Matthew Rose is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that integrates quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s Institutional Consulting Services program offers non-discretionary advice delivered by a select group of Wealth Advisors.

Ann Kilmer is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and over 27 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2025 and previously served at United Planners Financial Services of America for eight years. Outside of advisory work, she operates Kilmer and Company, PLLC as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals utilizing multiple custody platforms and a range of discretionary and non-discretionary strategies.

William Sammons is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morganstanleysmithbarney since 2010. Outside of his advisory role, Sammons is a partner at HYGGE Ranch LLC, a real estate business in San Antonio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery and firm‑approved tools to model outcomes without providing individual security recommendations in standalone planning.

Robert Arteaga is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. His career includes roles at MML Investors Services Inc, MassMutual, Investment Professionals, Inc., and Ameriprise Financial Services, Inc. He has been with Ameriprise since 2018. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored retirement income recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical for a large institutional provider.

Joshua Wallace is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at PNC Investments, BBVA Securities Inc., and Comerica Bank. Outside of his advisory role, he is an owner and partner of La Sirena Rental LLC, managing a rental property in Corpus Christi, Texas. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Paul Wallin III is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Edward Jones and Sigma Financial, along with work outside finance at Pottery Barn and youth ministry involvement with Young Life. He is also involved with Snug Estate Planning Software, a firm specializing in estate planning technology. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities through a national network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, featuring both discretionary and non-discretionary management supported by proprietary and third-party research.

Caleb Smith is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, Clearview Eastern, and various educational institutions in San Antonio. He has also worked in the automotive and service industries and spent six years teaching at the middle and high school levels. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Ricardo Guerrero serves as the Resident Director and International Wealth Advisor at Merrill. With over 20 years of experience in the financial services industry and specialized expertise in wealth management since 2003, he manages a diverse client base that ranges from first-generation wealth to multigenerational wealth planning for both U.S. and international clients. He is fluent in English and Spanish and holds the Personal Investment Advisor (PIA) designation. Born and raised in South Texas, Guerrero moved to San Antonio in 1995 where he completed his Bachelor's degree in Business Administration with a concentration in Management from the University of Texas at San Antonio. His professional focus includes college education planning, family wealth management, international wealth management, socially responsible investing, retirement planning, and portfolio management services. Guerrero is actively involved in his community through various professional organizations including co-chairing the Bank of America Hispanic Latino Business Council and mentoring through the InSpireU Mentorship Program. He emphasizes stability, balance, and the best interests of his clients in his practice. Outside of work, he enjoys spending time with his family, traveling, and participating in sports and adventure activities.

William Lissau is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Merrill since 2009 and has been affiliated with Bank of America, N.A. since 2004. Lissau serves as a trustee for the Lew Wentz Foundation, a charitable organization providing loans and scholarships to students at the University of Oklahoma. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, utilizing model-based and discretionary strategies for a diverse range of individual and institutional investors.

John Lander Jr. is a CFP® with 26 years of industry experience, currently affiliated with LPL Financial where he has worked since 2018. Prior to joining LPL, he held roles at USAA Financial Advisors and USAA Investment Management Company. He is also involved in business ownership outside of financial advising, including interests in Lander Wildlife and Sans LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Charles Watts is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 credentials and 14 years of industry experience. He worked previously at MML Investors Services and MassMutual. Watts is also involved in managing and administering his practice through a business ownership role at XZ8979, LLC. Ameriprise offers a retirement-income planning service primarily for clients with substantial investable assets, delivering non-discretionary, research-based recommendations that integrate income sources, Social Security strategies, and tax-efficient withdrawals. The firm combines algorithmic tools with advisor oversight to provide tailored retirement income solutions.

Fernando Cano is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 63 designation and has worked at Bank of America and Merrill since 2015. He is based in San Antonio, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Madeline Dismore is a financial advisor with Merrill, holding a Series 66 credential and based in San Antonio, TX. She has been with Merrill and Bank of America since 2026. Prior to her current role, she held various positions including roles at Willow Bridge Property Company, several school districts, and Texas Tech University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chance Stephenson is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans tailored to their unique goals and situations. He began his career at Kennedy Financial Services as a Client Advocate from 2021 to 2022 before joining Fidelity Investments. At Fidelity, he has held multiple roles including Client Relationship Advocate, Investment Solutions Representative 1, Investment Consultant, and Planning Consultant, demonstrating a progressive career within the firm. Throughout his tenure at Fidelity Investments, Chance has gained experience in client advocacy, investment solutions, and financial planning. His approach focuses on understanding individual client needs to create customized financial strategies. Outside of his professional work, Chance enjoys camping, cars, fitness, hiking, and running.

Samuel Haley is a Series 66-registered financial advisor with Raymond James & Associates in San Antonio, TX, where he has 18 years of industry experience. He has been with Raymond James since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, pension plans, and charitable organizations, offering financial planning and investment consulting primarily through non-discretionary strategies supported by extensive research and portfolio management options.

Hollie Cuellar is a Series 66 licensed financial advisor at Edward Jones with two years of industry experience. She previously worked at USAA for 25 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and a broad branch footprint.

William Young is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining LPL Financial in 2024, he spent nine years with Lincoln Financial Advisors. Outside of his advisory role, he is involved with Young, Knight & Oberholtzer, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Ryland Bryant is a Wealth Management Advisor at the Merrill Lynch Wealth Management complex in San Antonio. He brings extensive experience in financial services, focusing on helping clients achieve key financial goals such as education planning, personal retirement planning, portfolio management, tax minimization, and retirement income. Ryland holds a Bachelor's Degree in Economics from Saint Mary's University of San Antonio and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His expertise includes developing comprehensive strategies for retirement income accumulation and distribution, college planning, estate planning, and long-term care insurance. He also works with clients on business-related financial services such as business loans and cash flow management. In addition to his professional work, Ryland is involved in community organizations including the Alamo College Foundation and SAMMinistries.

Daniel Garcia is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 21 years of industry experience. He has worked at Ameriprise since 2005, initially with Ameriprise Financial Services, Inc. and currently with Ameriprise Financial Services, LLC in San Antonio, TX. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Erin Landrau is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and 22 years of industry experience. She has been with Merrill since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.