Esther Beal is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screens and qualitative research, incorporating ESG considerations and utilizing affiliates for implementation and portfolio services.

John Cho is a Wealth Management Advisor and Merrill Resident Director with 8 years of dedicated experience in wealth management. He holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). John earned a Bachelor's Degree from the University of Arizona and is fluent in English and Korean. Prior to his career in finance, John served as a US Army medic, an experience that instilled values of discipline, integrity, and service. His expertise encompasses investment consulting for defined contribution plans, small business strategies, tax minimization, and retirement income planning. John is committed to creating personalized wealth management strategies aligned with his clients' unique goals and aspirations, ranging from career transitions to business succession. John actively participates in community service through involvement with organizations such as U.S. Vets and Living Water Ministry in Houston, TX. Outside of his professional work, he enjoys baseball, football, golfing, music, and spending time with his family.

Oscar Roa is a financial advisor at Equitable Advisors with 15 years of industry experience. He holds the Series 63 and Series 65 designations. Roa has been with Equitable Advisors since 2011 and previously worked with Axa Advisors, LLC from 2011 to 2020. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party investment solutions delivered through a network of Investment Adviser Representatives.

Joyce Weng is a financial advisor at J.P. Morgan Securities based in Houston, TX, holding a Series 66 designation. She has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. Prior to this, she held roles with Applied Materials and the Evelyn Rubenstein Jewish Community Center. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm delivers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Kimberli Garrett is a financial advisor with Cetera, holding a Series 63 designation and offering 31 years of industry experience. She has worked with Cetera and affiliated entities since 2013 and is the owner of Garrett Wealth Management. Outside of her advisory roles, she serves as an executor for a family estate. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides a range of portfolio management and financial planning services through a multi-manager platform that offers both discretionary and non-discretionary investment authorities.

Parker Joffrion is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 66 designation and five years of industry experience. Prior to joining UBS in 2021, he worked briefly at KPMG and spent five years in full-time education. Outside of his advisory role, he co-owns and manages the bookkeeping for a used construction equipment business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers a broad range of capital markets services and proprietary research.

Stephanie Tamburello is a financial advisor with Merrill in Houston, TX, holding Series 66 and Series 63 licenses and bringing 15 years of industry experience. She has been with Bank of America and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adriana Martinez Cortez is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank from 2013 to 2018. Outside of her advisory role, she co-owns Brazos Valley Window Services, a window services and installation company. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Peter Fontana is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and four years of industry experience. He has worked with PFS Investments Inc. since 2022 and has been involved as a freelance event contractor since 2017. Outside the financial industry, he engages in event production through freelance contracting. Primerica Advisors manages a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, offering model-driven investment strategies supported by third-party asset managers, overlay management, and custody services.

Troy Mettey Jr. is a financial advisor with Edward Jones in Houston, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2021, he worked at Memorial Hermann Healthcare Systems for six years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a wide range of advisory and investment services supported by a large network of financial advisors and branch offices nationwide.

Riley Hood is a financial advisor at Ameriprise with four years of industry experience. He holds the Series 66 designation and has previously worked at Goosehead Insurance and Academy Sports and Outdoors. Outside of his advisory role, Hood is employed by DGW Worldwide, LLC, where he manages an advisory business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, delivering personalized recommendation reports that incorporate research, modeling, and tax-efficient strategies. The firm operates as a large institutional provider of advisory, brokerage, and insurance solutions through affiliated entities.

Christopher Dickenson is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Principal Life Insurance Company, Principal Securities Inc., and Northwestern Mutual Investment Management. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jorge Garcia is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2018, following his tenure at Wells Fargo Bank, N.A. beginning in 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Wesley Tolbert is a financial advisor at Merrill with 20 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2002 and Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lori Rust is a financial advisor with Cetera in Houston, TX, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. She previously worked at Avantax in various roles from 2006 to 2025. Outside of her advisory work, Lori is president of Nathans & Rust Inc., a tax preparation and consulting business, and serves as a board representative for her family’s retail business, Callahan's General Store. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing a multi-manager platform with multiple program structures and custodial relationships.

Katherine Wilson is a CFP® with 41 years of industry experience, currently affiliated with Cetera. She has worked with New England Life since 1986 and has been with Cetera and its related entities since 2013. She is licensed with various life insurance companies and offers annuities. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm operates a multi-manager platform offering a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Susan Wong Andrus is a financial advisor at UBS Financial Services in Houston, TX, with 38 years of industry experience. She has been with UBS since 1994 and previously worked at IA Dean Witter Reynolds Inc. In addition to her advisory role, she has held inactive membership positions in several oil and gas holding companies related to mineral rights. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services.

Carla Marsh is a financial advisor with Equitable Advisors in Houston, TX, holding Series 63 and Series 65 licenses and seven years of industry experience. She has been with Equitable Advisors since 2019 and previously worked at Keuka College from 2015 to 2018. Outside of her advisory role, she operates a small business called Carla's Treats & Sweets. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management programs. The firm employs a range of advisory models and third-party programs, offering services through a network of Investment Adviser Representatives.

Brady Fausnaught is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds the Series 63 and Series 65 designations and has worked with J.P. Morgan since 2019. Prior to his advisory career, he was associated with Bullfrog Spas and Brigham Young University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research to build model asset allocations and incorporates broader derivatives and commodities capabilities.

John Wright is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2018, following three years at Capital One Investing, LLC. Outside of his advisory role, he is a landlord in The Woodlands, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s advisory process is IPS-driven and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.