Miguel Gerardo Dacones is a financial advisor with Mass Mutual Investors Services and holds the Series 66 credential. He has been working in the financial services industry since 2026. Outside of finance, he has been involved with OCA Greater Houston since 2020. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved analytical tools and structured planning engagements.

Jonathan Rao is Senior Resident Director at Merrill and a founding member of The Murgai, Jerding & Rao Wealth Management Group. With over 20 years of experience at Merrill, he serves clients in the Houston area and across the United States, including successful business owners, executives, and other ambitious individuals with complex financial needs. He emphasizes client education and values "teachable moments" to help clients and their families understand financial strategies. Jonathan's approach involves thorough review of clients' financial and legal documents, often coordinating with their CPA and attorney to develop comprehensive strategies covering investment, liability management, tax minimization, and estate planning. He holds the CERTIFIED FINANCIAL PLANNER® certification and a Bachelor's degree in Business from Texas A&M University, along with an accredited certificate from Rice University. Active in his community, Jonathan is a donor to the Texas A&M 12th Man Foundation, serves as a committee member of the Children's Discovery Center of Fort Bend, and is a Director for the JRM Foundation. He and his wife Melinda reside in Sugarland, Texas, and enjoy activities including boating, fishing, football, golfing, hunting, and traveling with their three children.

Donnie Dishaw is a CFP® with 30 years of industry experience, currently serving at Wells Fargo Advisors since 2019. Prior to that, he worked at UBS Financial Services Inc. for 11 years. He owns Texan Wealth Advisors, an independent financial practice based in Katy, Texas. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Scott Finley is a financial advisor with Ameriprise in Sugar Land, TX, holding a Series 66 designation and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory work, he serves on the Sugar Land Rotary Board of Directors and works as a soccer referee. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning services that emphasize written recommendations and annual advice on tax-aware withdrawal strategies and dependable income sources.

Norman Loewenstern is a financial advisor at Stifel with 56 years of industry experience. He holds a Series 63 designation and has worked at B. Riley Wealth Advisors, Inc. and B. Riley Wealth Management prior to joining Stifel in 2025. Outside of his advisory work, he manages a retail shopping center in Houston, Texas. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling to support asset allocation and planning analyses.

Hongjie Zheng is a financial advisor at Edelman Financial Engines in Houston, TX, holding a Series 65 designation with one year of industry experience. Prior to joining Edelman Financial Engines, Zheng worked at Financial Planning Solutions and has experience in the food service industry through Haidilao Hot Pot Houston Inc. Zheng’s background also includes several years in education, working at various high schools and Bentley University. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios and long-term oriented investment management across a broad range of account types.

Akbar Meherali is a financial advisor with Raymond James & Associates in Houston, TX, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at UBS Financial Services, TD Ameritrade Investment Management, and Scottrade, Inc. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning and consulting with a range of portfolio management styles and affiliated research.

Austin Routon Jr. is a financial advisor at Raymond James & Associates with 43 years of industry experience. He holds a Series 63 designation and has been with Raymond James since 2013. Outside of his advisory role, he is the owner of a second home that may be rented out. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Matthew Braxton is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 credentials and having 13 years of industry experience. His career includes roles at Merrill, Bank of America, BOKF Bank of Texas, and JPMorgan Chase Bank. Outside of his advisory work, he is involved in managing a single-family rental property through his own business, Brackstone Properties. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach integrates quantitative and qualitative due diligence and may include ESG criteria, with implementation support from affiliated investment management entities.

Albert Mc Watters is a financial advisor with Edward Jones in Katy, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, he worked for Burr Computer Environments Inc for seven years. He is also a member of Back Porch Associates, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Andrea Prudencio Barrientos is a Private Wealth Manager at Merrill Private Wealth Management. She specializes in managing comprehensive wealth strategies tailored to client needs, offering services in corporate executive financial planning, family wealth management, institutional investment consulting, liquidity management, philanthropic planning, portfolio management, and tax minimization. Andrea is committed to working closely with clients to develop personalized financial strategies that align with their long-term goals. She holds a Bachelor's degree in Economics and a Master's degree in Sustainable Development, both from Tecnologico de Monterrey. Andrea is also a certified Personal Investment Advisor (PIA). Her professional experience includes extensive work in Latin American markets, where she has developed skills in financial markets, sustainable growth, and relationship management. Andrea participates in community volunteer activities aligned with Merrill's tradition of service. She is fluent in English and Spanish and has personal interests in dancing, painting, pottery, tennis, writing, and yoga.

Moises Cruz is a financial advisor at Ameriprise in Houston, TX, holding Series 63 and Series 65 licenses with two years of industry experience. His prior roles include positions at Equitable Advisors, Fidelity, Charles Schwab, and Wells Fargo. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through a centralized team that provides written recommendations and annual advice, emphasizing dependable income sources and tax-aware withdrawal strategies.

Brian Papp is a financial advisor with Merrill, holding a Series 66 designation and 24 years of industry experience. He has been with Merrill since 2003. Outside of his advisory work, he is involved with a business named Papp Rental Cottage. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Marc Sancton is a financial advisor with RBC Capital Markets in Houston, TX, holding a Series 66 designation and nine years of industry experience. Prior to joining RBC in 2017, he worked at Ignite Restaurant Group for four years. He serves on the budget and finance committee of the Jewish Federation of Greater Houston and is a board member of the Houston Jewish Community Center Endowment Fund. Sancton also participates on the committee organizing the Texas Children’s Bad Pants Open golf tournament. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients, including individual investors, institutions, and charitable organizations. The firm offers tailored portfolio management and advisory programs combining in-house and third-party investment managers, with options for tax management, rebalancing, and responsible investing.

Rae Stuard is a financial advisor with UBS Financial Services in Sugar Land, TX, holding a Series 63 designation and 27 years of industry experience. She has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, delivering advisory work supported by proprietary research and model-based asset allocations.

Anwar Almond is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at several firms including Merrill, Bank of America, Valic Financial Advisors, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process is supported by centralized due diligence combining quantitative and qualitative research and may incorporate an ESG eligibility framework.

Cesar Limones is a financial advisor at Morgan Stanley in Houston, TX with four years of industry experience. He holds a Series 66 designation and has worked previously at NYLIFE Securities LLC, New York Life Insurance Co., Rethink Wealth, Limones Contractor Services, and Granger and Mueller P.C. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients through a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Fuxing Xu is a Senior Financial Advisor with Merrill Lynch Wealth Management, where they provide clients with comprehensive financial planning and portfolio management services. Since joining the Waarbroek-Lin Group in 2018, Fuxing has focused on areas including corporate benefits, family wealth management strategies, institutional and corporate benefit services, international wealth management, personal retirement planning, portfolio management, and supporting women and wealth initiatives. Fuxing holds a Bachelor’s degree in Applied Mathematics from the University of California, Los Angeles, and a Master of Science in Applied Finance from Pepperdine University. Prior to joining Merrill, Fuxing worked with LPL Financial. Professional credentials include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Fuxing is fluent in English and Mandarin. Outside of professional pursuits, Fuxing enjoys hiking, swimming, traveling, and participating in community charity events.

Connie Diaz is a financial advisor with RBC Capital Markets in Houston, TX, holding a Series 66 designation and 7 years of industry experience. She has been with RBC Capital Markets since 2008. Outside of her advisory role, she serves as Secretary for the Chavez High School Band Boosters. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles.

Susan Holt is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2010. Based in Houston, TX, she provides advisory services through one of the firm's large institutional offices. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.