Joshua Wallace is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at PNC Investments, BBVA Securities Inc., and Comerica Bank. Outside of his advisory role, he is an owner and partner of La Sirena Rental LLC, managing a rental property in Corpus Christi, Texas. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Paul Wallin III is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Edward Jones and Sigma Financial, along with work outside finance at Pottery Barn and youth ministry involvement with Young Life. He is also involved with Snug Estate Planning Software, a firm specializing in estate planning technology. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities through a national network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, featuring both discretionary and non-discretionary management supported by proprietary and third-party research.

Caleb Smith is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, Clearview Eastern, and various educational institutions in San Antonio. He has also worked in the automotive and service industries and spent six years teaching at the middle and high school levels. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Ricardo Guerrero serves as the Resident Director and International Wealth Advisor at Merrill. With over 20 years of experience in the financial services industry and specialized expertise in wealth management since 2003, he manages a diverse client base that ranges from first-generation wealth to multigenerational wealth planning for both U.S. and international clients. He is fluent in English and Spanish and holds the Personal Investment Advisor (PIA) designation. Born and raised in South Texas, Guerrero moved to San Antonio in 1995 where he completed his Bachelor's degree in Business Administration with a concentration in Management from the University of Texas at San Antonio. His professional focus includes college education planning, family wealth management, international wealth management, socially responsible investing, retirement planning, and portfolio management services. Guerrero is actively involved in his community through various professional organizations including co-chairing the Bank of America Hispanic Latino Business Council and mentoring through the InSpireU Mentorship Program. He emphasizes stability, balance, and the best interests of his clients in his practice. Outside of work, he enjoys spending time with his family, traveling, and participating in sports and adventure activities.

William Lissau is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Merrill since 2009 and has been affiliated with Bank of America, N.A. since 2004. Lissau serves as a trustee for the Lew Wentz Foundation, a charitable organization providing loans and scholarships to students at the University of Oklahoma. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, utilizing model-based and discretionary strategies for a diverse range of individual and institutional investors.

John Lander Jr. is a CFP® with 26 years of industry experience, currently affiliated with LPL Financial where he has worked since 2018. Prior to joining LPL, he held roles at USAA Financial Advisors and USAA Investment Management Company. He is also involved in business ownership outside of financial advising, including interests in Lander Wildlife and Sans LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Charles Watts is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 credentials and 14 years of industry experience. He worked previously at MML Investors Services and MassMutual. Watts is also involved in managing and administering his practice through a business ownership role at XZ8979, LLC. Ameriprise offers a retirement-income planning service primarily for clients with substantial investable assets, delivering non-discretionary, research-based recommendations that integrate income sources, Social Security strategies, and tax-efficient withdrawals. The firm combines algorithmic tools with advisor oversight to provide tailored retirement income solutions.

Fernando Cano is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 63 designation and has worked at Bank of America and Merrill since 2015. He is based in San Antonio, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Madeline Dismore is a financial advisor with Merrill, holding a Series 66 credential and based in San Antonio, TX. She has been with Merrill and Bank of America since 2026. Prior to her current role, she held various positions including roles at Willow Bridge Property Company, several school districts, and Texas Tech University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chance Stephenson is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans tailored to their unique goals and situations. He began his career at Kennedy Financial Services as a Client Advocate from 2021 to 2022 before joining Fidelity Investments. At Fidelity, he has held multiple roles including Client Relationship Advocate, Investment Solutions Representative 1, Investment Consultant, and Planning Consultant, demonstrating a progressive career within the firm. Throughout his tenure at Fidelity Investments, Chance has gained experience in client advocacy, investment solutions, and financial planning. His approach focuses on understanding individual client needs to create customized financial strategies. Outside of his professional work, Chance enjoys camping, cars, fitness, hiking, and running.

Samuel Haley is a Series 66-registered financial advisor with Raymond James & Associates in San Antonio, TX, where he has 18 years of industry experience. He has been with Raymond James since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, pension plans, and charitable organizations, offering financial planning and investment consulting primarily through non-discretionary strategies supported by extensive research and portfolio management options.

Hollie Cuellar is a Series 66 licensed financial advisor at Edward Jones with two years of industry experience. She previously worked at USAA for 25 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and a broad branch footprint.

William Young is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining LPL Financial in 2024, he spent nine years with Lincoln Financial Advisors. Outside of his advisory role, he is involved with Young, Knight & Oberholtzer, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Ryland Bryant is a Wealth Management Advisor at the Merrill Lynch Wealth Management complex in San Antonio. He brings extensive experience in financial services, focusing on helping clients achieve key financial goals such as education planning, personal retirement planning, portfolio management, tax minimization, and retirement income. Ryland holds a Bachelor's Degree in Economics from Saint Mary's University of San Antonio and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His expertise includes developing comprehensive strategies for retirement income accumulation and distribution, college planning, estate planning, and long-term care insurance. He also works with clients on business-related financial services such as business loans and cash flow management. In addition to his professional work, Ryland is involved in community organizations including the Alamo College Foundation and SAMMinistries.

Daniel Garcia is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 21 years of industry experience. He has worked at Ameriprise since 2005, initially with Ameriprise Financial Services, Inc. and currently with Ameriprise Financial Services, LLC in San Antonio, TX. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Monique Cassidy is a financial advisor with Raymond James Financial in San Antonio, TX, holding Series 63 and Series 66 registrations and with 27 years of industry experience. She has worked with Raymond James Financial Services Advisors, Inc. and related entities since 2015. Cassidy is also employed as a registered sales assistant with Security Service Investment Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through affiliations uncommon among large institutional advisors.

Erin Landrau is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and 22 years of industry experience. She has been with Merrill since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Duelm is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and bringing 26 years of industry experience. He has been with MML Investors Services, Inc. and MassMutual since 2000. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative, goal-based planning tools and offering event-driven planning services such as divorce, estate settlement, and employer-sponsored programs.

Cody Horton is a financial advisor at Wells Fargo Advisors with 16 years of industry experience. He holds the Series 66 designation and has worked in various capacities within Wells Fargo firms since 2015. Outside of his advisory role, he is involved in a family business, managing operations there alongside his financial practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services. The firm provides a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, utilizing Wells Fargo’s research and planning tools to develop tailored recommendations.

David Doutre is a Financial Consultant currently with Fidelity Investments, a role he has held since 2020. He began his career in the financial services industry following years of military service. Prior to his current position, David was an Investment Consultant at Charles Schwab & Co., Inc. in 2020 and served as a Financial Advisor at USAA Financial Advisors, Inc. from 2010 to 2020. With over 15 years of experience, David focuses on understanding each client's unique situation to collaboratively develop personalized financial roadmaps. He holds insurance licenses in Arkansas and California, which support his advisory services. His approach emphasizes providing clients with clarity, confidence, and conviction as they work toward their financial goals. Outside of his professional life, David engages in activities such as family time, hiking, reading, volunteering, and maintains a connection to his military background and parenthood.