Richard Davidian is a CFP® professional with five years of experience in financial advisory roles. He is currently with Schwab Wealth Advisory, having previously worked at Charles Schwab, TD Ameritrade, MetLife, and Techtronic Industries. His background also includes a brief position outside finance at Jim's Firearms. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s guidance uses standard asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Trevor Hancock is a CFA® charterholder with 12 years at CIBC Private Wealth Management and four years of overall industry experience. He is based in Denver, CO, and works with CIBC Private Wealth Advisors, Inc. CIBC Private Wealth Advisors provides investment and wealth advisory services to a diverse client base, including high net worth individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm combines an internal investment team, Relationship Managers, and governance committees to offer customized portfolio management, financial planning, and specialized strategies, distinguished by its high assets under management per advisor and involvement with investment company clients.

Robert Young is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with TIAA-CREF and TIAA since 2014. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and managed account programs for individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing discretionary management, operating within a vertically integrated structure that includes affiliated funds and donor-advised fund services.

Gayle Conrad is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado. She holds Series 63 and Series 66 licenses and has 11 years of industry experience. She has been with Schwab Wealth Advisory since 2016 and affiliated with Charles Schwab since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with client recommendations tailored to individual goals and risk tolerance.

Ike Kutter is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 credential and 19 years of industry experience. His career includes roles at Parkland Securities, LLC, Triad Advisors, and Triad Hybrid Solutions. Outside of advisory work, he owns Clearview Financial, LLC, which offers financial services and insurance products. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and public entities. The firm provides a range of advisory services through multiple program models, utilizing both proprietary guidance and third-party platforms.

Sarah Keys is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and 18 years of industry experience. She previously worked at Cardan Capital Partners, LLC and Purshe Kaplan Sterling Investments. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement plan consulting, utilizing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Kenneth Perrin is a financial advisor with SPC in Centennial, CO, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Parkland Securities, LLC since 2014. Outside of advising, he is involved in fixed insurance compensation through his DBA, Financial Foundation Group. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement services, delivering both discretionary and nondiscretionary investment management tailored to client needs.

Nicholas Murphy is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and nine years of industry experience. He has worked at Commonwealth since 2017 and previously at Cantella & Co., Inc. in 2017. Outside of finance, he is involved with Midway Pest Control, a business he has been associated with since 2012. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets. The firm provides a broad platform including managed-account programs, third-party asset manager access, retirement consulting, and custodial services.

Zachary Frauhiger is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Empower Financial Services, Volly, Broadly, EdgeLink, Elewraps, and Enterprise Holdings. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Jose Castaneda is a CFP® with six years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Denver, CO. His prior work includes roles at Foothills Moving & Storage, LLC, and the University of Colorado, Boulder. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach focuses on globally diversified, risk-appropriate portfolios using Modern Portfolio Theory principles and emphasizes multi-factor tilts, tax management, and a variety of implementation options.

Tess Bosley is a financial advisor at Focus Partners Wealth, LLC in Denver, CO, holding a Series 65 credential with two years of industry experience. Her prior roles include positions at The Colony Group, LLC and Buckingham Strategic Wealth, LLC, as well as experience outside finance with organizations such as Spot on the Dock and BV's Grill. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, family offices, and institutional clients, offering comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies with specialized tools and access to private and registered pooled vehicles.

Hieu Tran is a financial advisor at Schwab Wealth Advisory Inc. with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 1999. Tran is based in Lone Tree, Colorado. Schwab Wealth Advisory serves clients enrolled in its program by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach leverages Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations to clients’ goals and risk tolerance without exercising discretionary trading authority.

Amie Toyama is a financial advisor at Cetera Planning Partners in Denver, CO, holding the PFS™ designation. She has been in the industry since 2026 and previously worked at Watson Coon Ryan LLC and related firms for a combined nine years. Cetera Planning Partners serves individual and high-net-worth clients, with a focus on pre-retirees and retirees, offering investment management, comprehensive financial planning, and retirement-related advice. The firm also provides tax planning, bookkeeping, payroll support, and estate-planning services through a third-party provider, using a diversified investment process tailored to client objectives and risk tolerance.

Todd Burnaford is a financial advisor at Empower Advisory Group with 16 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Personal Capital Advisors Corporation and Prudential Investment Management Services LLC. Outside of his advisory work, he is co-owner of a bagel shop with his spouse, assisting with administrative duties. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors, their participants, and certain retail clients. The firm offers integrated services linked to its recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates through both point-in-time plans and optional managed accounts.

Aaron Leffingwell is a financial advisor at Empower Advisory Group with 26 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior work includes positions at GWFS Equities, Icon Advisers, and Merk Investments. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as retail clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Jared Barkmeier is a CFP® with eight years of industry experience, currently serving as a financial advisor at Mariner. He previously worked at HK Financial Services, Inc. for four years before joining Mariner in 2020. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations by offering investment management, financial planning, retirement consulting, and access to third-party managers. The firm combines discretionary, customized portfolios with in-house research and third-party allocations, and provides integrated tax, accounting, and family office services alongside portfolio management.

Zachary Bloemen is a financial advisor with Hornor, Townsend & Kent, LLC and holds Series 63 and Series 65 licenses. He has eight years of industry experience, with prior roles at Northwestern Mutual and Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a broker-dealer, providing integrated custody, execution, and brokerage services alongside investment advice.

Melvin Ventura is a financial advisor at Empower Advisory Group with one year of industry experience. He holds a Series 66 designation and previously worked at JP Morgan Chase & Company for five years. Ventura’s work history also includes roles at Uber LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Allen Andes is a financial advisor with Kestra Advisory Services, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Investment Professionals Inc, Valic Financial Advisors, and PNC Wealth Management. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and employee education, serving large institutional investors among others.

Richard Acres is a CFP®-certified financial advisor at Hightower Advisors with 10 years of industry experience. He previously worked for Investment Security Group, Inc. before joining Hightower Advisors in 2021. Acres is based in Denver, CO and holds a Series 65 license. Hightower Advisors provides investment advisory and planning services to individual and institutional clients, including pension plans, charitable organizations, corporations, and trusts. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers discretionary and non-discretionary portfolio management along with financial planning and retirement consulting.