Spencer Koetting is a financial advisor at Edward Jones in Shiloh, IL, holding a Series 66 designation and with 10 years of industry experience, all at Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, access to separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Candice Mueller is a financial advisor at Raymond James & Associates with a Series 66 designation and one year of industry experience. Her prior work includes roles at the Defense Information Technology Contracting Office, Air Mobility Command, and Nestle Purina PetCare Company. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, providing financial planning and non-discretionary investment consulting through various specialized programs and offers municipal advisory services alongside its institutional and individual client solutions.

Andrew Fredman is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 1993, he has worked with affluent individuals, families, and businesses to provide a comprehensive and holistic planning approach to wealth management. Andrew focuses on investment planning, tax minimization strategies, estate planning services, and developing personalized investment policy statements and asset allocations. He collaborates with Merrill specialists and clients’ other professional advisors to create a team approach aimed at total balance sheet wealth planning. Andrew holds a Bachelor of Science in Business Administration with a focus in Corporate Finance from Boston University. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), and additional credentials such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is also qualified through the Merrill Investment Advisory Program as a Portfolio Manager, able to manage discretionary portfolios utilizing personalized or defined strategies incorporating individual securities, Merrill Lynch model portfolios, and third-party investment strategies. Andrew lives in Creve Coeur with his wife Katy and their four children. Outside of his professional work, he enjoys spending time with his family, swimming, and traveling.

Joseph Sardo is a Series 66-licensed financial advisor with Wells Fargo Clearing in St. Louis, Missouri, bringing 13 years of industry experience. He previously worked at Edward Jones from 2013 to 2014. Outside of his advisory role, Sardo is involved in retail clothing sales through two local businesses in St. Louis. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party data to provide diversified investment options within brokerage and advisory platforms.

Mark Merlotti is a CFP® with 42 years of experience in the financial services industry. He is currently with Cetera and has held roles at Renaissance Financial and Minnesota Life, among others. Merlotti serves on the advisory boards of the Great Rivers Habitat Alliance and Mercy South and volunteers with the Old Warson Country Club Long Range Planning Committee. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services with multiple program structures and access to affiliated and third-party money managers.

Michael Wilhelm is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 designations and 40 years of industry experience. His prior work includes roles at Morgan Stanley and Citigroup Global Markets. He is based in Clayton, MO. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources to offer both brokerage and advisory solutions across a broad range of financial products.

Emily Bast is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 65 designations and 11 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as an executor for her parent's estate. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jacques Darwin is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 65 licenses. He has one year of industry experience and prior work history with Equitable Advisors, LLC, Bankers Life Securities, Inc., and Bankers Life & Casualty, Inc. He is also involved with Digital Intelligence Systems. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm combines research and analytics from Wells Fargo Investment Institute and third-party databases with diversification principles and modern portfolio theory.

Charles Shocklee is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding a Series 66 designation and one year of industry experience. He previously worked at Cetera and has been involved with Renaissance Financial since 2024 as a financial advisor. Outside of finance, he works part-time as a bar back at The Midwestern, a local restaurant. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Jason Voss is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent time at Ameriprise and Ameriprise Advisor Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory and financial planning services, utilizing research and analytics to support portfolio management and retirement plan consulting.

Kameron Lawson is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding a Series 66 designation and eight years of industry experience. Prior to joining Wells Fargo in 2022, he worked at Edward Jones for seven years. Outside of his advisory role, Lawson serves as a commission member on the City of Ellisville Planning & Zoning Commission. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process is grounded in modern portfolio theory and includes a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Christopher Chambers is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior work includes tenures at Wells Fargo Clearing Services and Edward Jones. Chambers serves as co-trustee for a family trust. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm combines research and analytics with diversified investment principles, providing both brokerage and advisory solutions supported by a large network of financial advisors.

Peter Tassinari is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, retirement plan consulting, and brokerage solutions, managing approximately $671 billion in assets with a network of over 14,000 financial advisors.

Sara Riley is a financial advisor at Cetera with 10 years of industry experience. She holds a Series 66 designation and has worked at Cetera since 2023, with prior roles at Renaissance Financial and Minnesota Life. Riley is involved in community outreach as a volunteer with organizations including BNI and Kids in the Middle. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and consulting services through a multi-manager platform with discretionary and non-discretionary options.

Kyle Plassmeyer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016, based in St. Louis, MO. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets under management across more than 14,000 financial advisors.

Jared Gray is a Series 66-licensed financial advisor with nine years of experience at Thrivent Financial and Thrivent Investment Management Inc. He began his career after graduating from the University of Missouri-Columbia. Jared is based in Collinsville, Illinois. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients. The firm offers goal-based, holistic planning across multiple topics without discretionary trading authority, combining planning with managed-account programs through a consolidated billing option called “WealthPlan.”

Sharon Jones is a Series 66 licensed financial advisor with 12 years of industry experience. She has worked at Wells Fargo Clearing since 2017, including a previous contract role with Wells Fargo Advisors. Prior to that, she was with Stifel Nicolaus & Co Inc for one year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

James Burkey is a Series 66-licensed financial advisor based in St. Louis, MO, with 11 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent two years at Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, combining brokerage and advisory solutions while utilizing research and analytics from Wells Fargo Investment Institute to guide investment decisions.

Charles Eller is a financial advisor with Cetera in Saint Louis, MO, holding Series 63 and Series 66 designations and 26 years of industry experience. He previously worked at Cornerstone Wealth Management, LLC and LPL Financial, LLC for 11 years. Outside of his advisory work, he is involved with Silver Saddle Ranch, LLC, an ongoing business since 2010. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of investment management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary account structures.

Howard Underwood is a financial advisor with Wells Fargo Advisors in St. Louis, MO, holding Series 63 and Series 65 registrations and 29 years of industry experience. His career includes over 10 years at Wells Fargo Clearing and more than two decades as a self-employed advisor, with brief tenure at Northwestern Mutual Investment Management. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning solutions tailored to clients meeting specific net-worth criteria.