Bill Carter is a financial advisor with Raymond James Financial in Dallas, TX, holding the ChFC® designation and Series 63 license. He has 53 years of industry experience and has worked at Raymond James Financial Services since 1993. Outside of his advisory role, Carter co-owns a family ranch and is involved in several business ventures including a management services company and a technology firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by advanced analytical tools and maintains unique affiliations such as a municipal advisor and specialized retirement plan consulting programs.

Matthew Irwin is a financial advisor with LPL Financial in Dallas, TX, holding a Series 63 designation and 28 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 17 years before joining LPL Financial in 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting its network of over 22,800 advisors.

Randy Matthews is a financial advisor with LPL Financial in Plano, TX, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His career includes prior roles at Merrill, Chase Investment Services, Citigroup Global Markets, and Morgan Stanley. He also sells fixed insurance products as a general agent through Crump Insurance Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory solutions including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Cameron Cornali is a financial advisor with Edward Jones in Richardson, TX, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Pegasus Logistics Group and Westwood Holdings Group. Outside of his advisory work, he is involved with Cornali Properties LLC, a family-owned office building in El Paso, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs. The firm manages over $1 trillion in assets through a nationwide network of more than 23,700 advisors and offers both discretionary and non-discretionary strategies alongside affiliated mutual funds and tax-efficient services.

Steven Combest is a Certified Financial Planner® at OSAIC with 24 years of industry experience. His prior roles include positions at FSC Securities Corp., Capital Financial Services, Inc., and Merrill. Outside of his advisory work, he co-owns and manages a small family-owned shopping center. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools, serving individual investors, retirement plans, charities, and corporate clients.

Timothy Pietrykowski is a financial advisor with Primerica Advisors in Plano, TX, holding Series 65 and Series 63 licenses and bringing 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993. He has also served as a board member of Lapeer Assembly of God from 2011 to 2014. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, employing model-delivery investment strategies managed by unaffiliated asset managers and supported by custodial and trade execution services.

Barry Bourassa is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and four years of industry experience. His prior work includes roles at Wells Fargo Bank, Lowes, UPS, Success Group International, and SEO Executive Search. Outside of finance, he operates a life coaching business called Coaching From the Back Row. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles, and it acts as an ERISA fiduciary when providing investment advice.

Tanner Seabourn is a CFP® and ChFC®-credentialed financial advisor with five years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and has prior experience at firms including AGIA, VALIC Financial Advisors, Inc., and PFS Investments Inc. Outside his advisory role, he is also engaged in non-securities insurance product activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Michael Works is a financial advisor with Primerica Advisors in Dallas, TX, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Primerica since 1998 and also works with Burgess Construction Consultants. Outside of advisory activities, he is involved with RW PRO Construction LLC as a job site foreman and owns Works Financial Services, Inc., an entity used for Primerica business purposes. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients primarily through model-delivery strategies managed by third-party asset managers. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Ronnie Davis Jr. is a financial advisor at J.P. Morgan Securities in Dallas, TX, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 19 years of industry experience, including prior roles at Hilltop Securities and Bank of Texas. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting, with centralized due diligence supporting its advisory process.

John Mogk is a CFP® professional with 44 years of experience in the financial services industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Prudential Equity Group, LLC for 16 years. Based in Dallas, TX, he holds the Series 63 and Series 65 licenses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Michelle Bennett is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and totaling 32 years of industry experience. Her prior work includes over a decade at Morgan Stanley and its private banking affiliates. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Alanna Mason is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. She has held roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and other companies including Scooters Coffee and Mindlance. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Justin Brashears is a financial advisor with J.P. Morgan Securities in Dallas, TX, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has worked with J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates an ESG eligibility framework.

Mark Larimore is a financial advisor with LPL Financial in Plano, TX, holding Series 63 and Series 65 licenses and with 33 years of industry experience. He has been with LPL Financial since 2005. Larimore serves as a board member of the PTOP Property Owners Association. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Michael Lohr is a Planning Consultant at Fidelity Investments, a role he has held since 2024. In his position, he partners with advisors to update financial plans, provide recommendations aligned with clients' goals, and assist with account updates. Prior to his current role, Michael worked as an Investment Consultant at Fidelity Investments in 2024. Outside of his professional work, Michael has interests in cooking and baking, fitness, golf, hiking, music, and spending time with pets.

Efrain Garcia is a financial advisor at Merrill in Dallas, TX, holding Series 63 and Series 65 licenses with one year of industry experience. His prior roles include positions at Bank of America, Ameriprise, and The Vanguard Group. Garcia has also worked in education and client services, including at Southern Methodist University and Louis Vuitton. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a diverse client base including individuals, high-net-worth clients, and institutions, using model-based and discretionary investment strategies supported by internal and third-party managers.

Peter Jay is a financial advisor at Vanguard Advisers with two years of industry experience and holds the Series 66 designation. Prior to joining Vanguard, he worked at Merrill and Bank of America. Outside of his advisory role, he owns and operates a family farm involved in raising livestock, poultry, and gardening. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, utilizing proprietary methodologies and primarily Vanguard funds and ETFs in its portfolios.

Kirsten Wiley is a financial advisor at Robert W. Baird & Co. with six years of industry experience. She holds a Series 66 designation and has worked previously at Merrill and Bank of America. Outside of her advisory role, she is the sole owner and employee of a dog treat business called Tucker's Treats and also engages in clothing sales through Poshmark. The DDK Group at Robert W. Baird & Co., where she is based, serves individual, corporate, pension, and charitable clients, offering financial planning, portfolio management, and custody services. The firm employs a range of SMA strategies, tax management, and unified fee arrangements, managing approximately $394 billion in assets as of December 2025.

Andrew Ross is a Chartered Financial Consultant (ChFC®) affiliated with Ameriprise, with 53 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Ross owns a botanical skin care and nutritional products business and serves part-time as a temporary receptionist and office manager. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, with a specialized retirement income service that provides tailored planning and recommendations focused on reliable income sources and tax-aware withdrawal strategies.