Ryan Dragstrem is a financial advisor with Ameriprise Financial Services LLC based in Hinsdale, IL, holding Series 63 and Series 65 licenses with 21 years of industry experience. He worked at LPL Financial for 11 years before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service primarily for individuals nearing or in retirement with significant investable assets, providing detailed recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis within a structured program that integrates algorithmic tools and oversight committees to support tailored retirement income plans.

Billal Virani is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works closely with executives and business owners to understand their life goals and translates these into tailored financial strategies. His approach involves creating and implementing custom portfolios aligned with these strategies, focusing on areas such as corporate benefits, corporate executive services, and personal retirement planning. He holds a Bachelor of Arts in Economics from the University of Illinois at Urbana-Champaign and an MBA from the University of Iowa. Billal has earned multiple professional designations, including the Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Plans Specialist (CRPS), and Personal Investment Advisor (PIA). Outside of his professional role, Billal is involved with the organization Feed My Starving Children and has interests in football, music, reading, running, spending time with family, traveling, and watching movies.

Anthony LaGioia is an Investment Consultant at Fidelity Investments, a position he has held since 2025. In this role, he collaborates closely with clients to develop personalized financial plans and strategies that provide a clear perspective on their financial lives before and during retirement. Anthony has accumulated experience in various roles within the financial services industry. Prior to his current position, he served as a Planning Consultant from 2024 to 2025, Relationship Manager from 2023 to 2024, and Financial Representative from 2022 to 2023, all at Fidelity Investments. Before joining Fidelity, he worked as a Financial Services Representative at E*TRADE in 2022. Outside of his professional work, Anthony has interests that include comedy, concerts, food, football, pets, and traveling.

Elizabeth Pavin is a CFP® and ChFC® with 41 years of industry experience. She currently works at OSAIC and was previously with Woodbury Financial Services for 23 years. Outside of her advisory role, she serves as President of Pavin Wealth Planning, Inc., a company that consults with and educates family and small business owners on business plan implementation. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a multi-advisor platform with brokerage and advisory services featuring model-based asset allocation, portfolio optimization, and a variety of managed account programs.

Arturo Ramirez is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and previously worked at BMO Harris Financial Advisors, Inc., Edward Jones, and CitiFinancial Services LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms.

Richard Schultz is a financial advisor with Primerica Advisors in Wheaton, IL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Primerica Advisors since 1984 and Primerica Financial Services since 1991. Outside of his advisory role, he serves on the board of directors for Seed Capital Group, Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and select separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and oversees portfolio implementation using a tiered wrap-fee structure.

Daniel Wack is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at Morgan Stanley, Charles Schwab, E*Trade Securities, and TD Ameritrade. He is also involved with Schumann Financial, a wealth management business. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and investment strategies.

Natalie Gurga is a financial advisor with Ameriprise in Warrenville, IL, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, she worked in rehabilitative services for the Illinois Secretary of State and has experience in home health care and private caregiving. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Richard Williams is a financial advisor with LPL Financial based in Naperville, IL, holding Series 65 and Series 63 registrations. He has four years of industry experience, previously working at BMO Bank NA for seven years and US Bank for ten years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with technology and research tools.

Jay Carlson is a financial advisor at Fisher Investments with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fisher Investments since 1999 and Quasar Distributors, LLC since 2001. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized Investment Policy Committee to guide investment decisions and employs tax-aware processes and defensive tactics to manage risk and positioning.

Robert Lorenz is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 23 years of industry experience. His prior roles include positions at BMO Harris Financial Advisors, J.P. Morgan Securities, Chase Investment Services, Cetera, Fifth Third Securities, and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management options, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Rosario Muncy is a Series 66 licensed financial advisor with Merrill, based in Lisle, IL, with four years of industry experience. He has been associated with Merrill since 2003, totaling 23 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Timothy Glennon is a financial advisor with LPL Financial in Batavia, IL, holding a Series 66 designation and with 28 years of industry experience. His prior roles include positions at Grove Point Investments, H. Beck, Inc., Cetera Wealth Services, and Tower Square Securities. Outside of his advisory work, he is involved with JP Glennon & Associates and serves as a notary with The Financial Group, Ltd. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Daniel Murphy is a financial advisor with Edward Jones in Elburn, IL, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he manages individual and education savings accounts for a family member and holds a traditional IRA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Alondra Harvey is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 10 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. Prior to that, she worked at Seven Bridges Golf Course from 2015 to 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s program offers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Taylor Brinkworth serves as Vice President, Financial Consultant at Fidelity Investments, a role held since 2025. In this capacity, Taylor focuses on understanding clients' personal and financial situations to develop and adjust tailored financial plans using Fidelity's tools and resources. Prior to this, Taylor held several positions within Fidelity, including Financial Consultant (2021-2025), Investment Management Consultant (2018-2021), and multiple roles from 2013 to 2018 that contributed to building expertise in financial services. Taylor holds an Arkansas Insurance License, supporting the ability to advise clients in areas involving insurance products. Outside of professional pursuits, Taylor engages in family activities and enjoys hobbies such as horseback riding, outdoor adventures, Pilates, and running.

Bryan Holstrom is a financial advisor at OSAIC with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Securities America Advisors, Covenant Financial, and Paragon Advisors. Outside of his advisory role, Holstrom serves as a board member for Mid-America Reformed Seminary and as a trustee for Grace Orthodox Presbyterian Church, where he also volunteers as a financial planner for ministers. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and a range of managed account options.

Thomas Royce is a CFP®-certified financial advisor with 31 years of industry experience. He has worked at Ameriprise since 2020 and previously spent 14 years at LPL Financial. He is also the president of Voyage Financial Group, LLC. Ameriprise provides a retirement-income planning service targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Laura Niemeier is a financial advisor at Edward Jones in Naperville, IL, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to her current role, she worked at Edward Jones and spent nine years with Indian Prairie School District 204. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branches.

Hussam Zayyad is a financial advisor with Mass Mutual Investors Services in Lisle, Illinois, holding the CFP® designation and Series 63 and 65 licenses, with 19 years of industry experience. He previously worked at Morgan Stanley & Co. LLC and Metlife Securities, Inc. In addition to his advisory role, he is an independent insurance agent and works as a mortgage broker. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative annual planning engagements using firm-approved analytical tools.