Services, LLC and has held roles at Tower Square Investment Management LLC, Advanced Equities Asset Management, First Allied Asset Management, and First Allied Securities. Martin is based in University Heights, OH. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform that supports various program structures and investment strategies.

Michael Frayman is a financial advisor at Raymond James & Associates with 28 years of industry experience. He has been with Raymond James & Associates since 2006. He holds Series 63 and Series 65 designations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Mitchell Frankel is a financial advisor at Wells Fargo Clearing with 18 years of industry experience and holds a Series 66 credential. He has been with Wells Fargo since 2009, working first at Wells Fargo Advisors LLC and then at Wells Fargo Clearing since 2016. Outside of his advisory work, Frankel serves as a trustee for multiple family trusts and a community garden association, and he is involved with the Northeast Ohio Curling Club’s finance committee as well as the Jewish Federation of Cleveland’s retirement fund committee. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment strategies.

Karen Frankino is a financial advisor with LPL Financial based in Beachwood, OH, holding a Series 66 designation and four years of industry experience. She has served with Tyler-Stone Wealth Management, LLC since 2005 and provides investment advisory services through this independent firm. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Sarah Johnston is a financial advisor at Merrill with 15 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2015. Outside of her advisory role, she is involved in a family-owned real estate business with her husband. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.