John Baker is a CFP® professional with 36 years of industry experience, currently affiliated with OSAIC. He has held previous roles at Royal Alliance Associates, Inc. and operated his own advisory practice. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning, managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and efficient frontier analysis.

Adam Dintelman is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Clearing, he completed an internship at Northwestern Mutual. He also has work experience in the food service industry and participated in collegiate baseball at the University of Missouri-Columbia. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and other sources.

Patrick Savage is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been with Bank of America, N.A. and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Angela Minor is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has previously worked at Citigroup Global Markets from 1992 to 2009 before joining Morgan Stanley Smith Barney in 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides planning services that incorporate modeling techniques such as Monte Carlo simulations, while clients retain responsibility for implementing and updating their plans.

Stevie Buckley is a financial advisor at RBC Capital Markets with two years of industry experience. Buckley holds a Series 66 designation and previously worked at Central Investment Advisors and Central Bank of Boone County. RBC Wealth Management, a division of RBC Capital Markets, offers a range of advisory programs and serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm customizes investment strategies based on clients’ risk profiles and utilizes a combination of in-house and third-party managers, with options for tax management and responsible investing.

Debra Nelson is a financial advisor at Cambridge Investment Research Advisors with 28 years of industry experience. She holds Series 63 and Series 66 designations and previously spent 26 years with The O.N. Equity Sales Company. Nelson is also an independent insurance agent with The America Group LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services through a broad network of financial professionals. The firm offers both discretionary and non-discretionary management and maintains proprietary model strategies under the Founders Gate Capital brand.

Gregory Miller is a financial advisor with Wells Fargo Advisors in St. Louis, MO, holding a Series 66 designation and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations across various specialized planning areas.

David Sheets is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding a Series 66 designation and seven years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously was with Northwestern Mutual from 2015 to 2017. Outside of his advisory role, he owns and produces the YOURDAYWITHDAVID podcast, which covers topics related to mental and physical health, music, and travel. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment menu.

Beth Peacock Muller is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 19 years of industry experience. Her career includes roles at Scottrade, Inc., TD Ameritrade Investment Management, LLC, and Charles Schwab Bank. She serves on the Missions Team at Webster Gardens Lutheran Church and volunteers locally with community and outreach activities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management with multi-asset model portfolios and centralized operational support.

William Boyer is a financial advisor with Wells Fargo Advisors in St. Louis, MO, holding a Series 66 designation and 10 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu that includes specialized services such as business-owner transition planning and special-needs analysis, delivering tailored recommendations through Wells Fargo research and planning tools.

Andrew Sharon serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in crafting personalized wealth management strategies that align with each client's unique financial situation and life priorities. His approach emphasizes understanding what matters most to clients, enabling him to collaborate effectively in creating plans tailored to their goals and aspirations. Andrew's expertise encompasses a range of areas including college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, small business strategies, and retirement income. He provides both short and long term institutional-style strategies to address complex financial situations, utilizing the resources and insights available through Merrill Lynch Wealth Management. He holds a Bachelor's Degree from Northwestern University and an MBA from Washington University in Saint Louis, and he has earned the Personal Investment Advisor (PIA) designation. Andrew is involved with several professional organizations such as Arch Grants and Washington University Hatchery. His community engagement includes charitable work with the American Jewish Committee, the Jewish Community Relations Council, and Kids In The Middle. Outside of work, Andrew enjoys a variety of activities including baseball, cooking, football, golfing, ice hockey, music, spending time with his family, tennis, traveling, and watching movies.

Austin Hess is a financial advisor at Edward Jones in St Peters, MO, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Beth Oakes is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held roles at Moneta Group Investment Advisors, LLC and Saxony Capital Management, LLC. In addition to her financial advisory work, she is a non-practicing licensed attorney in a non-investment related capacity. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement plan consulting services. The firm employs over 14,000 advisors and manages approximately $671 billion in assets.

Anthony Bogay is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on understanding clients' goals and priorities by asking questions and listening carefully to their needs. His approach involves developing strategies to pursue clients' short-, mid-, and long-term financial objectives. His areas of expertise include liquidity management, managing new wealth, personal retirement planning, and portfolio management services. Anthony also provides access to Bank of America specialists for banking, credit, home financing, and small business solutions, offering comprehensive financial guidance. Anthony holds a Personal Investment Advisor (PIA) designation and a High School Diploma/GED from Pennfoster. Outside of work, he enjoys basketball, football, golfing, music, and spending time with his family.

Joanne Esfahani is a financial advisor with Wells Fargo Clearing in Frontenac, MO, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent a year at New England Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Robert Rickey is a financial advisor at Wells Fargo Clearing with a Series 66 designation and no prior industry experience before joining the field. His work history includes roles at U.S. Bank, Citizen's Equity First Credit Union, Vonachen, and Marco's Pizza. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by extensive research and analytics.

Jerry Kester Jr. is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Edward Jones since 1999. He holds the Series 63 designation and operates out of Olivette, MO. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory solutions, including wrap fee strategies and separately managed accounts, under a fiduciary standard.

Neel Patel is a financial advisor with UBS Financial Services who holds a Series 66 designation and has 10 years of industry experience. His prior work includes roles at Citigroup and Edward Jones. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Nicole Pieri is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding a Series 66 designation and 19 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across a broad range of financial products.

Jonathan Schriner is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. He previously worked at Wells Fargo Advisors for 14 years before joining Merrill in 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.