Sandra Deskin is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley since 2009 and has also worked at Citigroup Global Markets since 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers financial planning through structured processes and firm-approved tools.

James Norman Deitrich Jr. is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. Outside of his advisory role, he is involved with a business named J. Norman Deitrich based in Tybee Island, Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Clarence Wooten Jr. is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He has been with Primerica Advisors since 1984 and Primerica Financial Services since 1982. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Thomas Valenti is a financial advisor at OSAIC with 13 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at JHFN SII before joining OSAIC in 2018. Valenti is also involved with Platinum Wealth Solutions of Texas, LLC, where he provides investment advice and offers life insurance and annuity products. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated financial services, including brokerage, investment advisory, retirement plan consulting, and access to third-party money managers, utilizing firm-provided asset-allocation tools and automated rebalancing to construct diversified portfolios.

Sarah Krogh is a financial advisor at Edward Jones with three years of industry experience, including prior roles at First Command and Judson ISD. She holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Beatriz Doak is an International Wealth Advisor with Merrill Lynch Wealth Management. In her role, she focuses on connecting clients to the appropriate people, plans, and processes to address their unique financial ambitions. She assists clients with a range of personal financial goals, including education funding, retirement lifestyle planning, and managing potential health care costs, while creating tailored strategies to support long-term family objectives. Beatriz holds a bachelor's degree from the University A of Guadalajara and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Her approach emphasizes simplicity and transparency in wealth planning, aiming to integrate all aspects of a client's financial life to help prioritize and pursue their most important goals.

Russell Harrison is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and 31 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, and was previously with Citigroup Global Markets. Harrison serves as a board member and 401(k) committee participant at Oak Hills Church. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques while offering a wide range of investment and financial services through its extensive network.

Stephen Miranda is a financial advisor with Merrill based in San Antonio, TX, holding Series 63 and Series 66 licenses and seven years of industry experience. He previously worked at JP Morgan Securities LLC and JP MORGAN CHASE Bank N.A. from 2018 to 2022, as well as AllState Insurance and Urban Access Properties. Miranda serves as a board member for the Greater Houston Gay & Lesbian Chamber of Commerce and participates on the Harris County Loan Review Committee, providing oversight to the County Opportunity Fund. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Osborn is a Series 66 licensed financial advisor with Edward Jones in San Antonio, TX, and has three years of industry experience. Prior to joining Edward Jones in 2023, he worked at HomeSmart and Realty Executives of San Antonio. He was also involved with the San Antonio A&M Club Foundation for eight years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary strategies, access to separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

Erik Munson is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He is dedicated to helping clients develop and adjust personalized wealth plans built around their unique priorities and financial goals. Erik's approach involves working closely with clients to pursue objectives such as college education planning, family wealth management, retirement income strategies, and legacy planning. Erik holds a Bachelor's Degree from the Texas A&M University System and maintains several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is affiliated with the Pi Kappa Alpha Fraternity and participates in community organizations such as the Central Texas Food Bank, RBI Austin, the SIFMA Foundation, and the Terrell Heights Neighborhood Association. Outside of his professional work, Erik enjoys cooking, fishing, football, gardening, golfing, hunting, music, reading, scuba diving, and spending time with his family. He currently resides in San Antonio with his family and values a client-first approach to financial advising.

Lilly Jordan is a CFP® professional with eight years of experience in the financial services industry, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, she worked in the Schertz Cibolo Universal City Independent School District for three years. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients with a broad range of investment strategies and advisory services. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

David Villarreal Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in the financial services industry. Since joining Merrill Lynch in 2011, following six years at Bank of America, he has focused on helping individuals, families, and business owners create personalized financial strategies tailored to their goals. As a key member of K&I Associates, a team recognized by Forbes as a "Best-in-State Wealth Management Team" from 2023 to 2025, David delivers comprehensive, 360-degree financial strategies with an emphasis on understanding each client's unique priorities. David's expertise includes education planning, family wealth management, liquidity management, retirement planning, and tax minimization among other areas. He employs a consultative and objective approach that addresses both short-term objectives and long-term aspirations by investing time to deeply understand his clients' concerns and ambitions. David holds a B.B.A. in Accounting from the University of Texas at San Antonio and carries professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in San Antonio since 2005, David and his wife, Daisy, are active members of several church organizations. His personal interests include billiards, chess, cooking, football, music, running, spending time with his family, tennis, and traveling.

Shawn Gosdin is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1999. In his role, Shawn directs his team's efforts to provide a comprehensive range of financial strategies and services. He emphasizes a holistic approach to wealth management, addressing clients' family needs, business interests, community responsibilities, and long-term aspirations. Shawn and his team focus on managing the day-to-day details of wealth management, enabling clients to concentrate on their most meaningful interests and obligations while advancing their personal and generational financial goals. Shawn's areas of expertise include corporate executive services, executive compensation, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, special needs planning strategies, and sports and entertainment financial matters. He holds the Personal Investment Advisor (PIA) designation and attended Texas A&M University. Outside of his professional responsibilities, Shawn enjoys fishing, golfing, skiing, and spending time with his family.

Braden Durham is a financial advisor at LPL Financial located in San Antonio, TX. He holds the Series 66 designation and has been in the industry since 2024. His prior experience includes roles at Pontem Financial, Texas A&M University, Reynolds and Reynolds, and Jon Hart. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Anna Femat is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has worked since 1987. She specializes in assisting clients with retirement income planning, education funding, long-term care, and access to home financing through Bank of America. Anna employs a Personal Wealth Analysis process to understand clients' current situations and goals, enabling her to recommend strategies aligned with their financial objectives. Over her career spanning more than three decades, Anna has built expertise in wealth planning, investment management, legacy planning, and employee benefits. She holds the Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) designations. Anna earned a Bachelor of Business Administration degree in business management from the University of the Incarnate Word. Anna is active in her community through involvement with organizations such as the Archdiocese of San Antonio, Conservation Society, Habitat for Humanity, Junior League of San Antonio, Pan American Round Table, San Antonio Hispanic Chamber of Commerce, and the University of the Incarnate Word Alumni Association. She is married to Ramiro and they have two children. Outside of work, Anna enjoys cooking, gardening, hiking, music, painting, pottery, reading, sewing, spending time with family, and traveling.

Rachel Cano is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and modeling techniques.

James Winton is a Financial Advisor with Merrill Lynch Wealth Management, working as part of the Johnson & Associates Wealth Management Team. The team brings over 30 years of collective investment industry experience and combines their expertise with the global resources of Merrill to offer comprehensive wealth management services tailored to individual clients’ financial situations and goals. James’s approach emphasizes understanding each client’s full financial picture and personal priorities to create flexible strategies designed to adapt to changing market conditions. His client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He follows a structured wealth planning process that involves getting to know the client, analyzing their situation, implementing customized financial plans, and tracking progress to help clients pursue their goals. James holds a Bachelor’s Degree from Texas A&M University System and has earned the designation of Personal Investment Advisor (PIA). He is also active in professional organizations such as the Order of the Alamo and the San Antonio German Club. Outside of work, James enjoys baseball, boating, fishing, football, golfing, hunting, pickleball, reading, skiing, and spending time with his family.

Paxton Smith Jr. is a financial advisor with Mass Mutual Investors Services in San Antonio, TX. He holds CFP® and ChFC® designations and has 10 years of industry experience. Prior to joining Mass Mutual in 2018, he worked at Sequent Planning, LLC, ProEquities, Inc., and Futurity First. Outside of his advisory role, he teaches informational Medicare classes through local school districts and is involved in efforts to make financial services accessible to the deaf community through his insurance brokerage activities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements and provides a range of programs including educational seminars and event-driven planning services.

Jay Fine is a financial advisor at Edward Jones in Helotes, TX, holding the CFP® and Series 66 designations with nine years of industry experience. Prior to joining Edward Jones in 2017, he served in the United States Army for 20 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Jonathan Woodus is a financial advisor at Primerica Advisors in San Antonio, TX, holding Series 65 and Series 63 licenses with four years of industry experience. His work history includes roles at PFS Investments Inc., Primerica Financial Services, Lancer Worldwide, and Church's Chicken. He is also involved in sales of investment-related products and receives non-investment related compensation for referrals of home security, automation, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving mainly individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services via a large network of financial advisors using model-delivery strategies created by third-party asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.